Union Small Cap Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Small Cap Fund

Fund House : Union Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 26.79 1.9%
(as on 20th May, 2022)

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Crisil Rank

Average performance among peers

Fund Size

: ₹ 607.11 Cr

(0.6% of Investment in Category)

Expense Ratio

: 2.52%

(2.22% Category average)

Risk-O-Meter

Very High

Small Cap Fund :Small Cap Fund : Fund has 94.95% investment in indian stocks of which , 8.68% is in mid cap stocks, 42.51% in small cap stocks.Fund has 0.11% investment in Debt of which 0.11% in Government securities.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for very high returns. At the same time, these investors should also be ready for possibility of higher losses in their investments.

Crisil Rank Change : Fund Crisil rank was updated from 4 to 3 in the previous quarter.

1M
3M
6M
1Y
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ALL

This Scheme

VS

Nifty 50

-9.87%

-6.24%

-10.09%

11.64%

59.63%

8.91%

12.27%
NA
-7.51%

-4.08%

-8.3%

19.03%

59.96%

12.19%

15.95%

NA
Gold

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SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 20th May, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	13-May-22	10272.20	2.72%	-	1.99%	32/37
1 Month	20-Apr-22	9165.20	-8.35%	-	-7.51%	25/37
3 Month	18-Feb-22	9561.00	-4.39%	-	-4.08%	20/37
6 Month	18-Nov-21	9177.80	-8.22%	-	-8.30%	21/37
YTD	31-Dec-21	9053.70	-9.46%	-	-8.77%	20/37
1 Year	20-May-21	11658.00	16.58%	16.58%	19.03%	22/36
2 Year	20-May-20	23562.00	135.62%	53.50%	59.96%	28/35
3 Year	20-May-19	20188.40	101.88%	26.36%	22.92%	7/33
5 Year	19-May-17	18708.10	87.08%	13.33%	12.19%	6/16
Since Inception	10-Jun-14	26790.00	167.90%	13.20%	15.95%	22/37

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 20th May, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	20-May-21	12000	11760.69	-1.99 %	-3.68 %
2 Year	20-May-20	24000	31845.96	32.69 %	29.9 %
3 Year	20-May-19	36000	56262.05	56.28 %	31.28 %
5 Year	19-May-17	60000	99761.45	66.27 %	20.45 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 30th Apr,2022)

Portfolio Turnover Ratio : 89.00% | Category average turnover ratio is 23.80%

Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 94.95% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 94.95%

No of Stocks : 53 (Category Avg - 69.18) | Large Cap Investments : 0%| Mid Cap Investments : 8.68% | Small Cap Investments : 42.51% | Other : 43.76%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Praj Industries Ltd.	Engineering, designing, construction	195.4	3.22%	0.06%	3.33% (Jan 2022)	0% (May 2021)	4.78 L	0.00
Tatva Chintan Pharma Chem Ltd.	Chemicals - speciality	194.8	3.21%	-0.01%	3.38% (Jan 2022)	0% (May 2021)	83.98 k	0.00
Krishna Institute of Medical Sciences Ltd.	Hospital	191.6	3.16%	-0.12%	3.28% (Mar 2022)	0% (May 2021)	1.43 L	0.00
CreditAccess Grameen Ltd.	Nbfc	184.4	3.04%	0.53%	3.04% (Apr 2022)	1.18% (May 2021)	1.78 L	0.00
Neogen Chemicals Ltd.	Chemicals - speciality	176.9	2.91%	-0.69%	3.6% (Mar 2022)	1.99% (Jul 2021)	1.14 L	-0.10 L
Home First Finance Company India Ltd.	Housing finance	167.8	2.76%	-0.29%	3.05% (Mar 2022)	1.85% (Aug 2021)	2.39 L	0.00
Devyani International Ltd.	Hotels, restaurants, resorts	158.6	2.61%	-0.06%	2.89% (Jan 2022)	0% (May 2021)	9.18 L	0.00
Greaves Cotton Ltd.	Diesel engines	157.3	2.59%	-0.42%	3.25% (Jan 2022)	2.16% (Dec 2021)	9.50 L	0.00
ABB Power Products and Systems India Ltd.	Power equipment	156.4	2.58%	-0.32%	2.93% (Feb 2022)	1.67% (Jul 2021)	49.66 k	0.00
J.b. Chemicals & Pharmaceuticals Ltd.	Pharmaceuticals	154.9	2.55%	0.20%	2.6% (Feb 2022)	1.47% (May 2021)	90.13 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 1 (Category Avg - 0.12) | Modified Duration 0.00 Years (Category Avg - 1.11)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type	% Weight	Category Average
T-Bills	0.11%	0.02%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.11%	0.02%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	5.26%
Net Receivables	Net Receivables	-0.32%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th April, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

19.67vs18.46

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.77vs0.75

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

1.16vs0.94

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.3vs0.26

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

11.83vs6.26

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Canara Robeco Small Cap Fund - Regular Plan - Growth	4	2514.25	-8.02	-1.84	-1.67	28.34	30.54
L&T Emerging Businesses Fund - Regular Plan - Growth	3	8014.47	-6.68	-3.39	-5.77	24.42	21.27
ICICI Prudential Smallcap Fund - Regular Plan - Growth	3	3619.64	-4.37	-1.08	-7.26	22.99	24.93
DSP Small Cap Fund - Regular Plan - Growth	3	8848.57	-7.09	-0.33	-3.36	21.17	25.07
Nippon India Small Cap Fund - Growth	4	19768.28	-8.63	-3.93	-6.05	20.49	26.19
Tata Small Cap Fund - Regular Plan - Growth	2	2092.05	-3.04	-1.85	-7.59	19.13	25.48
Kotak Small Cap Fund - Growth	4	7384.60	-6.90	-4.22	-10.22	19.12	30.13
IDBI Small Cap Fund - Growth	3	134.44	-7.00	-4.78	-6.31	19.11	21.37
Quant Small Cap - Growth	5	1822.46	-10.55	-4.98	-7.04	18.67	39.99
Axis Small Cap Fund - Growth	3	9261.23	-5.89	-3.76	-6.27	18.30	27.24

Detailed Comparison

More Funds from Union Mutual Fund

Out of 18 mutual fund schemes offered by this AMC, 3 is/are ranked 4 * , 4 is/are ranked 3 * , 2 is/are ranked 2 * , and 9 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Balanced Advantage Fund - Growth	NA	1831.85	-3.57	-2.89	-4.43	2.92	10.50
Union Flexi Cap Fund - Growth	4	1045.33	-6.24	-6.59	-12.41	11.32	15.68
Union Liquid Fund - Growth	3	1040.42	0.27	0.87	1.74	3.42	4.20
Union Small Cap Fund - Regular Plan - Growth	3	607.11	-8.35	-4.39	-8.22	16.58	26.36
Union Hybrid Equity Fund - Regular Plan - Growth	NA	555.01	-5.21	-5.28	-10.04	7.87	0.00
Union Long Term Equity Fund - Growth	4	497.04	-6.38	-5.64	-10.99	13.28	16.08
Union Midcap Fund - Regular Plan - Growth	NA	427.55	-6.13	-3.64	-10.83	17.34	0.00
Union Corporate Bond Fund - Growth	2	402.31	-0.90	-0.98	-0.21	1.54	4.92
Union Large and Mid Cap Fund - Regular Plan - Growth	NA	317.25	-5.73	-5.14	-13.20	14.80	0.00
Union Focused Fund - Growth	NA	294.70	-5.49	-7.16	-12.00	11.60	0.00