Baroda BNP Paribas Liquid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : Baroda Pioneer Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 2628.542 0.02%
(as on 05th June, 2023)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 7110.5 Cr

(1.73% of Investment in Category)

Expense Ratio

: 0.19%

(0.16% Category average)

Risk-O-Meter

Low to Moderate

Liquid Fund :Liquid Fund : The fund has 98.51% investment in Debt, of which 20.27% in Government securities, 78.24% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

1M
3M
6M
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5Y
ALL

This Scheme

VS

CRISIL 10 Year Gilt Index

0.69%

4.54%

5.09%

10.22%

2.87%

6.83%

4.74%
NA
0.6%

1.82%

2.28%

6%

4.65%

5.05%

6.36%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 05th June, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	29-May-23	10013.80	0.14%	-	0.14%	16/38
1 Month	05-May-23	10060.70	0.61%	-	0.60%	13/38
3 Month	05-Mar-23	10184.60	1.85%	-	1.82%	13/38
6 Month	05-Dec-22	10349.80	3.50%	-	2.28%	8/38
YTD	01-Jan-23	10297.90	2.98%	-	2.96%	11/37
1 Year	05-Jun-22	10641.40	6.41%	6.41%	6.00%	4/38
2 Year	05-Jun-21	11027.90	10.28%	5.01%	4.65%	4/38
3 Year	05-Jun-20	11393.40	13.93%	4.44%	4.17%	8/37
5 Year	05-Jun-18	12985.20	29.85%	5.36%	5.05%	10/34
10 Year	05-Jun-13	19245.90	92.46%	6.76%	6.55%	5/31
Since Inception	01-Jan-13	19966.10	99.66%	6.85%	6.36%	5/38

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th June, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Jun-22	12000	12439.58	3.66 %	6.84 %
2 Year	05-Jun-21	24000	25465.84	6.11 %	5.81 %
3 Year	05-Jun-20	36000	38935.54	8.15 %	5.15 %
5 Year	05-Jun-18	60000	68078.19	13.46 %	4.99 %
10 Year	05-Jun-13	120000	162659.7	35.55 %	5.93 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Apr,2023)

No of Debt Holding 46 (Category Avg - 54.31) | Modified Duration 0.07 Years (Category Avg - 0.10)| Yield to Maturity 7.15% (Category Avg - 7.07%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	1.06%
CD	28.07%	27.78%
T-Bills	20.27%	23.96%
NCD & Bonds	4.71%	4.33%
CP	45.46%	46.15%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	20.27%	25.01%
Low Risk	78.24%	78.27%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.14%
Net Receivables	Net Receivables	0.35%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2023)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.12vs0.14

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

1.24vs1.14

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

-0.06vs-0.21

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Baroda BNP Paribas Liquid Fund - Direct Plan - Growth (Adjusted NAV)	NA	7110.50	0.61	1.85	3.50	40.23	14.51
Aditya Birla Sun Life Liquid Fund - Direct Plan - Growth	1	39131.00	0.61	1.89	3.56	6.46	4.47
Mahindra Manulife Liquid Fund - Direct Plan - Growth	3	445.47	0.61	1.84	3.50	6.42	4.49
Axis Liquid Fund - Direct Plan - Growth	3	25738.50	0.61	1.86	3.51	6.41	4.43
Edelweiss Liquid Fund - Direct Plan - Growth	3	1388.16	0.62	1.84	3.48	6.41	4.45
Union Liquid Fund - Direct Plan - Growth	3	1618.27	0.61	1.85	3.51	6.41	4.43
Bank of India Liquid Fund - Direct Plan - Growth	4	590.23	0.61	1.84	3.48	6.40	4.41
UTI Liquid Cash Plan - Direct Plan - Growth	2	27772.40	0.60	1.86	3.51	6.40	4.43
PGIM India Liquid Fund - Direct Plan - Growth	1	686.14	0.61	1.86	3.52	6.40	4.44
Canara Robeco Liquid Fund - Direct Plan - Growth	5	3221.93	0.61	1.86	3.50	6.39	4.33

Detailed Comparison

More Funds from Baroda Pioneer Mutual Fund

Out of 32 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 1 is/are ranked 4 * , 5 is/are ranked 3 * , 6 is/are ranked 2 * , 4 is/are ranked 1 * , and 15 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Baroda BNP Paribas Liquid Fund - Direct Plan - Growth	3	7110.50	0.61	1.85	3.50	6.41	4.44
Baroda BNP Paribas Balanced Advantage Fund - Direct - Growth	NA	3173.20	2.96	5.19	3.03	15.99	18.52
Baroda BNP Paribas Balanced Advantage Fund - Direct - Growth	NA	3173.20	2.96	5.19	3.03	15.99	18.52
Baroda BNP Paribas Multi Cap Fund - Direct Plan - Growth	2	1678.37	4.59	7.47	3.52	17.67	29.46
Baroda BNP Paribas Large Cap Fund - Direct Plan - Growth	3	1407.57	2.79	6.11	0.26	14.37	21.80
Baroda BNP Paribas Flexi Cap Fund - Direct Plan - Growth	NA	1350.07	3.91	6.37	1.51	0.00	0.00
Baroda BNP Paribas Multi Asset Fund - Direct Plan - Growth	NA	1320.71	1.79	4.99	0.00	0.00	0.00
Baroda BNP Paribas Mid Cap Fund - Direct Plan - Growth	3	1239.43	3.63	6.29	2.24	17.53	30.45
Baroda BNP Paribas India Consumption Fund - Direct Plan - Growth	NA	923.58	6.33	11.65	6.22	19.59	23.41
Baroda BNP Paribas Aggressive Hybrid Fund - Direct Plan - Growth	2	803.03	2.91	5.91	1.51	13.68	19.56