Union Small Cap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Small Cap Fund

Fund House : Union Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 22.2 -0.94%
(as on 05th March, 2021)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 393.78 Cr

(0.7% of Investment in Category)

Expense Ratio

: 2.11%

(0.88% Category average)

Risk-O-Meter

Moderately High

Small Cap Fund :Small Cap Fund : Fund has 94.86% investment in indian stocks of which , 11.42% is in mid cap stocks, 64.12% in small cap stocks.Fund has 0.35% investment in Debt of which 0.35% in Government securities.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for very high returns. At the same time, these investors should also be ready for possibility of higher losses in their investments.

1M
3M
6M
1Y
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5Y
ALL

This Scheme

VS

Benchmark
Nifty Smallcap 100 Index

9.57%

24.91%

47.35%

49.87%

14.91%

11.93%

11.68%
NA
7.74%

21.32%

42.68%

44.28%

20.46%

16.7%

15.69%

NA
Gold

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Returns Calculator
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VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 05th March, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26-Feb-21	10188.20	1.88%	-	2.89%	36/36
1 Month	05-Feb-21	10709.10	7.09%	-	7.74%	24/36
3 Month	04-Dec-20	12131.10	21.31%	-	21.32%	19/35
6 Month	04-Sep-20	13670.00	36.70%	-	42.68%	34/35
YTD	01-Jan-21	11449.20	14.49%	-	14.83%	11/36
1 Year	05-Mar-20	14472.00	44.72%	44.72%	44.28%	14/35
2 Year	05-Mar-19	16063.70	60.64%	26.70%	20.46%	7/32
3 Year	05-Mar-18	13112.80	31.13%	9.45%	7.13%	8/20
5 Year	04-Mar-16	20311.10	103.11%	15.21%	16.70%	8/13
Since Inception	10-Jun-14	22200.00	122.00%	12.56%	15.69%	21/34

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th March, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Mar-20	12000	17483.43	45.7 %	94.67 %
2 Year	05-Mar-19	24000	36466.93	51.95 %	46.17 %
3 Year	05-Mar-18	36000	54119.92	50.33 %	28.36 %
5 Year	04-Mar-16	60000	92551.13	54.25 %	17.37 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Jan,2021)

Portfolio Turnover Ratio : 67.00% | Category average turnover ratio is 67.79%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 94.86% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 94.86%

No of Stocks : 47 (Category Avg - 64.19) | Large Cap Investments : 0%| Mid Cap Investments : 11.42% | Small Cap Investments : 64.12% | Other : 19.32%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
KNR Constructions	Construction civil	150.8	3.83%	0.53%	3.83% (Jan 2021)	2.76% (Jul 2020)	4.09 L	0.00
Neogen Chemicals Ltd.	Chemicals - speciality	134.8	3.42%	-0.02%	3.7% (Aug 2020)	2.86% (Mar 2020)	1.91 L	0.00
Laurus Labs Ltd.	Pharmaceuticals	134.3	3.41%	-0.72%	4.26% (Oct 2020)	0% (Feb 2020)	3.89 L	-0.82 L
Sequent Scientific Ltd.	Pharmaceuticals	130.1	3.30%	0.69%	3.3% (Jan 2021)	0% (Feb 2020)	6.20 L	0.00
Galaxy Surfactants Ltd.	Chemicals - speciality	126.7	3.22%	1.28%	3.22% (Jan 2021)	0% (Feb 2020)	61.26 k	22.30 k
Happiest Minds Technologies Ltd.	Computers - software	125.1	3.18%	0.10%	3.18% (Jan 2021)	0% (Feb 2020)	3.60 L	0.00
CSB Bank Ltd.	Banks	124.8	3.17%	0.09%	3.17% (Jan 2021)	0% (Feb 2020)	5.68 L	0.00
Orient Electric Ltd.	Home appliances	122.4	3.11%	0.41%	3.44% (Jun 2020)	2.22% (Feb 2020)	4.83 L	0.00
Teamlease Services Ltd.	Diversified commercial services	117.3	2.98%	0.30%	4.02% (Aug 2020)	2.53% (May 2020)	41.13 k	0.00
Can Fin Homes Ltd.	Housing finance	108.9	2.76%	-0.05%	2.82% (Nov 2020)	0% (Feb 2020)	2.27 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 1 (Category Avg - 0.11) | Modified Duration 0.00 Years (Category Avg - 3.25)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type	% Weight	Category Average
T-Bills	0.35%	0.02%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.35%	0.02%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.64%
Net Receivables	Net Receivables	0.15%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 26th February, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

18.47vs14.12

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.73vs0.6

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.31vs0.13

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.08vs0.03

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

7.08vs1.73

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Quant Small Cap - Direct Plan - Growth	NA	107.74	9.49	20.55	46.11	100.09	18.13
IDFC Emerging Businesses Fund - Direct Plan - Growth	NA	837.40	4.79	18.57	38.31	69.96	0.00
Kotak Small Cap Fund - Direct Plan - Growth	5	2539.01	9.81	25.04	55.50	60.23	16.20
BOI AXA Small Cap Fund - Direct Plan - Growth	NA	95.61	7.43	19.86	39.03	58.84	0.00
Edelweiss Small Cap Fund - Direct Plan - Growth	NA	614.76	8.79	24.13	47.23	55.02	0.00
Nippon India Small Cap Fund - Direct Plan - Growth	3	10636.51	10.27	24.21	44.83	54.79	10.35
Canara Robeco Small Cap Fund - Direct Plan - Growth	NA	668.80	8.62	20.11	39.22	53.35	0.00
Principal Small Cap Fund - Direct Plan - Growth	NA	274.64	4.02	19.14	39.28	51.65	0.00
Aditya Birla Sun Life Small cap Fund - Direct Plan - Growth	1	2309.59	10.88	23.26	48.62	46.90	2.54
Tata Small Cap Fund - Direct Plan - Growth	NA	825.13	12.02	21.19	41.10	46.84	0.00

Detailed Comparison

More Funds from Union Mutual Fund

Out of 17 mutual fund schemes offered by this AMC, 3 is/are ranked 4 * , 4 is/are ranked 3 * , 1 is/are ranked 1 * , and 9 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Liquid Fund - Direct Plan - Growth	1	845.17	0.24	0.77	1.57	4.01	4.65
Union Balanced Advantage Fund - Direct Plan - Growth	NA	633.61	0.00	4.92	16.19	28.88	12.90
Union Flexi Cap Fund - Direct Plan - Growth	4	436.51	2.12	14.81	31.81	36.55	14.37
Union Hybrid Equity Fund - Direct Plan - Growth	NA	433.05	1.89	0.00	0.00	0.00	0.00
Union Small Cap Fund - Direct Plan - Growth	4	393.78	7.09	21.31	36.70	44.72	9.45
Union Medium Duration Fund - Direct Plan - Growth	NA	389.54	-0.08	-1.16	0.00	0.00	0.00
Union Corporate Bond Fund - Direct Plan - Growth	3	343.24	0.13	-0.84	1.34	7.05	0.00
Union Long Term Equity Fund - Direct Plan - Growth	4	308.78	1.87	14.52	31.38	36.13	13.38
Union Large and Mid Cap Fund - Direct Plan - Growth	NA	186.69	2.75	12.74	28.95	34.23	0.00
Union Largecap Fund - Direct Plan - Growth	3	186.35	0.35	12.81	30.45	31.77	11.10