Personal Finance

Dhanteras 2025: Here's your 10-year guide to building a 10-tola gold corpus

Purchasing small amounts consistently helps average out price fluctuations and reduces the risk of sudden price spikes

Gold investment schemes bring gold jewellery within reach but read terms carefully

Customers pay a fixed monthly amount towards the gold purchase, which helps avoid a large one-time payment, making gold buying affordable and manageable`

How stamp duty and registration charges impact property cost

These mandatory charges can significantly increase the total cost of home ownership

Health insurance or medical corpus: which is the smarter choice?

Both protect you in a medical emergency, but the way they work — and the risks they carry — are very different.

Massive drop in Indian students choosing US for higher education as visa woes and costs bite

Indian students' preference for US universities dropped by 63 percent betwee 2023 and 2025, shifting towards Europe due to visa uncertainties, cost and better job prospects.

Insured declared value in motor insurance: what it means and how it’s calculated

IDV decides your car’s maximum insurance payout — here’s why lowering it to save premium isn’t always smart.

Life insurance vs health insurance: what’s the real difference?

Both cover risks, but one protects your family’s future while the other safeguards you from medical bills.

Why health insurance claims get rejected and how to avoid it

Denial of a health claim can be stressful, but rejections are primarily because of reasons within your control.

Ayushman Vaya Vandana Card: free hospital treatment for all Indians aged 70+

A new health scheme promises senior citizens cashless treatment of up to ₹5 lakh, without any income restrictions.

How to avoid a debt trap with multiple credit cards

Managing several credit cards can be convenient, but without discipline, it can quickly spiral into unmanageable debt.

Sovereign Gold Bond 2017-18 Series-III redemption today: 338% return for investors

Investors to get ₹12,567 per unit on October 16, 2025; nearly 338% absolute returns from issue price

It is a trap: Here's what the rent-a-bank-account scam is and how to guard against it

Criminals are luring people into 'renting' their bank accounts with a promise of quick cash. They use to it launder money and even move proceeds of crime, leaving the account holder to face the consequences

How RERA protects homebuyers in India

The Real Estate (Regulation and Development) Act, or RERA, has transformed the property market by bringing transparency, accountability, and protection for homebuyers.

Gold rates inch up across India on October 16; 24K hits Rs 12,725 per gramme

Prices edge up as festive buying and global jitters keep bids firm.

Gold, silver hit fresh lifetime highs: Should you invest in precious metals this Dhanteras?

'Around Diwali, most people will purchase emotion-driven jewellery, but intelligent investors are moving towards digital gold and silver bars,' said one analyst.

How gold loans work and when they can be useful

Quick access to funds without selling your gold assets

Is employer annuity taxed as salary? Here’s how standard deduction applies

Pension received from an ex-employer is taxable under the “salaries” head and is eligible for standard deduction

Gold shines this Dhanteras with 55% annual return; here’s tracking its 5-year journey

Gold has delivered a staggering 55 percent return, outperforming major equity benchmarks such as the Nifty 50

The hidden charges on credit cards that you must watch out for

Credit cards offer convenience and rewards, but understanding their hidden fees is key to avoiding unexpected costs.

Term vs traditional life insurance: what’s the real difference?

Both protect your family, but how they work — and how much they cost — is very different.

EPFO new rules explained: Myths and facts about job loss withdrawals and revised timelines

Seventy-five percent of the amount can be withdrawn immediately after leaving the job, and the full amount can be withdrawn after being unemployed for one year

Car insurance: are pay-as-you-drive policies cheaper for low-mileage users?

New usage-based motor policies promise savings, but do they actually deliver for Indian drivers?

How global gold prices affect rates in India

Understanding global gold price movements is key to making informed decisions about buying, selling, or investing in gold.

What to do when insurers delay or reject claims — your rights as a user

Knowing the rules and your rights can make the difference between a payout and frustration.