TRUSTMF Banking & PSU Fund - IDCW - Quarterly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House :

Returns (NAV as on 19th September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12-Sep-25	10015.80	0.16%	-	0.09%	1/23
1 Month	19-Aug-25	10052.50	0.53%	-	0.42%	2/23
3 Month	19-Jun-25	10032.10	0.32%	-	0.93%	4/23
6 Month	19-Mar-25	10258.20	2.58%	-	4.18%	10/23
YTD	01-Jan-25	10408.10	4.08%	-	5.68%	9/23
1 Year	19-Sep-24	10416.40	4.16%	4.16%	7.58%	10/23
2 Year	18-Sep-23	10912.70	9.13%	4.45%	7.63%	19/22
3 Year	19-Sep-22	11191.90	11.92%	3.82%	7.21%	18/22
Since Inception	01-Feb-21	11428.30	14.28%	2.92%	7.08%	20/22

Returns Calculator

SIP Returns (NAV as on 19th September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	19-Sep-24	12000	12288.36	2.4 %	4.47 %
2 Year	18-Sep-23	24000	25128.14	4.7 %	4.47 %
3 Year	19-Sep-22	36000	38471.68	6.87 %	4.35 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.02%	0.53%	0.32%	2.58%	4.10%	4.16%	4.45%	3.82%	0.00%
Nifty 50	-0.38%	1.39%	2.15%	10.56%	7.11%	-0.35%	12.12%	12.84%	17.08%
Benchmark: CRISIL Banking and PSU Debt A-II Index	-0.01%	0.43%	1.11%	4.20%	5.63%	7.58%	7.52%	7.30%	6.06%
Category Average	-0.01%	0.42%	0.93%	4.18%	5.68%	7.58%	7.63%	7.21%	5.92%
Category Rank	4/23	2/23	4/23	10/23	9/23	10/23	19/22	18/22	0/0
Best in Category	0.03%	0.53%	1.30%	4.53%	6.10%	8.06%	7.92%	7.49%	7.08%
Worst in Category	-0.12%	0.33%	0.59%	3.63%	5.07%	6.98%	7.17%	6.72%	5.34%

quartely results (NAV as on 19th September, 2025)

Period

This Fund

Nifty 50

CRISIL Banking and PSU Debt A-II Index

Category Average

2025

4.08%

4.98%

Q3 - 2025	0.91%	-0.84%	--	0.58%
Q2 - 2025	1.72%	10.15%	--	1.07%
Q1 - 2025	1.28%	-2.43%	--	1.56%

2024

3.81%

8.75%

6.56%

Q4 - 2024	0.58%	-8.34%	--	1.50%
Q3 - 2024	1.48%	6.91%	--	2.44%
Q2 - 2024	0.92%	7.48%	--	1.64%
Q1 - 2024	0.79%	3.31%	--	2.03%

2023

3.81%

19.48%

5.45%

Q4 - 2023	0.63%	11.33%	--	1.57%
Q3 - 2023	1.58%	1.07%	--	1.39%
Q2 - 2023	1.07%	10.29%	--	0.99%
Q1 - 2023	0.47%	-4.60%	--	1.55%

2022

-0.52%

3.24%

2.84%

Q4 - 2022	0.65%	7.76%	--	1.55%
Q3 - 2022	0.27%	8.52%	--	1.32%
Q2 - 2022	-1.57%	-10.70%	--	-0.11%
Q1 - 2022	0.02%	-0.91%	--	0.56%

2021

2.25%

23.79%

2.78%

Q4 - 2021	-0.21%	-1.02%	--	0.39%
Q3 - 2021	0.82%	12.36%	--	1.52%
Q2 - 2021	1.56%	5.75%	--	1.25%
Q1 -	--	4.80%	--	--

Best Quarters

Period	This Fund	Nifty 50	CRISIL Banking and PSU Debt A-II Index	Category Average
Q2 - 2025	1.72%	10.15%	--	1.07%
Q3 - 2023	1.58%	1.07%	--	1.39%
Q2 - 2021	1.56%	5.75%	--	1.25%

Worst Quarters

Period	This Fund	Nifty 50	CRISIL Banking and PSU Debt A-II Index	Category Average
Q1 - 2022	0.02%	-0.91%	--	0.56%
Q2 - 2022	-1.57%	-10.70%	--	-0.11%
Q4 - 2021	-0.21%	-1.02%	--	0.39%

Forum

hunch
MF Investment Help
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29 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
MF Investment Help
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45 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
Bonds
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1 hr ago

Secure Long-Term Income with a State-Backed PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED – 2033 Bond ???? Coupon: 10.55% p.a. ???? Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ???? Tenor: 7y 6m (Maturity: 03/Apr/2033) ???? Secured | PSU Bond | High Return | Listed A robust, long-tenor PSU bond offering stability, consistent returns, and strong credit assurance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Long-Term Income with a State-Backed PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED – 2033 Bond ???? Coupon: 10.55% p.a. ???? Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ???? Tenor: 7y 6m (Maturity: 03/Apr/2033) ???? Secured | PSU Bond | High Return | Listed A robust, long-tenor PSU bond offering stability, consistent returns, and strong credit assurance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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95 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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95 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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101 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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