NJ Flexi Cap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Flexi Cap Fund

Fund House : NJ Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 13.75 0.15%
(as on 01st October, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 2402.34 Cr

(0.48% of Investment in Category)

Expense Ratio

: 0.54%

(0.75% Category average)

Risk-O-Meter

Very High Risk

Flexi Cap Fund :Flexi Cap Fund : The fund has 94.93% investment in domestic equities of which 62.67% is in Large Cap stocks, 12.8% is in Mid Cap stocks, 10.21% in Small Cap stocks.

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

1M
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6M
1Y
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5Y
ALL

This Scheme

VS

Benchmark
Nifty 500 TRI

0.97%

-2.59%

9.56%

-4.58%

16.21%

20.6%

12.6%
NA
0.61%

-1.46%

10.54%

-3.83%

17.43%

21.18%

15.58%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 01st October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24-Sep-25	9793.40	-2.07%	-	-1.31%	39/41
1 Month	01-Sep-25	9821.40	-1.79%	-	0.61%	40/41
3 Month	01-Jul-25	9935.00	-0.65%	-	-1.46%	9/40
6 Month	01-Apr-25	10895.40	8.95%	-	10.54%	27/39
YTD	01-Jan-25	9744.90	-2.55%	-	1.41%	33/39
1 Year	01-Oct-24	8567.00	-14.33%	-14.33%	-3.83%	38/39
2 Year	29-Sep-23	13587.00	35.87%	16.49%	17.43%	22/37
Since Inception	05-Sep-23	13750.00	37.50%	16.60%	15.58%	16/39

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 01st October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	01-Oct-24	12000	12047.56	0.4 %	0.74 %
2 Year	29-Sep-23	24000	24979.97	4.08 %	3.9 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Aug,2025)

Portfolio Turnover Ratio : 67.00% | Category average turnover ratio is 147.28%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 94.93% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 94.93%

No of Stocks : 50 (Category Avg - 63.15) | Large Cap Investments : 62.67%| Mid Cap Investments : 12.8% | Small Cap Investments : 10.21% | Other : 9.23%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Asset Management Co. Ltd.	Asset management company	1627.7	6.78%	-0.21%	6.98% (Jul 2025)	4.2% (Sep 2024)	2.98 L	6.67 k
Bosch Ltd.	Auto components & equipments	1373	5.72%	-0.04%	5.76% (Jul 2025)	0% (Sep 2024)	34.36 k	769.00
HCL Technologies Limited	Computers - software & consulting	1249.9	5.20%	-0.03%	7.01% (Dec 2024)	4.27% (Sep 2024)	8.59 L	19.23 k
Hero Motocorp Ltd.	2/3 wheelers	1150.8	4.79%	0.79%	4.79% (Aug 2025)	0% (Sep 2024)	2.26 L	5.06 k
- Coal India Ltd.	Coal	1150.3	4.79%	0.00%	5.73% (Oct 2024)	4.31% (Sep 2024)	30.69 L	68.84 k
Bajaj Auto Ltd.	2/3 wheelers	1107.9	4.61%	0.35%	5.22% (Oct 2024)	2.91% (Sep 2024)	1.28 L	2.87 k
Britannia Industries Ltd.	Packaged foods	932.1	3.88%	0.05%	3.93% (Apr 2025)	0.41% (Sep 2024)	1.60 L	3.57 k
Colgate - Palmolive (India) Limited	Personal care	793.4	3.30%	0.13%	4.3% (Oct 2024)	3.02% (Sep 2024)	3.40 L	7.44 k
Torrent Pharmaceuticals Ltd.	Pharmaceuticals	790	3.29%	-0.16%	5.63% (Feb 2025)	2.81% (Sep 2024)	2.22 L	4.97 k
Alkem Laboratories Ltd.	Pharmaceuticals	784.8	3.27%	0.18%	6.08% (Dec 2024)	0% (Sep 2024)	1.48 L	3.31 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	5.08%
Net Receivables	Net Receivables	-0.01%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Flexi Cap Fund - Direct Plan - Growth	4	81935.61	1.76	1.23	10.89	4.11	24.51
Helios Flexi Cap Fund - Direct Plan - Growth	NA	3938.74	1.61	2.78	15.46	4.05	0.00
Parag Parikh Flexi Cap Fund - Direct Plan - Growth	5	115040.08	0.63	-0.63	8.39	3.90	22.65
Tata Flexi Cap Fund - Direct Plan - Growth	4	3393.83	1.02	-1.68	11.12	0.78	17.29
Invesco India Flexi Cap Fund - Direct Plan - Growth	5	3666.47	-0.20	-1.14	15.18	0.55	24.57
WhiteOak Capital Flexi Cap Fund - Direct Plan - Growth	NA	5743.69	0.51	-1.35	11.25	0.16	20.61
Kotak Flexi Cap Fund - Direct Plan - Growth	3	53625.83	1.17	-2.75	11.01	0.09	18.44
Mirae Asset Flexi Cap Fund - Direct Plan - Growth	NA	3012.19	0.83	-1.11	11.84	-0.17	0.00
ICICI Prudential Flexicap Fund - Direct Plan - Growth	3	18172.88	2.72	4.40	17.22	-0.20	21.05
Bajaj Finserv Flexi Cap Fund - Direct Plan - Growth	NA	5409.54	0.85	-1.19	14.52	-0.71	0.00

Detailed Comparison

More Funds from NJ Mutual Fund

Out of 5 mutual fund schemes offered by this AMC, 1 is/are ranked 1 * , and 4 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
NJ Balanced Advantage Fund - Direct Plan - Growth	NA	3870.85	-1.04	-0.07	7.20	-4.80	13.18
NJ Flexi Cap Fund - Direct Plan - Growth	NA	2402.34	-1.79	-0.65	8.95	-14.33	0.00
NJ Overnight Fund - Direct Plan - Growth	NA	311.88	0.43	1.34	2.76	6.05	6.39
NJ ELSS Tax Saver Scheme - Direct Plan - Growth	NA	292.90	-2.06	-3.79	8.62	-11.20	0.00
NJ Arbitrage Fund - Direct Plan - Growth	1	269.47	0.42	1.32	3.01	6.55	7.08

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krishna_ksvs
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6 days ago

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hunch
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41 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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The Fixed Income
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5 hrs ago

Stable, Secured, and High-Return Bond Opportunity ✔️ Coupon: 11.45% ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4y 4m (Maturity: 13/Feb/2030) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A secured PSU bond designed for investors seeking reliable returns with strong credit support. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Stable, Secured, and High-Return Bond Opportunity ✔️ Coupon: 11.45% ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4y 4m (Maturity: 13/Feb/2030) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A secured PSU bond designed for investors seeking reliable returns with strong credit support. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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69 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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sunny85deol
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106 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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107 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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