IDBI Hybrid Equity Fund- Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Aggressive Hybrid Fund

Fund House : IDBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 13.5248 0.29%
(as on 23rd November, 2020)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 216.28 Cr

(0.17% of Investment in Category)

Expense Ratio

: 1.7%

(1.04% Category average)

Risk-O-Meter

Moderately High

Aggressive Hybrid Fund :Aggressive Hybrid Fund : Fund has 73.73% investment in indian stocks of which 39.38% is in large cap stocks, 25.2% is in mid cap stocks, 5.16% in small cap stocks.Fund has 24.48% investment in Debt of which 3.36% in Government securities, 21.12% in funds invested in very low risk securities..

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This Scheme

VS

Nifty 50

6%

9.69%

28.82%

13.26%

12.81%

11.43%

18.51%
NA
6.88%

9.99%

31.54%

10.56%

10.32%

9.67%

11.58%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 23rd November, 2020)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	13-Nov-20	10209.40	2.09%	-	1.77%	10/34
1 Month	23-Oct-20	10583.70	5.84%	-	6.88%	29/34
3 Month	21-Aug-20	10722.60	7.23%	-	9.99%	33/34
6 Month	22-May-20	12584.10	25.84%	-	31.54%	30/34
YTD	01-Jan-20	11181.10	11.81%	-	8.98%	5/34
1 Year	22-Nov-19	11321.40	13.21%	13.14%	10.56%	9/34
2 Year	22-Nov-18	11606.10	16.06%	7.71%	10.32%	28/32
3 Year	23-Nov-17	11218.10	12.18%	3.90%	5.66%	20/27
Since Inception	24-Oct-16	13524.80	35.25%	7.67%	11.58%	31/33

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 23rd November, 2020)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	22-Nov-19	12000	13860.36	15.5 %	29.7 %
2 Year	22-Nov-18	24000	27701.86	15.42 %	14.4 %
3 Year	23-Nov-17	36000	40999.06	13.89 %	8.61 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Oct,2020)

Portfolio Turnover Ratio : 43.00% | Category average turnover ratio is 117.00%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 73.73% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 73.73%

No of Stocks : 43 (Category Avg - 45.59) | Large Cap Investments : 39.38%| Mid Cap Investments : 25.2% | Small Cap Investments : 5.16% | Other : 3.99%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity
HDFC Bank Ltd.	Banks	82.9	3.83%	0.40%	6.52% (Nov 2019)	3.11% (Mar 2020)	70.00 k
Reliance Industries Ltd.	Refineries/marketing	82.2	3.80%	-0.26%	4.06% (Sep 2020)	2.27% (Nov 2019)	40.00 k
Divis Laboratories Ltd.	Pharmaceuticals	62.8	2.91%	0.14%	2.91% (Oct 2020)	1.58% (Jan 2020)	20.00 k
Aarti Industries Ltd.	Chemicals - speciality	60.4	2.79%	0.01%	3.23% (Dec 2019)	2.39% (Mar 2020)	60.36 k
Supreme Industries Ltd.	Plastic products	57.9	2.68%	0.14%	3.13% (Dec 2019)	1.79% (Mar 2020)	40.00 k
Housing Development Finance Corporation Ltd.	Housing finance	57.7	2.67%	0.30%	4.03% (Nov 2019)	2.36% (May 2020)	30.00 k
Sanofi India Ltd.	Pharmaceuticals	53.4	2.47%	-0.15%	2.9% (Dec 2019)	1.79% (Jan 2020)	6.68 k
Tata Consultancy Services Ltd.	Computers - software	53.3	2.46%	0.20%	3% (Nov 2019)	1.69% (Jan 2020)	20.00 k
Hindustan Unilever Ltd.	Diversified	51.8	2.39%	0.04%	4.15% (Mar 2020)	2.35% (Sep 2020)	25.00 k
Muthoot Finance Pvt. Ltd.	Nbfc	49.2	2.28%	0.22%	2.28% (Oct 2020)	0% (Nov 2019)	40.00 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 7 (Category Avg - 21.94) | Modified Duration 2.91 Years (Category Avg - 2.46)| Yield to Maturity 7.15% (Category Avg - 5.90%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	3.36%	6.83%
CD	0.00%	0.20%
T-Bills	0.00%	0.44%
CP	0.00%	0.75%
NCD & Bonds	21.12%	13.67%
PTC	0.00%	0.17%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	3.36%	7.27%
Low Risk	21.12%	11.60%
Moderate Risk	0.00%	3.17%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.62%
Net Receivables	Net Receivables	0.17%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th October, 2020)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

12.93vs12.5

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.94vs0.67

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

-0.19vs-0.02

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-5.85vs-2.76

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
JM Equity Hybrid Fund - (Direct) - Growth	3	5.98	9.98	12.67	54.19	26.51	6.12
BOI AXA Mid & Small Cap Equity & Debt Fund - Direct Plan - Growth	4	320.29	7.00	12.05	39.48	25.47	3.14
Quant Absolute Fund - Direct Plan - Growth	NA	4.80	5.39	8.70	38.97	20.86	10.31
Canara Robeco Equity Hybrid Fund - Direct Plan - Growth	5	3566.56	6.35	9.94	28.36	16.86	10.83
Motilal Oswal Equity Hybrid Fund - Direct Plan - Growth	NA	352.01	7.15	10.86	29.90	14.42	0.00
HSBC Equity Hybrid Fund - Direct - Growth	NA	474.49	6.53	10.64	30.12	13.74	0.00
Mahindra Manulife Hybrid Equity Nivesh Yojana - Direct Plan - Growth	NA	133.49	6.17	9.86	28.69	13.34	0.00
DSP Equity & Bond Fund - Direct Plan - Growth	4	5586.52	8.38	10.46	30.30	13.18	8.33
Axis Equity Hybrid Fund - Direct Plan - Growth	NA	1572.77	9.11	12.70	32.88	12.63	0.00
Kotak Equity Hybrid - Direct Plan - Growth	4	1210.33	6.52	12.75	38.03	12.54	7.56

Detailed Comparison

More Funds from IDBI Mutual Fund

Out of 21 mutual fund schemes offered by this AMC, 1 is/are ranked 4 * , 7 is/are ranked 3 * , 2 is/are ranked 2 * , 1 is/are ranked 1 * , and 10 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDBI Liquid Fund - Direct Plan - Growth	2	1545.88	0.28	0.87	1.86	4.79	6.40
IDBI Equity Advantage Fund - Direct Plan - Growth	3	477.77	9.87	11.41	30.01	4.94	4.25
IDBI India Top 100 Equity Fund - Direct Plan - Growth	3	370.85	8.05	13.31	38.67	11.66	7.09
IDBI Diversified Equity Fund - Direct Plan - Growth	4	288.02	7.66	10.40	36.13	11.05	6.68
IDBI Ultra Short Term Fund - Direct Plan - Growth	3	282.34	0.49	1.30	2.87	5.70	6.83
IDBI Nifty Index Fund - Direct Plan - Growth	3	227.70	8.39	13.91	43.69	9.08	8.59
IDBI Hybrid Equity Fund- Direct Plan - Growth	3	216.28	5.84	7.23	25.84	13.14	3.90
IDBI Midcap Fund - Direct Plan - Growth	3	180.49	10.39	13.09	47.61	18.57	2.26
IDBI Focused 30 Equity Fund - Direct Plan - Growth	NA	149.11	8.85	11.21	38.29	12.62	5.66
IDBI Small Cap Fund - Direct Plan - Growth	3	112.78	8.17	11.51	45.08	10.98	-0.57