LIC MF Conservative Hybrid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Equity Holding : 17.97% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 17.97%

No of Stocks : 9 (Category Avg - 35.61) | Large Cap Investments : 10.94%| Mid Cap Investments : 1.54% | Small Cap Investments : 0% | Other : 5.49%

Portfolio Summary (as on 30th Sep,2025)

Particulars	This Scheme	Category
No. of Stocks	9	35.61
Top 5 Stock Weight	12.57%	7.78%
Top 10 Stock Weight	%	11.63%
Top 3 Sector Weight	11.87%	8.23%

Category - Conservative Hybrid Fund

Particulars	This Scheme	Category
Average mcap (Cr)	44754.12	26898.38
Holdings in large cap stocks	10.94%	11.01%
Holdings in mid cap stocks	1.54%	2.24%
Holdings in small cap stocks	0%	1.68%

Category - Conservative Hybrid Fund

Top 10 Stocks holding in Portfolio (as on 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
# HDFC Bank Ltd.	Private sector bank	17.8	3.63%	0.00%	3.87% (Aug 2025)	1.71% (Oct 2024)	18.69 k	-0.70 k
# Reliance Industries Ltd.	Refineries & marketing	13.8	2.82%	0.00%	3.06% (Jun 2025)	1.13% (Dec 2024)	10.11 k	-0.38 k
# Infosys Ltd.	Computers - software & consulting	12.8	2.62%	0.00%	4.21% (Dec 2024)	2.61% (Apr 2025)	8.90 k	-0.33 k
# Shriram Finance Ltd.	Non banking financial company (nbfc)	9.1	1.86%	0.00%	1.91% (Jul 2025)	0% (Sep 2024)	14.81 k	-0.55 k
# Hindustan Unilever Ltd.	Diversified fmcg	8	1.64%	0.00%	2.48% (Sep 2024)	1.45% (Mar 2025)	3.19 k	-0.12 k
# Bharat Forge Ltd.	Castings & forgings	7.6	1.54%	0.00%	1.66% (Jun 2025)	0% (Sep 2024)	6.23 k	-0.23 k
# Axis Bank Ltd.	Private sector bank	7.4	1.50%	0.00%	1.6% (May 2025)	0% (Sep 2024)	6.50 k	-0.24 k
# ICICI Bank Ltd.	Private sector bank	6.4	1.30%	0.00%	6.09% (Nov 2024)	1.36% (Jun 2025)	4.72 k	-0.18 k
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	5.2	1.06%	0.00%	2.07% (Oct 2024)	0.47% (Feb 2025)	1.52 k	-56.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 30th Sep,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
# HDFC Bank Ltd.	Private sector bank	6.43	17.8	3.63%	0.00%	3.87% (Aug 2025)	1.71% (Oct 2024)	18.69 k	-0.70 k	Other	5.49
# Reliance Industries Ltd.	Refineries & marketing	2.82	13.8	2.82%	0.00%	3.06% (Jun 2025)	1.13% (Dec 2024)	10.11 k	-0.38 k	Large Cap	10.94
# Infosys Ltd.	Computers - software & consulting	2.62	12.8	2.62%	0.00%	4.21% (Dec 2024)	2.61% (Apr 2025)	8.90 k	-0.33 k	Large Cap	10.94
# Shriram Finance Ltd.	Non banking financial company (nbfc)	1.86	9.1	1.86%	0.00%	1.91% (Jul 2025)	0% (Sep 2024)	14.81 k	-0.55 k	Other	5.49
# Hindustan Unilever Ltd.	Diversified fmcg	1.64	8	1.64%	0.00%	2.48% (Sep 2024)	1.45% (Mar 2025)	3.19 k	-0.12 k	Large Cap	10.94
# Bharat Forge Ltd.	Castings & forgings	1.54	7.6	1.54%	0.00%	1.66% (Jun 2025)	0% (Sep 2024)	6.23 k	-0.23 k	Mid Cap	1.54
# Axis Bank Ltd.	Private sector bank	6.43	7.4	1.50%	0.00%	1.6% (May 2025)	0% (Sep 2024)	6.50 k	-0.24 k	Large Cap	10.94
# ICICI Bank Ltd.	Private sector bank	6.43	6.4	1.30%	0.00%	6.09% (Nov 2024)	1.36% (Jun 2025)	4.72 k	-0.18 k	Large Cap	10.94
# Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	1.06	5.2	1.06%	0.00%	2.07% (Oct 2024)	0.47% (Feb 2025)	1.52 k	-56.00	Large Cap	10.94

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No new entrants in the portfolio in the last month.

