LIC MF Infrastructure Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Sectoral/Thematic

Fund House : LIC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 15.5281 0.03%
(as on 23rd November, 2020)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 48.04 Cr

(0.07% of Investment in Category)

Expense Ratio

: 1.22%

(1.37% Category average)

Risk-O-Meter

High

Sectoral/Thematic :Sectoral/Thematic : Fund has 96.27% investment in indian stocks of which 49.71% is in large cap stocks, 18.28% is in mid cap stocks, 20.86% in small cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

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This Scheme

VS

Benchmark
Nifty Infrastructure

9.01%

5.39%

26.33%

4.07%

5.36%

4.56%

10.77%
NA
8.38%

9.91%

37.2%

13.5%

10.14%

9.39%

12.33%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 23rd November, 2020)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	13-Nov-20	10201.80	2.02%	-	2.61%	72/104
1 Month	23-Oct-20	11002.10	10.02%	-	8.38%	29/103
3 Month	21-Aug-20	11304.80	13.05%	-	9.91%	26/100
6 Month	22-May-20	13727.10	37.27%	-	37.20%	43/101
YTD	01-Jan-20	9559.20	-4.41%	-	11.47%	82/99
1 Year	22-Nov-19	9813.70	-1.86%	-1.85%	13.50%	81/98
2 Year	22-Nov-18	11258.10	12.58%	6.09%	10.14%	58/86
3 Year	23-Nov-17	9854.10	-1.46%	-0.49%	4.55%	52/74
5 Year	23-Nov-15	13521.50	35.21%	6.21%	9.39%	54/69
Since Inception	02-Jan-13	18249.20	82.49%	7.92%	12.33%	79/103

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 23rd November, 2020)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	22-Nov-19	12000	13803.17	15.03 %	28.75 %
2 Year	22-Nov-18	24000	26491.35	10.38 %	9.77 %
3 Year	23-Nov-17	36000	38970.36	8.25 %	5.2 %
5 Year	23-Nov-15	60000	69506.72	15.84 %	5.81 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Oct,2020)

Portfolio Turnover Ratio : 17.00% | Category average turnover ratio is 90.26%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 96.27% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.27%

No of Stocks : 28 (Category Avg - 33.31) | Large Cap Investments : 49.71%| Mid Cap Investments : 18.28% | Small Cap Investments : 20.86% | Other : 7.42%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Reliance Industries Ltd.	Refineries/marketing	39.2	8.17%	-1.03%	9.47% (Jul 2020)	7.01% (Jan 2020)	19.10 k	0.00
Ultratech Cement Ltd.	Cement	36.6	7.61%	0.64%	7.61% (Oct 2020)	2.35% (Dec 2019)	7.99 k	0.00
The Ramco Cements Ltd.	Cement	35.1	7.31%	0.15%	7.31% (Oct 2020)	5.89% (Apr 2020)	44.09 k	0.00
HDFC Bank Ltd.	Banks	33.8	7.04%	0.39%	9.83% (Apr 2020)	6.65% (Sep 2020)	28.58 k	0.00
Petronet LNG Ltd.	Lpg/cng/png/lng supplier	28.6	5.96%	2.06%	5.96% (Oct 2020)	0% (Nov 2019)	1.24 L	42.00 k
ICICI Bank Ltd.	Banks	27.4	5.70%	0.37%	9.79% (Nov 2019)	5.33% (Sep 2020)	69.71 k	0.00
Bharti Airtel Ltd.	Telecom - services	26.4	5.50%	-0.02%	8.38% (Apr 2020)	5.33% (Nov 2019)	60.89 k	0.00
SKF India Ltd.	Bearings	25.7	5.35%	-0.14%	5.71% (Mar 2020)	4.57% (Jul 2020)	17.42 k	0.00
KNR Constructions	Construction civil	23.1	4.81%	-0.29%	5.1% (Sep 2020)	3.8% (Nov 2019)	92.30 k	0.00
# Gujarat State Petronet Ltd.	Gas transmission/marketing	18.4	3.82%	3.82%	3.82% (Oct 2020)	0% (Nov 2019)	95.00 k	95.00 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.79%
Net Receivables	Net Receivables	-1.08%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th October, 2020)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

19.87vs14.5

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.81vs0.52

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

-0.3vs-0.04

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

-0.07vs0.02

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-1.48vs-1.41

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Healthcare Fund - Direct Plan - Growth	NA	890.49	3.50	6.83	41.25	72.01	0.00
Mirae Asset Healthcare Fund - Direct Plan - Growth	NA	1036.48	1.80	5.99	30.57	66.01	0.00
ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund - Direct Plan - Growth	NA	1961.72	2.26	4.82	31.71	61.16	0.00
UTI Healthcare - Direct Plan - Growth	NA	586.13	2.34	5.24	29.65	59.04	16.37
ICICI Prudential Technology Fund - Direct Plan - Growth	NA	832.35	2.98	22.10	74.43	56.97	26.64
Nippon India Pharma Fund - Direct Plan - Growth	NA	3899.68	4.44	5.39	27.68	56.61	20.93
SBI Healthcare Opportunities Fund - Direct Plan - Growth	NA	1445.32	3.05	5.85	29.93	56.05	14.06
Tata India Pharma & Heathcare Fund - Direct Plan - Growth	NA	353.97	3.56	6.72	27.73	53.10	19.31
IDBI Healthcare Fund - Direct Plan - Growth	NA	60.33	2.21	3.98	23.68	52.38	0.00
Franklin India Technology Fund - Direct - Growth	NA	388.33	1.76	16.19	48.31	48.81	23.38

Detailed Comparison

More Funds from LIC Mutual Fund

Out of 20 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 3 is/are ranked 4 * , 10 is/are ranked 3 * , 2 is/are ranked 2 * , and 4 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF Liquid Fund - Direct Plan - Growth	3	6763.10	0.27	0.82	1.76	4.65	6.29
LIC MF Banking & PSU Debt - Direct Plan - Growth	3	1771.09	0.63	2.01	4.10	9.05	9.17
LIC MF Savings Fund - Direct Plan - Growth	4	946.82	0.46	1.40	4.32	7.69	6.49
LIC MF Large & Mid Cap Fund - Direct Plan - Growth	4	791.96	8.36	13.18	38.56	11.17	7.40
LIC MF Short Term Debt Fund - Direct Plan - Growth	3	482.45	0.70	2.20	4.14	9.30	0.00
LIC MF Large Cap Fund - Direct Plan - Growth	3	405.42	10.60	14.38	35.41	9.79	8.79
LIC MF Equity Hybrid Fund - Plan C - Direct Plan - Growth	3	399.95	6.58	9.84	27.47	7.06	5.71
LIC MF Multicap Fund - Direct Plan - Growth	3	303.00	7.64	10.98	32.68	6.46	3.50
LIC MF Tax Plan - Direct Plan - Growth	3	277.27	8.39	13.61	37.64	5.01	6.92
LIC MF Bond Fund - Direct Plan - Growth	3	232.69	0.37	2.01	3.13	9.53	8.11