| Key Financial Ratios of Bank of Maharashtra (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
7.48 |
5.78 |
3.87 |
1.72 |
0.88 |
|
| Diluted EPS (Rs.) |
7.48 |
5.78 |
3.87 |
1.72 |
0.88 |
|
| Cash EPS (Rs.) |
7.55 |
6.04 |
4.26 |
2.11 |
1.13 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
34.58 |
25.74 |
21.01 |
18.29 |
16.71 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
37.04 |
27.78 |
23.19 |
20.63 |
18.50 |
|
| Dividend/Share (Rs.) |
1.50 |
1.40 |
1.30 |
0.50 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
32.43 |
28.94 |
23.62 |
19.34 |
18.09 |
|
| Net Profit/Share (Rs.) |
7.18 |
5.73 |
3.87 |
1.71 |
0.84 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
17,097,835.45 |
15,182,375.21 |
12,251,258.84 |
10,234,431.18 |
9,040,631.32 |
|
| Net Profit/ Employee (Rs.) |
3,783,007.26 |
3,003,946.37 |
2,005,114.74 |
905,224.59 |
419,143.51 |
|
| Business/ Employee (Rs.) |
372,302,378.45 |
348,905,142.97 |
312,324,385.37 |
262,137,198.88 |
210,550,568.17 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
95,730,820.03 |
82,440,419.55 |
72,167,310.94 |
64,387,833.33 |
61,976,714.36 |
|
| Net Profit/ Branches (Rs.) |
21,181,066.39 |
16,311,452.94 |
11,811,336.36 |
5,695,035.61 |
2,873,376.50 |
|
| Business/ Branches (Rs.) |
2,084,521,874.14 |
1,894,557,733.31 |
1,839,779,187.02 |
1,649,182,644.41 |
1,443,398,359.79 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.59 |
2.68 |
2.34 |
2.16 |
2.07 |
|
| CASA (%) |
53.28 |
52.73 |
53.38 |
57.85 |
53.98 |
|
| Net Profit Margin (%) |
22.12 |
19.78 |
16.36 |
8.84 |
4.63 |
|
| Operating Profit Margin (%) |
36.50 |
31.63 |
25.96 |
13.24 |
7.31 |
|
| Return on Assets (%) |
1.49 |
1.32 |
0.97 |
0.49 |
0.27 |
|
| Return on Equity / Networth (%) |
20.75 |
22.24 |
18.40 |
9.35 |
5.02 |
|
| Net Interest Margin (X) |
3.16 |
3.19 |
2.89 |
2.62 |
2.49 |
|
| Cost to Income (%) |
38.36 |
37.55 |
39.13 |
44.25 |
47.39 |
|
| Interest Income/Total Assets (%) |
6.75 |
6.67 |
5.93 |
5.64 |
6.03 |
|
| Non-Interest Income/Total Assets (%) |
0.93 |
0.97 |
0.85 |
1.15 |
1.33 |
|
| Operating Profit/Total Assets (%) |
0.55 |
0.34 |
0.12 |
-0.65 |
-1.05 |
|
| Operating Expenses/Total Assets (%) |
1.57 |
1.56 |
1.46 |
1.66 |
1.81 |
|
| Interest Expenses/Total Assets (%) |
3.59 |
3.47 |
3.04 |
3.02 |
3.54 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
328,552.49 |
301,414.56 |
243,018.79 |
201,559.04 |
179,007.02 |
|
| EV Per Net Sales (X) |
13.17 |
14.71 |
15.29 |
15.48 |
15.08 |
|
| Price To Book Value (X) |
1.34 |
2.42 |
1.18 |
0.91 |
1.24 |
|
| Price To Sales (X) |
1.43 |
2.15 |
1.05 |
0.86 |
1.15 |
|
| Retention Ratios (%) |
79.09 |
75.55 |
66.37 |
70.77 |
100.00 |
|
| Earnings Yield (X) |
0.16 |
0.09 |
0.16 |
0.10 |
0.04 |
|
Source : Dion Global Solutions Limited
