Get App Open
In App
Credit Cards
Open App
Loans
you are here:

Bank of India Ultra Short Duration Fund - Regular - Growth

  • Regular
  • Direct
Category : Ultra Short Duration Fund
  • NAV
    : ₹ 3213.8918 0.05%
    (as on 13th October, 2025)
Crisil Rating
Above average performance among peers
Risk-O-Meter
Low to Moderate Risk

The fund has 88.31% investment in Debt, of which 1.04% in Government securities, 87.27% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

This Scheme
VS
  • CRISIL Ultra Short Duration Debt A-I Index
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 13th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 06-Oct-25 10008.40 0.08% - 0.09% 20/26
1 Month 12-Sep-25 10053.00 0.53% - 0.54% 15/26
3 Month 11-Jul-25 10133.40 1.33% - 1.42% 22/26
6 Month 11-Apr-25 10303.90 3.04% - 3.19% 22/26
YTD 01-Jan-25 10522.40 5.22% - 5.45% 21/26
1 Year 11-Oct-24 10668.50 6.68% 6.65% 6.93% 23/26
2 Year 13-Oct-23 11365.70 13.66% 6.60% 7.00% 22/25
3 Year 13-Oct-22 12090.40 20.90% 6.53% 6.88% 21/25
5 Year 13-Oct-20 12930.00 29.30% 5.27% 5.60% 20/24
10 Year 13-Oct-15 18666.40 86.66% 6.43% 6.15% 8/14
Since Inception 16-Jul-08 32138.90 221.39% 7.00% 6.34% 9/26

SIP Returns (NAV as on 13th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 11-Oct-24 12000 12417.51 3.48 % 6.49 %
2 Year 13-Oct-23 24000 25675.14 6.98 % 6.63 %
3 Year 13-Oct-22 36000 39773.2 10.48 % 6.57 %
5 Year 13-Oct-20 60000 69882.86 16.47 % 6.03 %
10 Year 13-Oct-15 120000 162643.17 35.54 % 5.92 %
 

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Sep,2025)

No of Debt Holding 14 (Category Avg - 61.72) | Modified Duration 0.41 Years (Category Avg - 0.40)| Yield to Maturity 6.14% (Category Avg - 6.33%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 0.00% 3.14%
CD 32.54% 34.47%
T-Bills 1.04% 7.55%
CP 3.58% 10.42%
NCD & Bonds 51.15% 41.56%
PTC 0.00% 1.03%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 1.04% 10.69%
Low Risk 87.27% 87.47%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Repo Repo 8.42%
Net Receivables Net Receivables 1.84%
TREPS TREPS 1.43%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    Low volatility
    0.16vs0.76
    Category Avg
  • Beta

    Low volatility
    0.81vs0.84
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    3.4vs5
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.01vs0.01
    Category Avg
  • Jensen's Alpha

    Poor risk adjusted returns
    -0.56vs-0.24
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Aditya Birla Sun Life Savings Fund - Regular Plan - Growth 3 21521.30 0.60 1.57 3.63 7.76 7.51
Mirae Asset Ultra Short Duration Fund - Regular Plan - Growth 5 1584.51 0.59 1.54 3.44 7.44 7.36
ICICI Prudential Ultra Short Term Fund - Growth 2 14696.82 0.59 1.54 3.44 7.32 7.20
Baroda BNP Paribas Ultra Short Duration Fund - Growth 4 1257.85 0.55 1.49 3.36 7.26 7.31
HSBC Ultra Short Duration Fund - Regular Plan - Growth 5 2496.30 0.56 1.47 3.30 7.20 7.18
Franklin India Ultra Short Duration Fund - Regular Plan - Growth NA 293.60 0.55 1.50 3.39 7.20 0.00
HDFC Ultra Short Term Fund - Growth 3 16699.76 0.58 1.48 3.32 7.19 7.16
SBI Magnum Ultra Short Duration Fund - Regular Plan - Growth 3 14566.19 0.58 1.49 3.33 7.19 7.18
Bandhan Ultra Short Duration Fund - Regular Plan - Growth 3 3859.55 0.57 1.48 3.33 7.18 7.19
Invesco India Ultra Short Duration Fund - Growth 3 1230.83 0.53 1.43 3.22 7.11 7.02

More Funds from Bank of India Mutual Fund

Out of 26 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 2 is/are ranked 2 * , 5 is/are ranked 1 * , and 11 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bank of India Flexi Cap Fund - Regular Plan - Growth 3 2164.81 1.76 1.76 16.63 -2.64 22.46
Bank of India Small Cap Fund - Regular Plan - Growth 2 1879.23 -0.56 -2.43 12.80 -6.98 19.56
Bank of India ELSS Tax Saver - Regular Plan - Growth 1 1374.63 -0.29 -1.51 10.96 -7.65 17.58
Bank of India Liquid Fund - Regular Plan - Growth 4 1360.19 0.49 1.43 3.04 6.80 7.07
Bank of India Mid & Small Cap Equity & Debt Fund - Growth 3 1280.28 0.08 -1.20 12.16 -2.28 19.19
Bank of India Mid & Small Cap Equity & Debt Fund - Growth 3 1280.28 0.00 0.00 0.00 0.00 0.00
Bank of India Multicap Fund - Regular Plan - Growth NA 909.49 1.01 0.56 14.91 -0.99 0.00
Bank of India Mid Cap Fund - Regular Plan - Growth NA 667.76 0.50 0.00 0.00 0.00 0.00
Bank of India Manufacturing & Infrastructure Fund - Growth 5 597.85 0.00 0.00 0.00 0.00 0.00
Bank of India Manufacturing & Infrastructure Fund - Growth 5 597.85 0.82 0.49 18.75 -1.87 24.84

Forum

+ See More