Union Small Cap Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Small Cap Fund

Fund House : Union Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 16.58 0.36%
(as on 23rd November, 2020)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 371.52 Cr

(0.75% of Investment in Category)

Expense Ratio

: 2.63%

(1.89% Category average)

Risk-O-Meter

Moderately High

Buy Recommended

(Min ₹2000 for SIP, ₹5000 for one time investment)

Small Cap Fund :Small Cap Fund : Fund has 96.1% investment in indian stocks of which , 16.38% is in mid cap stocks, 61.56% in small cap stocks.Fund has 0.39% investment in Debt of which 0.39% in Government securities.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for very high returns. At the same time, these investors should also be ready for possibility of higher losses in their investments.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Benchmark
Nifty Smallcap 100 Index

5.26%

11.49%

63.85%

10.6%

0.85%

3.17%

8.14%
NA
7.82%

10.9%

52.1%

14.76%

4.5%

7.64%

6.95%

NA
Gold

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1Y
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ALL

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Returns Calculator
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VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 23rd November, 2020)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	13-Nov-20	10215.70	2.16%	-	4.34%	42/43
1 Month	23-Oct-20	10279.00	2.79%	-	7.82%	42/43
3 Month	21-Aug-20	10780.20	7.80%	-	10.90%	42/43
6 Month	22-May-20	14595.10	45.95%	-	52.10%	32/43
YTD	01-Jan-20	11783.90	17.84%	-	12.91%	26/41
1 Year	22-Nov-19	11997.10	19.97%	19.85%	14.76%	23/41
2 Year	22-Nov-18	12336.30	23.36%	11.04%	4.50%	28/37
3 Year	23-Nov-17	10343.10	3.43%	1.13%	-3.43%	25/27
5 Year	23-Nov-15	13725.20	37.25%	6.53%	7.64%	17/17
Since Inception	10-Jun-14	16580.00	65.80%	8.14%	6.95%	22/37

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 23rd November, 2020)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	22-Nov-19	12000	14797.38	23.31 %	45.48 %
2 Year	22-Nov-18	24000	29897.89	24.57 %	22.61 %
3 Year	23-Nov-17	36000	42756.49	18.77 %	11.47 %
5 Year	23-Nov-15	60000	73851.45	23.09 %	8.23 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Oct,2020)

Portfolio Turnover Ratio : 59.00% | Category average turnover ratio is 72.96%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 96.10% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.10%

No of Stocks : 53 (Category Avg - 62.51) | Large Cap Investments : 0%| Mid Cap Investments : 16.38% | Small Cap Investments : 61.56% | Other : 18.16%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
Pi Industries Ltd.	Pesticides and agrochemicals	158.7	4.27%	0.50%	4.27% (Oct 2020)	2.44% (Jan 2020)	72.20 k
Laurus Labs Ltd.	Pharmaceuticals	158.3	4.26%	0.49%	4.26% (Oct 2020)	0% (Nov 2019)	4.95 L
Indiamart Intermesh Ltd.	Retailing	143.1	3.85%	-0.06%	5.02% (Aug 2020)	2.84% (Dec 2019)	29.54 k
Teamlease Services Ltd.	Diversified commercial services	139.1	3.74%	0.11%	4.02% (Aug 2020)	2.53% (May 2020)	62.45 k
Fine Organic Industries Ltd.	Chemicals - speciality	137.3	3.70%	0.04%	4.55% (Mar 2020)	2.87% (Nov 2019)	51.76 k
Neogen Chemicals Ltd.	Chemicals - speciality	123.9	3.33%	-0.23%	3.7% (Aug 2020)	1.92% (Nov 2019)	2.00 L
KNR Constructions	Construction civil	107.7	2.90%	-0.02%	3.58% (Jan 2020)	2.73% (Nov 2019)	4.30 L
Syngene International Ltd.	Pharmaceuticals	107.5	2.89%	-0.05%	2.99% (Jul 2020)	1.81% (Feb 2020)	2.01 L
Orient Electric Ltd.	Home appliances	105.5	2.84%	0.40%	3.44% (Jun 2020)	1.53% (Dec 2019)	5.08 L
- Multi Commodity Exchange Of India Ltd.	Other financial services	103.1	2.77%	0.00%	4.16% (May 2020)	2.43% (Dec 2019)	60.60 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 1 (Category Avg - 0.08) | Modified Duration 0.00 Years (Category Avg - 3.25)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type	% Weight	Category Average
T-Bills	0.39%	0.01%
CP	0.00%	0.01%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.39%	0.01%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	3.67%
Net Receivables	Net Receivables	-0.16%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th October, 2020)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

18.52vs13.47

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.73vs0.58

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

-0.09vs-0.27

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

-0.02vs-0.06

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

8.1vs-0.91

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Quant Small Cap - Growth	NA	59.00	4.68	12.89	87.77	57.86	7.94
BOI AXA Small Cap Fund - Regular Plan - Growth	NA	80.62	7.04	13.37	55.10	44.18	0.00
Canara Robeco Small Cap Fund - Regular Plan - Growth	NA	507.88	6.79	11.99	51.46	32.35	0.00
Principal Small Cap Fund - Regular Plan - Growth	NA	211.14	8.39	12.11	54.44	28.40	0.00
DSP Small Cap Fund - Regular Plan - Growth	3	5322.77	6.89	11.30	59.10	26.13	-0.04
Kotak Small Cap Fund - Growth	4	1855.03	10.27	16.44	64.44	26.10	4.28
Edelweiss Small Cap Fund - Regular Plan - Growth	NA	528.76	7.66	11.71	49.90	25.94	0.00
HSBC Small Cap Equity Fund - Growth	3	302.49	7.10	12.79	54.10	19.47	-5.17
Nippon India Small Cap Fund - Growth	3	9391.87	8.85	11.10	55.55	19.37	1.34
Axis Small Cap Fund - Growth	5	2983.98	8.16	13.30	46.51	17.82	10.01

Detailed Comparison

More Funds from Union Mutual Fund

Out of 18 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 4 is/are ranked 4 * , 2 is/are ranked 3 * , 1 is/are ranked 2 * , 1 is/are ranked 1 * , and 9 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Liquid Fund - Growth	1	774.82	0.26	0.80	1.66	4.54	4.88
Union Balanced Advantage Fund - Growth	NA	509.34	4.78	8.85	30.82	17.92	0.00
Union Balanced Advantage Fund - Growth	NA	509.34	0.00	0.00	0.00	0.00	0.00
Union Medium Duration Fund - Regular Plan - Growth	NA	424.91	0.71	0.00	0.00	0.00	0.00
Union Multi Cap Fund - Growth	4	383.02	6.55	11.06	40.11	13.17	7.58
Union Small Cap Fund - Regular Plan - Growth	4	371.52	5.26	11.49	63.85	10.60	-9.84
Union Small Cap Fund - Regular Plan - Growth	4	371.52	2.79	7.80	45.95	19.85	1.13
Union Corporate Bond Fund - Growth	2	317.55	0.82	2.49	5.36	10.43	0.00
Union Long Term Equity Fund - Growth	5	274.42	6.58	10.69	39.61	13.41	6.81
Union Large and Mid Cap Fund - Regular Plan - Growth	NA	197.83	6.83	11.56	41.91	0.00	0.00