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Tata Retirement Savings Fund - Direct Plan - Progressive Plan - Growth

  • Regular
  • Direct
Category : Retirement Fund
Fund House : Tata Mutual Fund
  • NAV
    : ₹ 50.7373 0.24%
    (as on 21st September, 2021)
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Crisil Rank

Not Ranked

Rank not available for the fund
Risk-O-Meter
Very High

Fund has 95.41% investment in indian stocks of which 50.25% is in large cap stocks, 20.91% is in mid cap stocks, 6.63% in small cap stocks.

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Returns (NAV as on 21st September, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 14-Sep-21 10012.10 0.12% - 0.18% 21/25
1 Month 20-Aug-21 10626.40 6.26% - 3.89% 8/25
3 Month 21-Jun-21 11138.30 11.38% - 7.31% 6/25
6 Month 19-Mar-21 12114.80 21.15% - 13.81% 6/25
YTD 01-Jan-21 12492.10 24.92% - 16.61% 4/21
1 Year 21-Sep-20 14565.90 45.66% 45.66% 30.41% 8/21
2 Year 20-Sep-19 15808.00 58.08% 25.65% 17.15% 3/18
3 Year 21-Sep-18 16541.80 65.42% 18.25% 13.30% 2/10
5 Year 21-Sep-16 21963.00 119.63% 17.03% 12.28% 2/10
Since Inception 04-Jan-13 41258.20 312.58% 17.65% 14.85% 9/25

SIP Returns (NAV as on 21st September, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 21-Sep-20 12000 14841.07 23.68 % 46.46 %
2 Year 20-Sep-19 24000 34088.14 42.03 % 37.77 %
3 Year 21-Sep-18 36000 53883.34 49.68 % 27.98 %
5 Year 21-Sep-16 60000 98134.86 63.56 % 19.75 %
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Aug,2021)

Portfolio Turnover Ratio : 64.47%  |   Category average turnover ratio is 51.78%  
Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)
Equity Holding : 95.41% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 95.41%
No of Stocks : 50 (Category Avg - 34.04) | Large Cap Investments : 50.25%| Mid Cap Investments : 20.91% | Small Cap Investments : 6.63% | Other : 17.62%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 891.6 7.45% -0.06% 8.34% (Jan 2021) 4.94% (Sep 2020) 12.40 L 0.00
Reliance Industries Ltd. Refineries/marketing 722.6 6.04% 0.26% 9.8% (Sep 2020) 5.78% (Jul 2021) 3.20 L 0.00
HDFC Bank Ltd. Banks 675.3 5.65% 1.63% 8.51% (Nov 2020) 4.02% (Jul 2021) 4.27 L 1.10 L
Tata Consultancy Services Ltd. Computers - software 545.3 4.56% 0.51% 4.56% (Aug 2021) 1.93% (Dec 2020) 1.44 L 0.00
- Infosys Ltd. Computers - software 506.8 4.24% 0.00% 4.67% (Dec 2020) 3.81% (Feb 2021) 2.97 L 0.00
HCL Technologies Limited Computers - software 359.4 3.00% 0.23% 3.5% (Oct 2020) 2.71% (Apr 2021) 3.04 L 0.00
SBI Cards and Payment Services Ltd. Nbfc 359.3 3.00% 0.10% 3.1% (May 2021) 0.52% (Sep 2020) 3.15 L 0.00
ITC Limited Cigarettes 340.8 2.85% -0.08% 3.57% (Jan 2021) 2.01% (Oct 2020) 16.13 L 0.00
Axis Bank Ltd. Banks 331.1 2.77% 0.12% 3.35% (Feb 2021) 0% (Sep 2020) 4.21 L 0.00
Power Grid Corporation of India Ltd. Power- transmission 271.2 2.27% -0.08% 2.54% (Apr 2021) 0% (Sep 2020) 15.47 L 0.00
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Repo Repo 4.86%
Net Receivables Net Receivables -0.27%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st August, 2021)

  • Standard Deviation

    High volatility
    19.1vs8.13
    Category Avg
  • Beta

    High volatility
    0.82vs0.51
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.52vs0.57
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.12vs0.23
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -0.29vs0.04
    Category Avg

More Funds from Tata Mutual Fund

Out of 50 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 8 is/are ranked 3 * , 4 is/are ranked 2 * , 8 is/are ranked 1 * , and 29 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Tata Liquid Fund - Direct Plan - Growth 1 12146.80 0.27 0.85 1.69 3.29 5.20
Tata Arbitrage Fund - Direct Plan - Growth 5 11989.61 0.38 1.29 2.81 5.01 0.00
Tata Money Market Fund - Direct Plan - Growth 3 7139.27 0.32 1.12 2.30 4.34 4.68
Tata Equity PE Fund - Direct Plan - Growth 1 5021.15 6.40 11.37 19.38 46.54 13.70
Tata Hybrid Equity Fund - Direct Plan - Growth 1 3467.39 3.67 9.07 16.95 45.44 14.93
Tata Balanced Advantage Fund - Direct Plan - Growth NA 3308.85 2.81 6.25 11.19 27.88 0.00
Tata Short Term Bond Fund - Direct Plan - Growth 1 2983.02 0.47 1.53 3.42 5.59 7.49
Tata India Tax Savings Fund - Direct Plan - Growth 2 2887.97 6.38 11.69 18.23 51.70 18.16
Tata Treasury Advantage Fund - Direct Plan - Growth 2 2783.36 0.32 1.19 2.48 4.63 5.15
Tata Digital India Fund - Direct Plan - Growth NA 2767.97 7.91 26.01 45.79 97.46 35.72

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