| Balance Sheet of Ujjivan Small Finance Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
1,935.00 |
1,931.43 |
1,954.71 |
1,728.31 |
1,728.31 |
|
| Total Share Capital |
1,935.00 |
1,931.43 |
2,154.71 |
1,928.31 |
1,928.31 |
|
| Revaluation Reserve |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Reserves and Surplus |
4,058.76 |
3,609.74 |
2,003.18 |
832.12 |
1,246.71 |
|
| Total Reserves and Surplus |
4,058.76 |
3,609.74 |
2,003.18 |
832.12 |
1,246.71 |
|
| Total ShareHolders Funds |
6,083.41 |
5,613.49 |
4,209.11 |
2,802.63 |
3,218.75 |
|
| Deposits |
37,630.48 |
31,462.16 |
25,537.68 |
18,292.22 |
13,135.77 |
|
| Borrowings |
2,845.36 |
2,170.82 |
2,641.46 |
1,763.56 |
3,247.32 |
|
| Other Liabilities and Provisions |
1,129.90 |
1,175.75 |
928.62 |
746.05 |
778.62 |
|
| Total Capital and Liabilities |
47,689.15 |
40,422.22 |
33,316.88 |
23,604.46 |
20,380.45 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
3,133.37 |
2,518.31 |
2,305.27 |
1,682.25 |
1,711.53 |
|
| Balances with Banks Money at Call and Short Notice |
36.43 |
18.48 |
178.32 |
485.85 |
865.97 |
|
| Investments |
11,729.99 |
9,766.02 |
8,510.31 |
4,152.93 |
2,516.45 |
|
| Advances |
31,390.00 |
26,882.92 |
21,289.66 |
16,303.17 |
14,493.95 |
|
| Fixed Assets |
456.91 |
426.66 |
282.88 |
249.39 |
280.73 |
|
| Other Assets |
942.45 |
809.82 |
750.44 |
730.87 |
511.83 |
|
| Total Assets |
47,689.15 |
40,422.22 |
33,316.88 |
23,604.46 |
20,380.45 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
753.00 |
752.00 |
629.00 |
575.00 |
575.00 |
|
| Number of Employees |
24,374.00 |
22,566.00 |
17,870.00 |
16,895.00 |
16,571.00 |
|
| Capital Adequacy Ratios (%) |
23.10 |
24.69 |
25.81 |
18.99 |
26.44 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
21.38 |
22.58 |
22.68 |
17.70 |
25.06 |
|
| Tier 2 (%) |
1.72 |
2.11 |
3.13 |
1.29 |
1.38 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
695.89 |
612.52 |
630.61 |
1,284.08 |
1,070.60 |
|
| Gross NPA (%) |
2.20 |
2.10 |
2.60 |
7.34 |
7.00 |
|
| Net NPA |
152.43 |
76.29 |
9.04 |
99.60 |
424.58 |
|
| Net NPA (%) |
0.50 |
0.30 |
0.04 |
0.61 |
2.93 |
|
| Net NPA To Advances (%) |
0.50 |
0.30 |
0.04 |
0.61 |
3.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Contingent Liabilities |
73.09 |
144.91 |
95.00 |
137.23 |
40.56 |
|
Source : Dion Global Solutions Limited