Stocks removed from Portfolio (in 1 month period ending 30th Sep,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No complete exits in the portfolio in the last month.

Trend in stock holdings (Top 15 Holding)

Stock	Sep 2025	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024
HDFC Bank Ltd.	3.63%	3.76%	3.86%	3.78%	3.67%	3.69%	3.53%	3.39%	3.29%	3.43%	3.47%	3.35%	1.75%
ICICI Bank Ltd.	1.30%	1.39%	1.43%	1.38%	2.32%	2.33%	3.71%	3.36%	3.46%	5.58%	6.09%	6.06%	5.87%
Infosys Ltd.	2.62%	2.76%	2.75%	2.88%	2.80%	2.74%	2.89%	3.63%	4.01%	4.00%	3.94%	3.73%	3.92%
Jtl Industries Ltd.	-	-	-	4.07%	3.40%	3.33%	3.42%	3.69%	3.24%	2.27%	1.62%	-	-
Reliance Industries Ltd.	2.82%	2.90%	2.88%	3.06%	2.90%	2.91%	2.66%	2.54%	2.66%	1.13%	1.20%	1.24%	1.35%
Nestle India Ltd.	-	-	-	-	-	-	-	-	-	-	-	1.73%	2.02%
Shriram Finance Ltd.	1.86%	1.82%	1.91%	1.54%	-	-	-	-	-	-	-	-	-
Hindustan Unilever Ltd.	1.64%	1.80%	1.65%	1.48%	1.51%	1.53%	1.49%	1.46%	1.64%	1.54%	2.12%	2.15%	2.48%
LTIMindtree Ltd.	-	-	-	-	-	-	-	-	-	-	-	-	1.64%
Bharat Forge Ltd.	1.54%	1.46%	1.49%	1.64%	1.56%	1.41%	1.50%	-	-	-	-	-	-
Axis Bank Ltd.	1.50%	1.44%	1.42%	1.57%	1.56%	1.58%	-	-	-	-	-	-	-
Mahindra & Mahindra Ltd.	1.06%	1.02%	0.99%	-	0.52%	0.52%	0.48%	0.47%	1.99%	2.00%	1.97%	1.81%	2.02%

No of Debt Holding 9 (Category Avg - 41.72) | Modified Duration 4.27 Years (Category Avg - 4.38)| Yield to Maturity 6.63% (Category Avg - 7.02%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	71.04%	36.52%
CD	0.00%	0.37%
T-Bills	0.00%	0.12%
CP	0.00%	0.13%
NCD & Bonds	8.46%	33.99%
PTC	0.00%	0.59%

Category - Conservative Hybrid Fund

Security Type	% Weight	Category Average
Government Backed	71.04%	36.64%
Low Risk	8.46%	33.22%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Conservative Hybrid Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			53.64	10.95%	5.00 L
Bond - Govt of India	GOI	Other			53.45	10.92%	5.00 L
Bond - Govt of India	GOI	Other			53.10	10.85%	5.00 L
Bond - Govt of India	GOI	Other			52.13	10.65%	5.00 L
Bond - Govt of India	GOI	Other			51.78	10.57%	5.00 L
Bond - Govt of India	GOI	Other			47.18	9.63%	4.50 L
Bond - Nuclear Power Corporation of India Limited	NCD & Bonds	Power generation	AAA	CRISIL	41.45	8.46%	40.00
Bond - Govt of India	GOI	Other			20.95	4.28%	2.00 L
Bond - Govt of India	GOI	Other			15.61	3.19%	1.50 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.38%
Net Receivables	Net Receivables	0.14%

Forum

NITINPIMPALE
MF Investment Help
Follow

5 days ago

purchase unit will adjust difference in NAV 10.263 View more

Posted by : NITINPIMPALE
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  purchase unit will adjust difference in NAV 10.263
  
  Repost Cancel
You will now receive notification when someone reply to this message.
krishna_ksvs
MF Investment Help
Follow

16 days ago

View more

Posted by : krishna_ksvs
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Repost Cancel
You will now receive notification when someone reply to this message.
The Fixed Income
Bonds
Follow

4 days ago

Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
  Repost Cancel
You will now receive notification when someone reply to this message.
shravanashok
MF Investment Help
Follow

67 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  need your suggestion for sbi psu fund direct growth stay or switch
  
  Repost Cancel
You will now receive notification when someone reply to this message.
ravisistla
MF Investment Help
Follow

80 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
sunny85deol
MF Investment Help
Follow

117 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
  Repost Cancel
You will now receive notification when someone reply to this message.

+ See More