SBI Equity Hybrid Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Aggressive Hybrid Fund

Fund House : SBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 209.092 -0.14%
(as on 25th November, 2022)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 56730.36 Cr

(31.22% of Investment in Category)

Expense Ratio

: 1.52%

(2.12% Category average)

Risk-O-Meter

Very High

Aggressive Hybrid Fund :Aggressive Hybrid Fund : The fund has 69.09% investment in domestic equities of which 47.25% is in Large Cap stocks, 8.84% is in Mid Cap stocks, 3.73% in Small Cap stocks.The fund has 17.98% investment in Debt, of which 13.05% in Government securities, 4.52% is in Low Risk securities.

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This Scheme

VS

Nifty 50

3.12%

3.43%

12.14%

4.99%

15.91%

11.49%

18.29%
NA
2.56%

3.81%

12.83%

3.31%

17.97%

9.84%

12.6%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Annualised Returns

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Returns (NAV as on 25th November, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	18-Nov-22	10053.00	0.53%	-	1.01%	33/34
1 Month	25-Oct-22	10150.80	1.51%	-	2.56%	31/34
3 Month	25-Aug-22	10248.60	2.49%	-	3.81%	29/34
6 Month	25-May-22	10972.00	9.72%	-	12.83%	33/34
YTD	31-Dec-21	10289.10	2.89%	-	3.81%	20/34
1 Year	25-Nov-21	10237.20	2.37%	2.37%	3.31%	21/34
2 Year	25-Nov-20	13552.40	35.52%	16.41%	17.97%	18/32
3 Year	25-Nov-19	14397.90	43.98%	12.91%	14.48%	19/32
5 Year	24-Nov-17	16579.70	65.80%	10.63%	9.84%	10/25
10 Year	23-Nov-12	38513.90	285.14%	14.42%	13.16%	4/18
Since Inception	20-Jan-05	122204.60	1122.05%	15.05%	12.60%	6/35

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 25th November, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	25-Nov-21	12000	12595.41	4.96 %	9.28 %
2 Year	25-Nov-20	24000	26656.57	11.07 %	10.43 %
3 Year	25-Nov-19	36000	45142.75	25.4 %	15.24 %
5 Year	24-Nov-17	60000	83943.5	39.91 %	13.38 %
10 Year	23-Nov-12	120000	239740.2	99.78 %	13.26 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Oct,2022)

Portfolio Turnover Ratio : 99.00% | Category average turnover ratio is 138.81%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 69.09% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 69.09%

No of Stocks : 37 (Category Avg - 51.56) | Large Cap Investments : 47.25%| Mid Cap Investments : 8.84% | Small Cap Investments : 3.73% | Other : 9.27%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
ICICI Bank Ltd.	Banks	36382.1	6.41%	0.17%	6.43% (Aug 2022)	4.94% (Nov 2021)	4.00 Cr	0.00
HDFC Bank Ltd.	Banks	24315.4	4.29%	0.12%	5.49% (Mar 2022)	3.93% (Jan 2022)	1.62 Cr	0.00
State Bank Of India	Banks	23525.8	4.15%	0.22%	4.15% (Oct 2022)	2.51% (May 2022)	4.10 Cr	0.00
Infosys Ltd.	Computers - software	21527.1	3.79%	0.21%	4.26% (Dec 2021)	3.29% (May 2022)	1.40 Cr	0.00
Bharti Airtel Ltd.	Telecom - services	19136	3.37%	0.04%	3.37% (Oct 2022)	2.5% (Jul 2022)	2.30 Cr	0.00
Divis Laboratories Ltd.	Pharmaceuticals	18044.5	3.18%	-0.08%	3.58% (Nov 2021)	2.62% (Aug 2022)	50.00 L	1.29 L
Reliance Industries Ltd.	Refineries/marketing	17847.2	3.15%	0.14%	3.83% (Apr 2022)	3.01% (Sep 2022)	70.00 L	0.00
MRF Ltd.	Tyres & allied	17760.3	3.13%	0.24%	3.13% (Oct 2022)	1.5% (Dec 2021)	1.96 L	0.00
Bajaj Finance Ltd.	Nbfc	17145.8	3.02%	-0.16%	3.18% (Sep 2022)	2.32% (Jun 2022)	24.00 L	0.00
Kotak Mahindra Bank Ltd.	Banks	17117.6	3.02%	0.06%	3.22% (May 2022)	2.05% (Nov 2021)	90.00 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 43 (Category Avg - 25.74) | Modified Duration 3.08 Years (Category Avg - 1.94)| Yield to Maturity 7.06% (Category Avg - 7.34%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	12.86%	10.69%
CD	0.00%	2.08%
T-Bills	0.19%	0.86%
NCD & Bonds	4.67%	10.27%
CP	0.26%	0.47%
PTC	0.00%	0.04%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	13.05%	11.55%
Low Risk	4.52%	10.02%
Moderate Risk	0.41%	2.83%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	12.75%
Net Receivables	Net Receivables	0.13%
Margin	Margin	0.05%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

