ICICI Prudential Savings Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Low Duration Fund

Fund House : ICICI Prudential Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 436.7852 0.09%
(as on 12th August, 2022)

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Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 22283.47 Cr

(22.29% of Investment in Category)

Expense Ratio

: 0.52%

(0.85% Category average)

Risk-O-Meter

Low to Moderate

Low Duration Fund :Low Duration Fund : The fund has 96.35% investment in Debt, of which 60.14% in Government securities, 36.21% is in Low Risk securities.

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

Crisil Rank Change : Fund Crisil rank was updated from 2 to 1 in the previous quarter.

1M
3M
6M
1Y
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5Y
ALL

This Scheme

VS

CRISIL 10 Year Gilt Index

1.35%

1.22%

-0.56%

-0.89%

0.76%

4.35%

4.69%
NA
0.46%

1.25%

2.44%

4.88%

4.69%

5.44%

6.92%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 12th August, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	05-Aug-22	10031.60	0.32%	-	0.14%	1/24
1 Month	12-Jul-22	10061.50	0.61%	-	0.46%	2/24
3 Month	12-May-22	10073.80	0.74%	-	1.25%	24/24
6 Month	11-Feb-22	10119.10	1.19%	-	2.44%	23/23
YTD	31-Dec-21	10158.50	1.58%	-	2.91%	23/23
1 Year	12-Aug-21	10282.50	2.83%	2.82%	4.88%	22/23
2 Year	12-Aug-20	10834.10	8.34%	4.09%	4.69%	4/23
3 Year	09-Aug-19	11795.00	17.95%	5.64%	5.55%	4/23
5 Year	11-Aug-17	13632.70	36.33%	6.39%	5.44%	2/23
10 Year	10-Aug-12	21064.20	110.64%	7.73%	7.07%	2/20
Since Inception	27-Sep-02	43678.50	336.78%	7.69%	6.92%	2/24

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 12th August, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	12-Aug-21	12000	12172	1.43 %	2.67 %
2 Year	12-Aug-20	24000	24851.51	3.55 %	3.39 %
3 Year	09-Aug-19	36000	38517.16	6.99 %	4.44 %
5 Year	11-Aug-17	60000	69294.53	15.49 %	5.7 %
10 Year	10-Aug-12	120000	171652.65	43.04 %	6.96 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Jul,2022)

No of Debt Holding 99 (Category Avg - 51.92) | Modified Duration 0.67 Years (Category Avg - 0.58)| Yield to Maturity 6.12% (Category Avg - 6.02%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	57.26%	12.26%
CD	11.89%	18.85%
T-Bills	2.88%	5.82%
NCD & Bonds	21.63%	43.11%
CP	2.58%	12.09%
PTC	0.11%	0.04%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	60.14%	18.08%
Low Risk	36.21%	69.93%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.04%
Net Receivables	Net Receivables	1.58%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Franklin India Low Duration Fund - Growth	1	51.10	0.57	1.29	21.72	37.44	13.64
UTI Treasury Advantage Fund - Regular Plan - Growth	5	2696.73	0.44	1.32	1.89	8.77	7.10
Axis Treasury Advantage Fund - Growth	4	5352.50	0.45	1.27	1.73	3.52	5.37
Nippon India Low Duration Fund - Growth	3	7656.79	0.42	1.26	1.64	3.44	5.59
Tata Treasury Advantage Fund - Regular Plan - Growth	3	2261.39	0.44	1.26	1.66	3.38	5.29
Aditya Birla Sun Life Low Duration Fund - Regular Plan - Growth	3	11978.18	0.44	1.21	1.71	3.35	5.36
DSP Low Duration Fund - Regular Plan - Growth	4	3145.54	0.42	1.22	1.71	3.34	5.42
JM Low Duration Fund - Growth	3	140.68	0.39	1.22	1.70	3.29	8.07
IDFC Low Duration Fund - Regular Plan - Growth	2	5898.59	0.49	1.33	1.55	3.24	5.03
Sundaram Low Duration Fund - Growth	4	477.13	0.38	1.00	1.60	3.19	4.29

Detailed Comparison

More Funds from ICICI Prudential Mutual Fund

Out of 133 mutual fund schemes offered by this AMC, 7 is/are ranked 5 * , 9 is/are ranked 4 * , 14 is/are ranked 3 * , 6 is/are ranked 2 * , 3 is/are ranked 1 * , and 94 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Balanced Advantage Fund - Growth	2	41741.89	3.95	6.58	3.67	8.77	13.24
ICICI Prudential Liquid Fund - Growth	2	38404.31	0.40	1.18	2.01	3.70	4.02
ICICI Prudential Bluechip Fund - Growth	5	32524.62	8.78	11.61	1.33	9.87	18.04
ICICI Prudential Value Discovery Fund - Growth	4	24693.66	8.74	9.46	2.31	15.90	24.13
ICICI Prudential Savings Fund - Growth	1	22283.47	0.62	0.74	1.19	2.83	5.64
ICICI Prudential Equity & Debt Fund - Growth	5	19613.85	7.16	7.26	2.41	16.90	21.32
ICICI Prudential Asset Allocator Fund (FOF) - Growth	NA	16868.65	3.35	4.32	3.37	7.39	13.35
ICICI Prudential Short Term Fund - Growth	5	15542.78	0.83	1.60	1.84	3.62	6.53
ICICI Prudential Corporate Bond Fund - Growth	5	15042.47	0.60	1.31	1.57	3.56	6.46
ICICI Prudential Overnight Fund - Regular Plan - Growth	NA	14967.76	0.41	1.12	1.97	3.59	3.54