| Profit & Loss account of Equitas Small Finance Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| INCOME |
|
|
|
|
|
|
| Interest / Discount on Advances / Bills |
5,563.32 |
4,920.96 |
3,764.72 |
3,139.12 |
2,900.83 |
|
| Income from Investments |
647.39 |
539.75 |
315.61 |
246.14 |
219.38 |
|
| Interest on Balance with RBI and Other Inter-Bank funds |
101.02 |
25.69 |
81.54 |
74.40 |
74.20 |
|
| Others |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Total Interest Earned |
6,311.73 |
5,486.40 |
4,161.88 |
3,459.67 |
3,194.41 |
|
| Other Income |
911.49 |
798.67 |
669.59 |
537.56 |
418.05 |
|
| Total Income |
7,223.21 |
6,285.07 |
4,831.46 |
3,997.23 |
3,612.47 |
|
| EXPENDITURE |
|
|
|
|
|
|
| Interest Expended |
3,060.11 |
2,406.64 |
1,617.15 |
1,421.13 |
1,396.45 |
|
| Payments to and Provisions for Employees |
1,621.01 |
1,368.83 |
1,096.68 |
898.21 |
791.45 |
|
| Depreciation |
148.15 |
134.42 |
84.54 |
75.28 |
76.43 |
|
| Operating Expenses (excludes Employee Cost & Depreciation) |
1,059.68 |
997.82 |
857.09 |
730.65 |
461.55 |
|
| Total Operating Expenses |
2,828.83 |
2,501.07 |
2,038.30 |
1,704.15 |
1,329.43 |
|
| Provision Towards Income Tax |
92.95 |
276.36 |
168.81 |
157.77 |
502.37 |
|
| Provision Towards Deferred Tax |
-41.15 |
-12.19 |
26.41 |
-60.39 |
-39.88 |
|
| Other Provisions and Contingencies |
1,135.42 |
314.23 |
407.20 |
493.84 |
39.87 |
|
| Total Provisions and Contingencies |
1,187.22 |
578.40 |
602.42 |
591.22 |
502.36 |
|
| Total Expenditure |
7,076.16 |
5,486.11 |
4,257.87 |
3,716.49 |
3,228.24 |
|
| Net Profit / Loss for The Year |
147.05 |
798.96 |
573.59 |
280.73 |
384.22 |
|
| Net Profit / Loss After EI & Prior Year Items |
147.05 |
798.96 |
573.59 |
280.73 |
384.22 |
|
| Profit / Loss Brought Forward |
936.82 |
598.64 |
1,096.80 |
0.00 |
0.00 |
|
| Total Profit / Loss available for Appropriations |
1,083.87 |
1,397.60 |
792.14 |
280.73 |
384.22 |
|
| APPROPRIATIONS |
|
|
|
|
|
|
| Transfer To / From Statutory Reserve |
36.76 |
199.74 |
143.40 |
70.18 |
96.06 |
|
| Transfer To / From Capital Reserve |
12.31 |
1.15 |
0.00 |
1.06 |
23.66 |
|
| Transfer To / From Revenue And Other Reserves |
-3.58 |
-0.48 |
0.00 |
0.00 |
0.00 |
|
| Dividend and Dividend Tax for The Previous Year |
113.66 |
111.63 |
0.00 |
0.00 |
0.00 |
|
| Equity Share Dividend |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Tax On Dividend |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Balance Carried Over To Balance Sheet |
897.47 |
936.82 |
598.64 |
198.56 |
255.10 |
|
| Total Appropriations |
1,083.87 |
1,397.60 |
792.14 |
280.73 |
384.22 |
|
| OTHER INFORMATION |
|
|
|
|
|
|
| EARNINGS PER SHARE |
|
|
|
|
|
|
| Basic EPS (Rs.) |
1.29 |
7.12 |
4.71 |
2.43 |
3.53 |
|
| Diluted EPS (Rs.) |
1.29 |
7.01 |
4.67 |
2.40 |
3.49 |
|
| DIVIDEND PERCENTAGE |
|
|
|
|
|
|
| Equity Dividend Rate (%) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
Source : Dion Global Solutions Limited