14.85vs13.73

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

1.03vs1.27

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.5vs0.44

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.07vs0.09

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-0.85vs0.93

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Quant Absolute Fund - Growth	5	761.95	3.25	6.91	17.53	12.41	30.03
ICICI Prudential Equity & Debt Fund - Growth	5	21109.35	2.76	5.49	13.25	10.68	20.84
HDFC Hybrid Equity Fund - Growth	4	19131.36	3.58	5.41	15.30	8.79	16.32
HDFC Hybrid Equity Fund - Growth (Adjusted NAV)	NA	19131.36	3.58	5.41	15.30	8.79	16.32
Tata Hybrid Equity Fund - Regular Plan - Growth	3	3308.55	3.75	4.63	15.61	7.77	14.08
JM Equity Hybrid Fund - Growth	3	10.72	3.97	6.86	16.92	7.02	20.59
Nippon India Equity Hybrid Fund - Growth	2	3017.31	3.28	5.80	14.63	6.51	8.96
Edelweiss Aggressive Hybrid Fund - Growth	4	382.29	2.92	5.34	13.74	5.88	15.64
Mahindra Manulife Hybrid Equity Nivesh Yojana - Regular Plan - Growth	4	570.96	3.20	3.94	14.16	5.47	17.82
UTI Hybrid Equity Fund - Growth	3	4478.47	2.75	4.09	13.47	5.33	16.64

Detailed Comparison

More Funds from SBI Mutual Fund

Out of 139 mutual fund schemes offered by this AMC, 5 is/are ranked 5 * , 9 is/are ranked 4 * , 8 is/are ranked 3 * , 4 is/are ranked 2 * , 5 is/are ranked 1 * , and 108 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Equity Hybrid Fund - Regular Plan - Growth	4	56730.36	1.51	2.49	9.72	2.37	12.91
SBI Liquid Fund - Regular Plan - Growth	4	55444.99	0.54	1.44	2.67	4.43	4.01
SBI Blue Chip Fund - Regular Plan - Growth	4	34730.27	3.52	4.41	16.56	4.74	16.04
SBI Focused Equity Fund - Regular Plan - Growth	3	28407.10	-0.20	1.86	11.56	-9.01	15.19
SBI Overnight Fund - Regular Plan - Growth	3	26367.47	0.48	1.40	2.58	4.32	3.62
SBI Balanced Advantage Fund - Regular Plan - Growth	NA	23785.13	1.58	3.34	7.63	5.68	0.00
SBI Savings Fund - Regular Plan - Growth	2	18910.03	0.56	1.25	2.49	3.97	4.37
SBI Flexi Cap Fund - Regular Plan - Growth	3	16495.49	0.43	2.76	12.31	0.96	15.02
SBI Corporate Bond Fund - Regular Plan - Growth	2	15475.79	0.80	1.19	2.49	2.87	5.35
SBI Short Term Debt Fund - Regular Plan - Growth	3	13068.25	0.83	1.24	2.53	3.01	5.19