Unifi Dynamic Asset Allocation Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 10.5415 0.02%
(as on 27th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 949.65 Cr

(0.3% of Investment in Category)

Expense Ratio

: 1.52%

(1.95% Category average)

Risk-O-Meter

Moderate Risk

Dynamic Asset Allocation or Balanced Advantage :Dynamic Asset Allocation or Balanced Advantage : The fund has 40.27% investment in domestic equities of which 21.07% is in Large Cap stocks, 7% is in Mid Cap stocks, 3% in Small Cap stocks.The fund has 49.85% investment in Debt, of which 5.38% in Government securities, 20.52% is in Low Risk securities.

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This Scheme

VS

CRISIL Hybrid 50+50 - Moderate Index

0.71%

4.07%

3.71%

7.7%

13.2%

12.05%

9.76%
NA
0.43%

3.44%

4.1%

5.36%

12.63%

11.66%

10.28%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 26th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	19-Nov-25	10017.50	0.18%	-	0.18%	20/35
1 Month	24-Oct-25	10070.20	0.70%	-	0.89%	23/35
3 Month	26-Aug-25	10184.40	1.84%	-	3.49%	31/35
6 Month	26-May-25	10335.50	3.35%	-	3.89%	27/35
Since Inception	13-Mar-25	10539.80	5.40%	7.72%	10.29%	34/36

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 26th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
No Data Found

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Oct,2025)

Equity Holding : 40.27% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 40.27%

No of Stocks : 107 (Category Avg - 75.26) | Large Cap Investments : 21.07%| Mid Cap Investments : 7% | Small Cap Investments : 3% | Other : 9.19%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Tata Consultancy Services Ltd.	Computers - software & consulting	165.4	1.74%	0.20%	3.67% (Mar 2025)	0% (Nov 2024)	54.08 k	6.48 k
ITC Limited	Diversified fmcg	162.8	1.71%	0.54%	1.71% (Oct 2025)	0% (Nov 2024)	3.87 L	1.25 L
Hindalco Industries Ltd.	Aluminium	157.9	1.66%	-0.09%	1.92% (Jun 2025)	0% (Nov 2024)	1.86 L	-0.20 L
IDFC First Bank Ltd.	Private sector bank	153.2	1.61%	0.15%	2.06% (May 2025)	0% (Nov 2024)	18.74 L	0.00
HDFC Bank Ltd.	Private sector bank	143.4	1.51%	0.16%	4.23% (Mar 2025)	0% (Nov 2024)	1.45 L	18.70 k
ICICI Bank Ltd.	Private sector bank	134.7	1.42%	-0.08%	2.25% (Jul 2025)	0% (Nov 2024)	1.00 L	700.00
Eternal Ltd.	E-retail/ e-commerce	121.8	1.28%	0.25%	1.28% (Oct 2025)	0% (Nov 2024)	3.83 L	99.43 k
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	117.2	1.23%	-0.60%	1.83% (Sep 2025)	0% (Nov 2024)	33.60 k	-0.14 L
Jio Financial Services Ltd.	Non banking financial company (nbfc)	108.9	1.15%	0.45%	1.15% (Oct 2025)	0% (Nov 2024)	3.55 L	1.41 L
Reliance Industries Ltd.	Refineries & marketing	105.5	1.11%	-0.03%	1.19% (Aug 2025)	0% (Nov 2024)	71.00 k	-4.00 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 26 (Category Avg - 29.49) | Modified Duration 2.30 Years (Category Avg - 3.07)| Yield to Maturity 9.80% (Category Avg - 6.64%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	5.38%	8.49%
CD	0.00%	0.28%
T-Bills	0.00%	0.96%
CP	2.53%	0.41%
NCD & Bonds	41.96%	10.62%
PTC	0.00%	0.29%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	5.38%	9.46%
Low Risk	20.52%	10.68%
Moderate Risk	23.97%	0.71%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	9.45%
Margin	Margin	0.43%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Balanced Advantage Fund - Growth	2	68449.94	0.62	3.92	6.48	11.31	13.53
Aditya Birla Sun Life Balanced Advantage Fund - Growth	2	8616.87	0.50	3.53	4.26	8.83	12.70
SBI Balanced Advantage Fund - Regular Plan - Growth	NA	38628.37	1.21	5.34	4.82	8.82	14.11
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	NA	3635.61	1.01	3.79	4.33	8.09	12.43
Mirae Asset Balanced Advantage Fund - Regular Plan - Growth	NA	1980.91	0.87	3.79	4.55	7.84	12.20
WhiteOak Capital Balanced Advantage Fund - Regular Plan - Growth	NA	2015.14	0.66	3.58	4.60	7.82	0.00
UTI Balanced Advantage Fund - Regular Plan - Growth	NA	3160.92	0.72	3.92	4.42	7.58	0.00
Baroda BNP Paribas Balanced Advantage Fund - Growth	NA	4544.91	1.54	5.36	6.36	7.52	14.10
Bajaj Finserv Balanced Advantage - Regular Plan - Growth	NA	1325.24	1.73	6.07	5.59	7.30	0.00
HDFC Balanced Advantage Fund - Growth	4	106493.55	0.75	4.59	4.20	6.86	17.89

Detailed Comparison

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Out of 3 mutual fund schemes offered by this AMC, and 3 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M
Unifi Dynamic Asset Allocation Fund - Regular Plan - Growth	NA	949.65	0.72	1.86	3.38
Unifi Flexi Cap Fund - Regular Plan - Growth	NA	155.65	-0.28	3.19	0.00
Unifi Liquid Fund - Regular Plan - Growth	NA	142.06	0.47	1.46	0.00