Sep 06, 2021 09:03 AM IST
Most of the life insurers disclose only the top 10 or 20 holdings of their fund’s portfolio
- Aug 26, 2021 09:38 AM IST
In Highest-NAV-guarantee Ulips life insurers failed to clarify that the ‘highest NAV’ was not the same as highest market levels
- Aug 12, 2021 05:57 PM IST
- Apr 15, 2021 09:26 AM IST
Going overboard on defensive sectors hurt the performance of midcap ULIP funds last year. But their long-term track record is still impressive
- Feb 19, 2021 10:42 AM IST
Unit-linked insurance plans are now taxable beyond a threshold. What are the alternatives for HNIs who ploughed in high premiums into ULIPs?
- Feb 15, 2021 09:06 AM IST
Purely from an income-tax angle, ULIPs with premiums lower than Rs 2.5 lakh may work out better than mutual funds
- Jan 08, 2021 10:15 AM IST
One of the reasons to not summarily reject ULIPs is that there is an inherent tax advantage
- Oct 29, 2020 10:46 AM IST
Life insurance policies have to adhere to IRDAI-mandated norms on deploying the collected premiums. Insurance policies cannot take credit risk
- Feb 17, 2020 10:38 AM IST
Ulips cannot be considered superior to mutual funds purely on the basis of taxation
- Oct 24, 2019 08:54 AM IST
Given their tax-free status, lower charges and improving returns, ULIPs cannot be completely ignored
- Sep 19, 2019 09:11 AM IST
One major advantage of investing in ULIPs today is that the withdrawal is tax free. This is irrespective of whether the funds are invested in equity or debt.
- Feb 09, 2019 09:35 AM IST
Most importantly, always remember that those who categorize their asset systematically over different categories of assets are able to garner the maximum returns in a sustainable manner in the long run.
- Apr 26, 2018 12:34 PM IST
ULIPs offer lifecycle-based portfolio strategy where the funds are automatically switched from equity to debt towards the end of the plan period.
- Apr 20, 2018 11:21 AM IST
Santosh Agarwal – Head of Life Insurance, Policybazaar says the EEE tax structure applied on ULIPs makes it attractive with negligible charges
- Apr 13, 2018 10:47 AM IST
Most investors tend to identify ULIPs as synonymous with traditional endowment plans.
- Mar 27, 2018 03:45 PM IST
Managing Money with Moneycontrol today brings to you on how you should plan for your child’s financial goals.
- Mar 09, 2018 11:43 AM IST
Unit Linked Insurance Plans offered by insurance companies are a popular investment option.
- Mar 01, 2018 10:23 AM IST
Mutual fund offerings most often exceeded the returns generated by ULIPs in the same category offered by the same investment house, though it might not be a given at all times.
- Feb 27, 2018 02:53 PM IST
Moneycontrol has attempted to demystify this debate for you in this guide on ULIPs vs. mutual funds.
- Nov 23, 2017 11:24 AM IST
Talks of an increase in tax rate to corporate tax rate still premature, said Rajesh Sud, MD & CEO, Max Life Insurance.
- Apr 23, 2017 04:58 PM IST
- Mar 14, 2017 06:45 PM IST
Changes made to Ulips with regard to charges, sale strategy and transparency have made Ulips much easier to understand and buy.
- Feb 21, 2017 12:39 PM IST
Financial planners and experts seem to be in agreement that Equity Linked Savings Schemes (ELSS) is the best investment avenue under Section 80C of the Income Tax Act since it outscores other options in terms of liquidity and returns.
- Jun 20, 2016 12:59 PM IST
HDFC Life and Max Life entered into an agreement to evaluate the merger of their life businesses. Max Life is expected to be merged with Max Financial Services (MFS) and then MFS will be merged with HDFC Life.
- May 02, 2015 10:18 AM IST
Private insurers slowly but surely are making inroads into LIC's market share. Riding high on Unit Linked Insurance Plans (Ulips), some 23 of them have eaten up a full 5 percent of new premium market from LIC, taking their combined share to 30 percent in 2014-15, according to annual data from the Life Insurance Council.