LIC MF Infrastructure Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Sectoral/Thematic

Fund House : LIC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 15.3359 -0.36%
(as on 18th April, 2019)

Crisil Rank

Above average performance among peers

0

100

Fund Size

: ₹ 55.8 Cr

(0.08% of Investment in Category)

Expense Ratio

: 1.42%

(1.39% Category average)

Risk-O-Meter

High

Sectoral/Thematic :Sectoral/Thematic : Fund has 88.92% investment in indian stocks of which 53.02% is in large cap stocks, 21.86% is in mid cap stocks, 14.04% in small cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

1M
3M
6M
1Y
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ALL

This Scheme

VS

Benchmark
Nifty Infrastructure

1%

4.59%

11.46%

-7.75%

0.84%

3.73%

0%
NA
2.17%

5.94%

9.57%

1.46%

8.62%

14.94%

11.96%

NA
Gold

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NAV : -
Nifty Infrastructure : -

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9M
1Y
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ALL

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Investment Value

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Sell Value

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 18th April, 2019)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	11-Apr-19	10115.23	1.15%	-	0.88%	35/98
1 Month	18-Mar-19	10321.23	3.21%	-	2.17%	14/97
3 Month	18-Jan-19	10855.66	8.56%	-	5.94%	22/96
6 Month	17-Oct-18	11467.29	14.67%	-	9.57%	21/92
YTD	01-Apr-19	10007.24	0.07%	-	0.61%	49/98
1 Year	18-Apr-18	9801.11	-1.99%	-1.99%	1.46%	50/83
2 Year	18-Apr-17	11309.49	13.09%	6.35%	8.62%	47/81
3 Year	18-Apr-16	13867.85	38.68%	11.52%	13.44%	54/81
5 Year	17-Apr-14	16867.47	68.67%	11.01%	14.94%	58/68
10 Year	-	-	-	-	-	-/-
Since Inception	02-Jan-13	18023.36	80.23%	9.81%	-	-/-

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 18th Apr,2019)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 year	18-Apr-18	12000	12900.08	7.50 %	14.19 %
2 years	18-Apr-17	24000	25267.12	5.28 %	5.03 %
3 years	18-Apr-16	36000	40695.66	13.04 %	8.13 %
5 years	18-Apr-14	60000	72818.22	21.36 %	7.68 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Mar,2019)

Equity Holding : 88.92% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 88.92%

No of Stocks : 23 (Category Avg - 32.78) | Large Cap Investments : 53.02%| Mid Cap Investments : 21.86% | Small Cap Investments : 14.04% | Other : 0%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Cr)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Banks	52	9.33%	-0.48%	8.52% (Aug 2018)	8.52% (Aug 2018)	22.44 k	-1.40 k
ICICI Bank Ltd.	Banks	49.8	8.93%	0.31%	5.17% (Apr 2018)	5.17% (Apr 2018)	1.24 L	0.00
Reliance Industries Ltd.	Refineries/marketing	37.4	6.69%	0.01%	2.47% (Jun 2018)	0% (Apr 2018)	27.40 k	0.00
City Union Bank Ltd.	Banks	36	6.45%	0.07%	4.3% (Apr 2018)	4.3% (Apr 2018)	1.76 L	0.00
The Ramco Cements Ltd.	Cement	32.4	5.81%	-0.05%	5% (Nov 2018)	5% (Nov 2018)	44.09 k	0.00
SKF India Ltd.	Bearings	29.3	5.25%	-0.24%	3.93% (Apr 2018)	3.93% (Apr 2018)	14.32 k	0.00
KNR Constructions	Construction civil	24.1	4.32%	0.67%	2.35% (Apr 2018)	2.35% (Apr 2018)	92.30 k	0.00
State Bank Of India	Banks	22.2	3.98%	0.29%	3.69% (Feb 2019)	3.69% (Feb 2019)	69.20 k	0.00
InterGlobe Aviation Ltd.	Airlines	21.1	3.78%	0.49%	2.36% (Sep 2018)	2.36% (Sep 2018)	14.78 k	0.00
Hindalco Industries Ltd.	Aluminium	18.5	3.32%	-0.18%	2.15% (Apr 2018)	2.15% (Apr 2018)	90.20 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
CBLO	CBLO	12.35%
Net Receivables	Net Receivables	-1.27%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st March, 2019)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

15.11vs12.22

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

1.03vs0.64

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.33vs0.39

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.05vs0.08

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-3.47vs0.2

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Reliance US Equity Opportunities Fund - Direct Plan - Growth	NA	35.50	3.20	8.81	1.66	23.12	16.64
ICICI Prudential US Bluechip Equity Fund - Direct Plan - Growth	NA	264.10	3.39	9.18	2.20	21.66	15.05
Tata Digital India Fund - Direct Plan - Growth	NA	430.18	2.22	4.67	4.53	20.97	14.24
SBI Technology Opportunities Fund - Direct Plan - Growth	NA	149.72	3.05	5.31	6.46	18.80	12.21
Sahara Banking and Financial Services Fund - Direct Plan - Growth	NA	4.93	2.63	9.63	21.30	18.49	23.64
SBI Banking & Financial Services Fund - Direct Plan - Growth	NA	727.82	2.27	10.02	21.10	17.08	25.96
Franklin India Technology Fund - Direct - Growth	NA	250.26	1.90	6.87	5.48	14.84	12.99
Taurus Banking and Financial Services Fund - Direct Plan - Growth	NA	6.56	2.12	8.83	19.11	14.83	21.05
ICICI Prudential Technology Fund - Direct Plan - Growth	NA	473.97	1.26	-0.32	-0.90	14.53	11.95
ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth	NA	3035.92	3.13	7.87	22.53	12.93	26.77

Detailed Comparison

More Funds from LIC Mutual Fund

Out of 20 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 3 is/are ranked 4 * , 5 is/are ranked 3 * , 3 is/are ranked 2 * , and 6 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Liquid Fund - Direct Plan - Growth	3	7328.80	0.66	1.81	3.75	7.54	7.23
LIC MF Savings Fund - Direct Plan - Growth	3	1184.74	0.71	2.04	4.54	8.07	7.99
LIC MF Large & Mid Cap Fund - Direct Plan - Growth	4	451.48	1.62	4.46	10.53	-0.40	17.13
LIC MF Equity Hybrid Fund - Plan C - Direct Plan - Growth	3	350.84	1.74	4.11	10.74	6.25	10.23
LIC MF Banking & PSU Debt - Direct Plan - Growth	5	325.20	0.53	2.26	5.48	8.92	7.96
LIC MF Bond Fund - Direct Plan - Growth	3	282.34	0.19	1.97	5.29	6.57	6.59
LIC MF Multicap Fund - Direct Plan - Growth	2	277.58	1.92	3.79	10.40	4.95	9.41
LIC MF Large Cap Fund - Direct Plan - Growth	4	273.89	2.16	6.12	12.93	6.78	12.20
LIC MF Tax Plan 1997 - Direct Plan - Growth	5	218.91	1.77	4.36	10.82	2.27	14.53
LIC MF Short Term Debt Fund - Direct Plan - Growth	NA	152.76	0.56	0.00	0.00	0.00	0.00