Tata Retirement Savings Fund - Direct Plan - Progressive Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

Scheme Details

Fund manager(s) – Murthy Nagarajan , Sonam Udasi
Launch date – 04-Jan-2013
Expense ratio – 0.54% as declared on 30-Sep-2025 (category average is 0.96%)
Benchmark - Nifty 500 TRI

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Tata Retirement Savings Fund - Direct Plan - Progressive Plan - Growth charges 1.0% of sell value;. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

2047.70

0.00

0.00%

Sep - 2025	2047.70	0.00%
Aug - 2025	2047.44	0.00%
Jul - 2025	2084.51	0.00%
Jun - 2025	2178.32	0.00%
May - 2025	2082.94	0.00%
Apr - 2025	1978.10	0.00%
Mar - 2025	1914.17	0.00%
Feb - 2025	1803.24	0.00%
Jan - 2025	1979.06	0.00%

2024

2121.63

0.00

0.00%

Dec - 2024	2121.63	0.00	0.00%
Nov - 2024	2108.21	0.00	0.00%
Oct - 2024	2088.63	0.00	0.00%
Sep - 2024	2181.79	0.00	0.00%
Aug - 2024	2131.58	0.00	0.00%
Jul - 2024	2099.53	0.00	0.00%
Jun - 2024	2002.53	0.00	0.00%
May - 2024	1866.16	27022.37	6.91%
Apr - 2024	1835.96	26269.83	6.99%
Mar - 2024	1749.88	25352.07	6.90%
Feb - 2024	1723.13	24933.04	6.91%
Jan - 2024	1717.16	24499.16	7.01%

2023

1718.48

24051.60

7.14%

Dec - 2023	1718.48	24051.60	7.14%
Nov - 2023	1631.19	22692.50	7.19%
Oct - 2023	1512.30	21422.05	7.06%
Sep - 2023	1540.58	21606.14	7.13%
Aug - 2023	1521.26	21272.31	7.15%
Jul - 2023	1491.78	21026.73	7.09%
Jun - 2023	1426.62	20210.32	7.06%
May - 2023	1382.10	19461.40	7.10%
Apr - 2023	1314.26	18740.21	7.01%
Mar - 2023	1262.48	17987.14	7.02%
Feb - 2023	1259.61	17809.25	7.07%
Jan - 2023	1254.98	17794.41	7.05%

2022

1299.13

17993.31

7.22%

Dec - 2022	1299.13	17993.31	7.22%
Nov - 2022	1331.35	18233.59	7.30%
Oct - 2022	1311.64	17818.23	7.36%
Sep - 2022	1281.11	17264.46	7.42%
Aug - 2022	1292.91	17407.17	7.43%
Jul - 2022	1229.10	16765.41	7.33%
Jun - 2022	1132.09	15671.74	7.22%
May - 2022	1170.35	16062.33	7.29%
Apr - 2022	1193.76	16341.14	7.31%
Mar - 2022	1195.65	16401.21	7.29%
Feb - 2022	1152.99	15924.11	7.24%
Jan - 2022	1208.05	16416.94	7.36%

2021

1243.68

16444.54

7.56%

Dec - 2021	1243.68	16444.54	7.56%
Nov - 2021	1210.86	16154.05	7.50%
Oct - 2021	1223.05	16294.89	7.51%
Sep - 2021	1226.01	16150.65	7.59%
Aug - 2021	1196.19	15700.89	7.62%
Jul - 2021	1126.88	15132.20	7.45%
Jun - 2021	1088.72	14741.97	7.39%
May - 2021	1060.56	14411.14	7.36%
Apr - 2021	1006.92	13689.10	7.36%
Mar - 2021	995.24	13568.28	7.34%
Feb - 2021	977.20	13380.56	7.30%
Jan - 2021	919.29	11808.61	7.78%

2020

949.23

11942.57

7.95%

Dec - 2020	949.23	11942.57	7.95%
Nov - 2020	889.12	11407.36	7.79%
Oct - 2020	829.02	10644.43	7.79%
Sep - 2020	818.24	10482.61	7.81%
Aug - 2020	793.28	10485.06	7.57%
Jul - 2020	775.91	10235.76	7.58%
Jun - 2020	727.54	9796.01	7.43%
May - 2020	681.22	9231.89	7.38%
Apr - 2020	689.21	9245.71	7.45%
Mar - 2020	599.23	8504.43	7.05%
Feb - 2020	742.53	10091.60	7.36%
Jan - 2020	767.38	10421.46	7.36%

Tax Rate

Please check with your Tax Advisor.

Contact Details

Tata Asset Management Private Limited

1903, B-Wing, Parinee Crescenzo, G-Block, Bandra Kurla Complex, Bandra East Mumbai 400051
Tel no.: 022-6657 8282
Fax no.: 022-2261 3782
Website.: www.tatamutualfund.com

Forum

NITINPIMPALE
MF Investment Help
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13 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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25 days ago

View more

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The Fixed Income
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1 hr ago

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  Diversify Your Investment Portfolio with a High and Fixed Return Opportunity 11.45% MEGHALAYA ENERGY CORPORATION LIMITED 2030 ✔️ Coupon: 11.45% ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4y 3m (Maturity: 13/Feb/2030) Senior Secured Bond | PSU Bond | High Return Bond | Listed Secure a strong, stable investment backed by a PSU and enjoy predictable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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76 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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89 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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126 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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