DSP ELSS Tax Saver Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Scheme Objective

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

Scheme Details

Fund manager(s) – Rohit Singhania
Launch date – 18-Jan-2007
Expense ratio – 1.63% as declared on 31-Jul-2025 (category average is 1.9%)
Benchmark - Nifty 500 TRI

Min SIP amount - ₹500
Min investment amount (one time- first time) - ₹500
Min investment amount (addtional purchase) - ₹500
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

16980.66

0.00

0.00%

Jul - 2025	16980.66	0.00%
Jun - 2025	17427.57	0.00%
May - 2025	16973.99	0.00%
Apr - 2025	16637.95	0.00%
Mar - 2025	16217.91	0.00%
Feb - 2025	14981.09	0.00%
Jan - 2025	15985.06	0.00%

2024

16610.28

0.00

0.00%

Dec - 2024	16610.28	0.00	0.00%
Nov - 2024	16835.11	0.00	0.00%
Oct - 2024	16841.49	0.00	0.00%
Sep - 2024	17770.63	0.00	0.00%
Aug - 2024	17488.27	0.00	0.00%
Jul - 2024	17267.83	0.00	0.00%
Jun - 2024	16283.78	0.00	0.00%
May - 2024	15161.20	225918.37	6.71%
Apr - 2024	14859.56	224447.92	6.62%
Mar - 2024	14075.56	215733.68	6.52%
Feb - 2024	14147.00	211315.08	6.69%
Jan - 2024	13846.06	206353.50	6.71%

2023

13583.00

202269.65

6.72%

Dec - 2023	13583.00	202269.65	6.72%
Nov - 2023	12615.07	189848.40	6.64%
Oct - 2023	11693.11	176832.72	6.61%
Sep - 2023	12085.93	181500.96	6.66%
Aug - 2023	11862.57	177892.68	6.67%
Jul - 2023	11804.88	178192.13	6.62%
Jun - 2023	11302.96	172211.10	6.56%
May - 2023	10876.84	164815.48	6.60%
Apr - 2023	10512.55	158904.44	6.62%
Mar - 2023	10178.52	151907.17	6.70%
Feb - 2023	10129.21	150529.10	6.73%
Jan - 2023	10317.34	151722.94	6.80%

2022

10444.91

155162.38

6.73%

Dec - 2022	10444.91	155162.38	6.73%
Nov - 2022	10715.09	159241.35	6.73%
Oct - 2022	10427.58	155754.86	6.69%
Sep - 2022	10002.26	149928.78	6.67%
Aug - 2022	10218.74	154084.09	6.63%
Jul - 2022	9966.02	148373.94	6.72%
Jun - 2022	9091.49	134666.43	6.75%
May - 2022	9503.67	141265.38	6.73%
Apr - 2022	9811.13	146552.48	6.69%
Mar - 2022	9872.41	148040.08	6.67%
Feb - 2022	9397.02	141131.81	6.66%
Jan - 2022	9855.59	147053.56	6.70%

2021

9635.58

148232.86

6.50%

Dec - 2021	9635.58	148232.86	6.50%
Nov - 2021	9420.49	144753.62	6.51%
Oct - 2021	9805.13	148577.02	6.60%
Sep - 2021	9755.66	147829.39	6.60%
Aug - 2021	9674.96	144267.68	6.71%
Jul - 2021	9333.11	136960.26	6.81%
Jun - 2021	8962.61	133939.01	6.69%
May - 2021	8746.70	130955.85	6.68%
Apr - 2021	8176.47	123640.14	6.61%
Mar - 2021	8056.26	123199.95	6.54%
Feb - 2021	7882.75	120899.33	6.52%
Jan - 2021	7332.23	112583.71	6.51%

2020

7424.68

115739.83

6.41%

Dec - 2020	7424.68	115739.83	6.41%
Nov - 2020	7014.98	108779.40	6.45%
Oct - 2020	6324.96	97909.68	6.46%
Sep - 2020	6178.28	95751.81	6.45%
Aug - 2020	6298.41	96606.63	6.52%
Jul - 2020	6082.54	92428.35	6.58%
Jun - 2020	5788.51	87892.67	6.59%
May - 2020	5358.60	81475.88	6.58%
Apr - 2020	5407.34	83177.04	6.50%
Mar - 2020	4666.85	72871.55	6.40%
Feb - 2020	6096.28	94083.33	6.48%
Jan - 2020	6381.43	98551.37	6.48%

Tax Rate

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Contact Details

DSP Investment Managers Private Limited

Mafatlal Centre, 10th & 11th Floor, Nariman Point Mumbai 400021
Tel no.: 022-66578000
Fax no.: 022-66578181
Website.: www.dspim.com

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hunch
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13 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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shravanashok
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29 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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4 hrs ago

Maximise Your Portfolio with a High-Yield Secured Opportunity Electronica Finance Limited – 2029 Bonds are now listed on The Fixed Income. ✔️ Coupon: 13.00% p.a. ✔️ Rating: India Ratings A Stable ✔️ Tenor: 3 years 9 months (Maturity: Jun 28, 2029) ✔️ NBFC Bond | Senior Secured | High Return | Listed Step into a secured NBFC bond backed by strong ratings and double-digit returns, designed for investors aiming for growth with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dUJHdVpRPT0=/1300-electronica-finance-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Maximise Your Portfolio with a High-Yield Secured Opportunity Electronica Finance Limited – 2029 Bonds are now listed on The Fixed Income. ✔️ Coupon: 13.00% p.a. ✔️ Rating: India Ratings A Stable ✔️ Tenor: 3 years 9 months (Maturity: Jun 28, 2029) ✔️ NBFC Bond | Senior Secured | High Return | Listed Step into a secured NBFC bond backed by strong ratings and double-digit returns, designed for investors aiming for growth with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dUJHdVpRPT0=/1300-electronica-finance-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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79 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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Progrowth Finwealth
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80 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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86 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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