| Profit & Loss account of Ujjivan Small Finance Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| INCOME |
|
|
|
|
|
|
| Interest / Discount on Advances / Bills |
5,525.70 |
4,973.01 |
3,707.77 |
2,575.78 |
2,600.38 |
|
| Income from Investments |
805.83 |
678.62 |
410.83 |
185.14 |
172.98 |
|
| Interest on Balance with RBI and Other Inter-Bank funds |
10.96 |
10.56 |
18.06 |
51.88 |
32.71 |
|
| Others |
11.90 |
14.97 |
28.34 |
0.00 |
0.00 |
|
| Total Interest Earned |
6,354.39 |
5,677.15 |
4,164.99 |
2,812.80 |
2,806.07 |
|
| Other Income |
846.20 |
786.75 |
589.19 |
313.27 |
310.82 |
|
| Total Income |
7,200.59 |
6,463.91 |
4,754.19 |
3,126.07 |
3,116.89 |
|
| EXPENDITURE |
|
|
|
|
|
|
| Interest Expended |
2,718.12 |
2,267.70 |
1,467.09 |
1,039.21 |
1,077.51 |
|
| Payments to and Provisions for Employees |
1,499.49 |
1,183.18 |
920.25 |
812.60 |
748.78 |
|
| Depreciation |
134.72 |
98.29 |
90.28 |
80.44 |
76.80 |
|
| Operating Expenses (excludes Employee Cost & Depreciation) |
1,159.02 |
997.63 |
791.53 |
603.34 |
404.50 |
|
| Total Operating Expenses |
2,793.24 |
2,279.10 |
1,802.06 |
1,496.38 |
1,230.08 |
|
| Provision Towards Income Tax |
200.89 |
404.68 |
292.07 |
0.00 |
1.73 |
|
| Provision Towards Deferred Tax |
14.57 |
15.99 |
75.25 |
-135.77 |
0.17 |
|
| Other Provisions and Contingencies |
747.66 |
214.94 |
17.80 |
1,140.84 |
799.10 |
|
| Total Provisions and Contingencies |
963.12 |
635.61 |
385.11 |
1,005.08 |
801.00 |
|
| Total Expenditure |
6,474.48 |
5,182.42 |
3,654.26 |
3,540.66 |
3,108.59 |
|
| Net Profit / Loss for The Year |
726.10 |
1,281.49 |
1,099.92 |
-414.59 |
8.30 |
|
| Net Profit / Loss After EI & Prior Year Items |
726.10 |
1,281.49 |
1,099.92 |
-414.59 |
8.30 |
|
| Profit / Loss Brought Forward |
1,818.40 |
506.87 |
-72.35 |
343.62 |
362.01 |
|
| Total Profit / Loss available for Appropriations |
2,544.50 |
1,788.36 |
1,027.57 |
-70.97 |
370.31 |
|
| APPROPRIATIONS |
|
|
|
|
|
|
| Transfer To / From Statutory Reserve |
181.53 |
320.37 |
274.98 |
0.00 |
2.07 |
|
| Transfer To / From Capital Reserve |
12.10 |
0.00 |
0.00 |
1.39 |
19.33 |
|
| Transfer To / From Revenue And Other Reserves |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend and Dividend Tax for The Previous Year |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Equity Share Dividend |
290.08 |
68.34 |
146.59 |
0.00 |
0.00 |
|
| Tax On Dividend |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Balance Carried Over To Balance Sheet |
2,032.71 |
1,378.27 |
506.87 |
-72.35 |
343.62 |
|
| Total Appropriations |
2,544.50 |
1,788.36 |
1,027.57 |
-70.97 |
370.31 |
|
| OTHER INFORMATION |
|
|
|
|
|
|
| EARNINGS PER SHARE |
|
|
|
|
|
|
| Basic EPS (Rs.) |
3.75 |
6.65 |
5.82 |
-2.40 |
0.05 |
|
| Diluted EPS (Rs.) |
3.71 |
6.54 |
5.81 |
-2.40 |
0.05 |
|
| DIVIDEND PERCENTAGE |
|
|
|
|
|
|
| Equity Dividend Rate (%) |
15.00 |
15.00 |
13.00 |
0.00 |
0.00 |
|
Source : Dion Global Solutions Limited
