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UTI Long Term Equity Fund (Tax Saving) - Growth

  • Regular
  • Direct
Category : ELSS
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 149.8015 0.12%
    (as on 27th October, 2021)
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Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderately High

Fund has 98.29% investment in indian stocks of which 46.31% is in large cap stocks, 19.32% is in mid cap stocks, 15.64% in small cap stocks.

Suitable For : Investors who are looking to invest money for at least 3 years and looking for additional benefits of income tax saving apart from higher returns expectations. At the same time, these investors should also be ready for possibility of moderate losses in their investments and 3 year lock-in period.

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Returns (NAV as on 27th October, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 20-Oct-21 10021.60 0.22% - -0.03% 26/60
1 Month 27-Sep-21 10222.30 2.22% - 2.58% 38/59
3 Month 27-Jul-21 11194.10 11.94% - 11.95% 34/60
6 Month 27-Apr-21 12727.20 27.27% - 28.39% 24/60
YTD 01-Jan-21 13476.10 34.76% - 40.37% 37/60
1 Year 27-Oct-20 16204.80 62.05% 62.05% 65.47% 27/60
2 Year 25-Oct-19 17401.70 74.02% 31.77% 30.72% 21/60
3 Year 26-Oct-18 19375.40 93.75% 24.62% 24.16% 23/57
5 Year 27-Oct-16 21193.80 111.94% 16.20% 15.73% 14/43
10 Year 25-Oct-11 40486.90 304.87% 14.99% 16.06% 19/27
Since Inception 30-Jul-05 70263.40 602.63% 12.74% 16.46% 43/58

SIP Returns (NAV as on 27th October, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 27-Oct-20 12000 15173.12 26.44 % 52.33 %
2 Year 25-Oct-19 24000 36639.75 52.67 % 46.64 %
3 Year 26-Oct-18 36000 58148.69 61.52 % 33.72 %
5 Year 27-Oct-16 60000 103041.65 71.74 % 21.77 %
10 Year 25-Oct-11 120000 289050.16 140.88 % 16.75 %
 

Tax Treatment

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Portfolio (Updated on 30th Sep,2021)

Portfolio Turnover Ratio : 21.00%  |   Category average turnover ratio is 88.05%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 98.29% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.29%
No of Stocks : 70 (Category Avg - 48.97) | Large Cap Investments : 46.31%| Mid Cap Investments : 19.32% | Small Cap Investments : 15.64% | Other : 17.02%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Banks 2226.2 7.32% 0.01% 9.16% (Nov 2020) 6.92% (Jul 2021) 13.96 L 4.08 L
Infosys Ltd. Computers - software 2105.5 6.92% -0.34% 7.7% (Oct 2020) 6.82% (Feb 2021) 12.57 L 3.48 L
ICICI Bank Ltd. Banks 2035.1 6.69% -0.37% 7.51% (May 2021) 6.3% (Oct 2020) 29.04 L 8.06 L
Bharti Airtel Ltd. Telecom - services 1284.4 4.22% 0.01% 4.37% (Jan 2021) 3.28% (Nov 2020) 18.66 L 5.12 L
Axis Bank Ltd. Banks 1168.9 3.84% -0.26% 4.53% (Apr 2021) 3.84% (Sep 2021) 15.25 L 4.11 L
Bajaj Finance Ltd. Nbfc 670.3 2.20% -0.05% 2.25% (Aug 2021) 1.72% (Oct 2020) 87.41 k 23.44 k
Larsen & Toubro Infotech Ltd. Computers - software 651.7 2.14% 0.05% 2.44% (Oct 2020) 1.78% (Jun 2021) 1.13 L 29.16 k
ITC Limited Cigarettes 638.2 2.10% 0.17% 2.75% (Dec 2020) 1.93% (Aug 2021) 27.02 L 7.53 L
# State Bank Of India Banks 628.9 2.07% 2.07% 2.07% (Sep 2021) 0% (Oct 2020) 13.88 L 13.88 L
Aditya Birla Fashion and Retail Ltd. Retailing 600.4 1.97% 0.27% 2.02% (Jul 2021) 1.46% (Jan 2021) 24.37 L 6.95 L
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 1.70%
Margin Margin 0.01%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2021)

  • Standard Deviation

    High volatility
    19.9vs19.05
    Category Avg
  • Beta

    High volatility
    0.94vs0.85
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.88vs0.83
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.19vs0.19
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    2.83vs2.47
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Quant Tax Plan - Growth 5 433.15 3.07 8.21 31.79 91.48 38.55
IDFC Tax Advantage (ELSS) Fund - Regular Plan - Growth 5 3439.01 4.69 13.91 29.64 82.00 25.68
Nippon India Tax Saver Fund - Growth 1 12466.99 3.24 14.87 27.34 71.30 17.20
Franklin India Taxshield Fund - Growth 3 5020.57 5.35 15.29 29.73 70.62 21.08
Mahindra Manulife ELSS Kar Bachat Yojana - Regular Plan - Growth 4 419.70 1.60 12.68 28.12 67.37 22.29
ICICI Prudential Long Term Equity Fund (Tax Saving) - Growth 3 10028.81 2.90 15.61 29.18 67.12 22.60
DSP Tax Saver Fund - Regular Plan - Growth 4 9755.66 2.11 9.90 27.08 67.02 27.21
Baroda ELSS - 96 - Plan A - Growth 3 217.67 3.70 16.19 30.74 65.93 23.72
PGIM India Long Term Equity Fund - Growth 4 350.70 3.16 11.71 26.06 64.71 23.65
BOI AXA Tax Advantage Fund - Regular Plan - Growth 5 517.49 0.52 9.24 25.99 63.20 31.79

More Funds from UTI Mutual Fund

Out of 112 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 7 is/are ranked 4 * , 9 is/are ranked 3 * , 5 is/are ranked 2 * , 5 is/are ranked 1 * , and 82 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI NIFTY Exchange Traded Fund 4 31740.21 2.11 15.94 25.28 54.89 23.20
UTI NIFTY Exchange Traded Fund 4 31740.21 2.11 15.94 25.28 54.89 23.20
UTI Liquid Cash Plan - Regular Plan - Growth 2 25989.32 0.25 0.79 1.61 3.19 4.93
UTI Flexi Cap Fund - Growth 5 23598.72 0.47 12.88 26.77 63.57 29.00
UTI SENSEX Exchange Traded Fund 5 18627.42 1.92 16.57 25.89 52.32 23.68
UTI SENSEX Exchange Traded Fund 5 18627.42 1.92 16.57 25.89 52.32 23.68
UTI Mastershare Unit Scheme - Growth 4 9536.41 2.21 14.90 25.72 56.54 23.60
UTI Money Market Fund - Regular Plan - Growth 4 8822.30 0.24 0.86 1.81 3.72 6.19
UTI Overnight Fund - Growth NA 7068.14 0.26 0.77 1.55 3.05 4.21
UTI Mid Cap Fund - Growth 3 6651.55 1.20 9.67 28.16 69.02 26.86

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