Tata Flexi Cap Fund - Direct plan - IDCW Reinvestment

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Flexi Cap Fund

Fund House : Tata Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 27.7027 -0.25%
(as on 19th September, 2025)

Crisil Rating

Above average performance among peers

Fund Size

: ₹ 3393.83 Cr

(0.68% of Investment in Category)

Expense Ratio

: 0.63%

(0.75% Category average)

Risk-O-Meter

Very High Risk

Flexi Cap Fund :Flexi Cap Fund : The fund has 96.09% investment in domestic equities of which 52.07% is in Large Cap stocks, 12.37% is in Mid Cap stocks, 6.65% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

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3M
6M
1Y
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ALL

This Scheme

VS

Benchmark
Nifty 500 TRI

1.87%

3.64%

13.34%

-0.54%

16.56%

20.92%

12.73%
NA
2.27%

4.78%

14.36%

0.17%

18.27%

21.5%

16.48%

NA
Gold

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SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 19th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12-Sep-25	10109.30	1.09%	-	1.38%	32/41
1 Month	19-Aug-25	10212.10	2.12%	-	2.27%	25/41
3 Month	19-Jun-25	10411.20	4.11%	-	4.78%	29/40
6 Month	19-Mar-25	11559.90	15.60%	-	14.36%	9/39
YTD	01-Jan-25	11060.10	10.60%	-	4.15%	1/39
1 Year	19-Sep-24	10393.60	3.94%	3.94%	0.17%	9/39
2 Year	18-Sep-23	14011.00	40.11%	18.31%	18.27%	18/37
3 Year	19-Sep-22	16071.10	60.71%	17.12%	17.97%	20/32
5 Year	18-Sep-20	23646.00	136.46%	18.76%	21.50%	19/24
Since Inception	06-Sep-18	27702.70	177.03%	15.57%	16.48%	22/39

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 19th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	19-Sep-24	12000	12933.12	7.78 %	14.67 %
2 Year	18-Sep-23	24000	27954.55	16.48 %	15.38 %
3 Year	19-Sep-22	36000	47337.9	31.49 %	18.58 %
5 Year	18-Sep-20	60000	91978.28	53.3 %	17.09 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 35.35% | Category average turnover ratio is 147.28%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 96.09% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.09%

No of Stocks : 53 (Category Avg - 63.15) | Large Cap Investments : 52.07%| Mid Cap Investments : 12.37% | Small Cap Investments : 6.65% | Other : 25%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	2474.2	7.29%	-0.45%	9.82% (Feb 2025)	7.29% (Aug 2025)	26.00 L	13.00 L
Reliance Industries Ltd.	Refineries & marketing	1357.2	4.00%	-0.10%	4.72% (Apr 2025)	3.91% (Nov 2024)	10.00 L	0.00
Kotak Mahindra Bank Ltd.	Private sector bank	1313.4	3.87%	0.05%	4.39% (Mar 2025)	2.36% (Sep 2024)	6.70 L	15.00 k
Maruti Suzuki India Ltd.	Passenger cars & utility vehicles	1183.3	3.49%	0.51%	3.5% (Feb 2025)	2.11% (Sep 2024)	80.00 k	0.00
Axis Bank Ltd.	Private sector bank	1149.7	3.39%	-0.08%	3.98% (Apr 2025)	2.59% (Sep 2024)	11.00 L	0.00
Infosys Ltd.	Computers - software & consulting	1102.2	3.25%	0.58%	3.25% (Aug 2025)	0% (Sep 2024)	7.50 L	1.50 L
ITC Limited	Diversified fmcg	1024.4	3.02%	0.22%	3.02% (Aug 2025)	2.27% (Oct 2024)	25.00 L	2.00 L
Bajaj Finserv Ltd	Holding company	995	2.93%	-0.06%	2.99% (Jul 2025)	0% (Sep 2024)	5.20 L	0.00
Tata Consultancy Services Ltd.	Computers - software & consulting	956.3	2.82%	0.04%	2.82% (Aug 2025)	2.02% (May 2025)	3.10 L	0.00
Avenue Supermarts Ltd.	Diversified retail	951.1	2.80%	0.28%	2.8% (Aug 2025)	1.68% (Nov 2024)	2.00 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Repo	Repo	2.38%
Embassy Office Parks Reit	InvITs	1.71%
Net Receivables	Net Receivables	0.82%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

11.75vs13.2

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.85vs0.94

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.73vs0.74

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.1vs0.1

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

0.96vs1.33

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Parag Parikh Flexi Cap Fund - Direct Plan - Growth	5	115040.08	2.48	4.24	11.73	8.22	22.32
Helios Flexi Cap Fund - Direct Plan - Growth	NA	3938.74	3.33	9.62	19.32	7.56	0.00
HDFC Flexi Cap Fund - Direct Plan - Growth	4	81935.61	2.18	5.37	14.35	7.20	23.70
Invesco India Flexi Cap Fund - Direct Plan - Growth	5	3666.47	1.82	6.91	20.10	4.54	25.42
Motilal Oswal Flexi Cap Fund - Direct Plan - Growth	5	13679.31	4.06	7.20	14.19	4.51	23.46
Mirae Asset Flexi Cap Fund - Direct Plan - Growth	NA	3012.19	2.25	5.28	16.04	4.50	0.00
Bajaj Finserv Flexi Cap Fund - Direct Plan - Growth	NA	5409.54	3.18	5.45	18.68	4.32	0.00
WhiteOak Capital Flexi Cap Fund - Direct Plan - Growth	NA	5743.69	1.98	4.54	14.36	4.23	21.03
Tata Flexi Cap Fund - Direct Plan - Growth	4	3393.83	2.12	4.11	15.60	3.94	17.12
Kotak Flexi Cap Fund - Direct Plan - Growth	3	53625.83	1.48	2.69	14.67	3.73	17.84

Detailed Comparison

More Funds from Tata Mutual Fund

Out of 61 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 2 is/are ranked 4 * , 9 is/are ranked 3 * , 3 is/are ranked 2 * , 5 is/are ranked 1 * , and 40 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Money Market Fund - Direct Plan - Growth	3	41336.46	0.49	1.58	4.18	8.07	7.79
Tata Liquid Fund - Direct Plan - Growth	3	20403.82	0.48	1.46	3.35	7.00	7.09
Tata Arbitrage Fund - Direct Plan - Growth	5	18596.32	0.44	1.47	3.57	7.41	7.76
Tata Digital India Fund - Direct Plan - Growth	NA	11519.88	4.69	-0.39	9.55	-6.82	18.48
Tata Small Cap Fund - Direct Plan - Growth	3	11415.83	2.30	4.43	14.86	-4.07	23.13
Tata Balanced Advantage Fund - Direct Plan - Growth	NA	10893.69	0.84	2.22	7.45	2.55	12.51
Tata Large & Mid Cap Fund - Direct Plan - Appreciation	1	8501.26	0.47	1.58	10.12	-3.82	15.46
Tata Value Fund - Direct Plan - Growth	1	8347.76	1.89	2.54	11.87	-5.25	20.02
Tata Mid Cap Fund - Direct Plan - Growth	3	4945.93	2.12	5.35	15.41	-1.37	22.13
Tata Ultra Short Term Fund - Direct Plan - Growth	3	4945.33	0.50	1.62	3.94	7.84	7.56