ICICI Prudential Savings Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Low Duration Fund

Fund House : ICICI Prudential Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 375.6128 0.05%
(as on 15th October, 2019)

Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 19022.38 Cr

(22.6% of Investment in Category)

Expense Ratio

: 0.5%

(0.8% Category average)

Risk-O-Meter

Moderately Low

(Min ₹100 for SIP, ₹100 for one time investment)

Low Duration Fund :Low Duration Fund : Fund has 98.67% investment in Debt of which 3.22% in Government securities, 95.44% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

1M
3M
6M
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This Scheme

VS

CRISIL 10 Year Gilt Index

0.35%

0.03%

8.51%

15.15%

6.34%

8.55%

0%
NA
0.53%

1.38%

-1.05%

3.23%

4.63%

6.59%

7.19%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Annualised Returns

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Returns (NAV as on 15th October, 2019)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	07-Oct-19	10022.50	0.22%	-	0.19%	7/27
1 Month	13-Sep-19	10061.40	0.61%	-	0.53%	10/27
3 Month	15-Jul-19	10206.60	2.07%	-	1.38%	13/27
6 Month	15-Apr-19	10446.70	4.47%	-	-1.05%	4/26
YTD	01-Jan-19	10705.90	7.06%	-	-0.80%	4/26
1 Year	15-Oct-18	10903.20	9.03%	9.03%	3.23%	4/26
2 Year	13-Oct-17	11600.90	16.01%	7.69%	4.63%	5/26
3 Year	14-Oct-16	12486.80	24.87%	7.68%	5.41%	2/25
5 Year	14-Oct-14	14873.70	48.74%	8.25%	6.59%	3/24
10 Year	15-Oct-09	22398.30	123.98%	8.39%	7.01%	1/22
Since Inception	27-Sep-02	37561.30	275.61%	8.07%	7.19%	6/25

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 15th October, 2019)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	15-Oct-18	12000	12580.29	4.84 %	9.07 %
2 Year	13-Oct-17	24000	26132.93	8.89 %	8.41 %
3 Year	14-Oct-16	36000	40606.24	12.8 %	7.97 %
5 Year	14-Oct-14	60000	73498.2	22.5 %	8.05 %
10 Year	15-Oct-09	120000	186266.45	55.22 %	8.51 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 30th Sep,2019)

No of Debt Holding 153 (Category Avg - 48.93) | Modified Duration 0.89 Years (Category Avg - 0.79)| Yield to Maturity 7.04% (Category Avg - 7.33%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	3.14%	0.46%
CD	20.53%	25.19%
T-Bills	0.08%	0.06%
NCD & Bonds	58.73%	54.49%
CP	14.52%	9.16%
PTC	1.66%	1.54%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	3.22%	0.52%
Low Risk	95.44%	81.92%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	1.14%
TREPS	TREPS	0.18%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2019)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.78vs3.84

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

1.02vs3.76

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.03vs0.05

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

-0.31vs-7.61

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Treasury Advantage Fund - Growth	5	1193.30	0.65	2.29	4.63	9.47	7.39
DSP Low Duration Fund - Regular Plan - Growth	3	2457.79	0.66	3.44	4.63	9.34	7.54
Axis Treasury Advantage Fund - Growth	4	2635.97	0.60	2.24	4.54	9.28	7.51
IDFC Low Duration Fund - Regular Plan - Growth	5	4874.16	0.60	2.14	4.33	8.90	7.54
Aditya Birla Sun Life Low Duration Fund - Regular Plan - Growth	3	9464.81	0.66	2.19	4.27	8.82	7.26
SBI Magnum Low Duration Fund - Growth	4	7347.29	0.60	2.11	4.27	8.81	7.49
Canara Robeco Savings Fund - Regular Plan - Growth	4	1061.02	0.57	2.03	4.15	8.68	7.30
Kotak Low Duration Fund - Growth	3	4796.05	0.69	2.33	3.94	8.59	7.55
HDFC Low Duration Fund - Growth	3	14400.43	0.56	1.98	4.11	8.48	6.98
Mahindra Low Duration Bachat Yojana - Regular Plan - Growth	NA	320.92	0.60	1.89	4.01	8.36	0.00

Detailed Comparison

More Funds from ICICI Prudential Mutual Fund

Out of 216 mutual fund schemes offered by this AMC, 6 is/are ranked 4 * , 20 is/are ranked 3 * , 5 is/are ranked 2 * , 2 is/are ranked 1 * , and 183 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Liquid Fund - Growth	4	57906.68	0.47	1.51	3.29	7.12	6.98
ICICI Prudential Balanced Advantage Fund - Growth	2	27955.51	2.59	1.53	2.53	10.30	8.07
ICICI Prudential Equity & Debt Fund - Growth	3	23486.80	0.91	-2.57	-2.74	5.54	7.55
ICICI Prudential Bluechip Fund - Growth	3	23018.64	3.18	-0.45	-0.85	7.78	9.67
ICICI Prudential Bluechip Fund - Institutional Option I - Growth	NA	23018.64	3.24	-0.30	-0.53	8.55	10.66
ICICI Prudential Savings Fund - Growth	4	19022.38	0.61	2.07	4.47	9.03	7.68
ICICI Prudential Value Discovery Fund - Growth	3	15218.68	-0.29	-4.32	-6.54	-3.23	3.37
ICICI Prudential Equity - Arbitrage Fund - Growth	NA	12925.03	0.51	1.35	3.29	6.29	6.06
ICICI Prudential Multi-Asset Fund - Growth	3	11156.37	0.38	-2.03	-1.83	4.33	8.44
ICICI Prudential Multi-Asset Fund - Institutional - Growth	NA	11156.37	0.43	-1.88	-1.51	5.16	9.46