| Balance Sheet of Punjab National Bank (in Rs. Cr.) |
Mar 15 |
Mar 14 |
Mar 13 |
Mar 12 |
Mar 11 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
370.91 |
362.07 |
353.47 |
339.18 |
316.81 |
|
| Total Share Capital |
370.91 |
362.07 |
353.47 |
339.18 |
316.81 |
|
| Revaluation Reserve |
1,387.55 |
1,408.18 |
1,428.85 |
1,449.53 |
1,470.76 |
|
| Reserves and Surplus |
37,321.06 |
34,125.07 |
30,894.58 |
26,028.37 |
19,720.99 |
|
| Total Reserves and Surplus |
38,708.61 |
35,533.25 |
32,323.43 |
27,477.89 |
21,191.75 |
|
| Total ShareHolders Funds |
39,079.52 |
35,895.32 |
32,676.90 |
27,817.07 |
21,508.56 |
|
| Deposits |
501,378.64 |
451,396.75 |
391,560.06 |
379,588.48 |
312,898.73 |
|
| Borrowings |
45,670.55 |
48,034.41 |
39,620.92 |
37,264.27 |
31,589.69 |
|
| Other Liabilities and Provisions |
17,204.89 |
15,093.44 |
15,019.15 |
13,524.18 |
12,328.27 |
|
| Total Capital and Liabilities |
603,333.60 |
550,419.92 |
478,877.04 |
458,194.00 |
378,325.24 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
24,224.94 |
22,245.58 |
17,886.25 |
18,492.90 |
23,776.90 |
|
| Balances with Banks Money at Call and Short Notice |
31,709.23 |
22,972.87 |
9,249.13 |
10,335.14 |
5,914.32 |
|
| Investments |
151,282.36 |
143,785.50 |
129,896.19 |
122,629.47 |
95,162.35 |
|
| Advances |
380,534.40 |
349,269.13 |
308,725.21 |
293,774.76 |
242,106.67 |
|
| Fixed Assets |
3,551.48 |
3,419.74 |
3,357.68 |
3,168.86 |
3,105.60 |
|
| Other Assets |
12,031.19 |
8,727.10 |
9,762.58 |
9,792.88 |
8,259.42 |
|
| Total Assets |
603,333.60 |
550,419.92 |
478,877.04 |
458,194.00 |
378,325.24 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
6,560.00 |
6,201.00 |
5,874.00 |
5,675.00 |
5,194.00 |
|
| Number of Employees |
68,290.00 |
65,541.00 |
63,292.00 |
62,127.00 |
57,020.00 |
|
| Capital Adequacy Ratios (%) |
12.89 |
12.11 |
12.72 |
12.63 |
12.42 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
9.67 |
9.32 |
9.76 |
9.28 |
8.44 |
|
| Tier 2 (%) |
3.23 |
2.79 |
2.96 |
3.35 |
3.98 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
25,694.86 |
18,880.06 |
13,465.79 |
8,719.62 |
4,379.39 |
|
| Gross NPA (%) |
7.00 |
5.00 |
4.00 |
3.00 |
2.00 |
|
| Net NPA |
15,396.50 |
9,916.99 |
7,236.50 |
4,454.23 |
2,038.63 |
|
| Net NPA (%) |
4.06 |
2.85 |
2.35 |
1.52 |
0.85 |
|
| Net NPA To Advances (%) |
4.00 |
3.00 |
2.00 |
2.00 |
1.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
61,002.82 |
63,999.90 |
17,531.43 |
16,713.41 |
11,981.54 |
|
| Contingent Liabilities |
293,586.00 |
238,008.93 |
231,810.55 |
224,750.05 |
138,915.26 |
|
Source : Dion Global Solutions Limited
