TRUSTMF Banking & PSU Fund - IDCW - Quarterly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House :

Scheme Objective

To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds.

Scheme Details

Fund manager(s) – Neeraj Jain , Jalpan Shah
Launch date – 01-Feb-2021
Expense ratio – 0.71% as declared on 31-Aug-2025 (category average is 0.69%)
Benchmark - CRISIL Banking and PSU Debt A-II Index

Min SIP amount - ₹1000
Min investment amount (one time- first time) - ₹1000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

134.15

0.00

0.00%

Aug - 2025	134.15	0.00%
Jul - 2025	149.64	0.00%
Jun - 2025	109.41	0.00%
May - 2025	110.09	0.00%
Apr - 2025	131.56	0.00%
Mar - 2025	131.36	0.00%
Feb - 2025	219.21	0.00%
Jan - 2025	192.80	0.00%

2024

190.97

0.00

0.00%

Dec - 2024	190.97	0.00	0.00%
Nov - 2024	190.34	0.00	0.00%
Oct - 2024	197.71	0.00	0.00%
Sep - 2024	197.17	0.00	0.00%
Aug - 2024	214.35	0.00	0.00%
Jul - 2024	223.66	0.00	0.00%
Jun - 2024	213.55	0.00	0.00%
May - 2024	229.68	81477.95	0.28%
Apr - 2024	261.88	80680.29	0.32%
Mar - 2024	260.38	80890.55	0.32%
Feb - 2024	258.79	80223.63	0.32%
Jan - 2024	296.84	80069.00	0.37%

2023

340.82

80183.65

0.43%

Dec - 2023	340.82	80183.65	0.43%
Nov - 2023	357.67	80346.64	0.45%
Oct - 2023	351.48	79368.49	0.44%
Sep - 2023	296.69	79654.45	0.37%
Aug - 2023	321.48	80332.61	0.40%
Jul - 2023	349.92	80956.57	0.43%
Jun - 2023	334.65	81787.54	0.41%
May - 2023	340.98	81736.87	0.42%
Apr - 2023	476.50	81110.56	0.59%
Mar - 2023	326.45	78484.15	0.42%
Feb - 2023	345.04	73314.34	0.47%
Jan - 2023	377.95	73318.83	0.52%

2022

376.21

74208.59

0.51%

Dec - 2022	376.21	74208.59	0.51%
Nov - 2022	402.62	75252.58	0.54%
Oct - 2022	415.14	76651.58	0.54%
Sep - 2022	414.92	77785.30	0.53%
Aug - 2022	421.08	81880.91	0.51%
Jul - 2022	424.44	82785.88	0.51%
Jun - 2022	482.72	85128.49	0.57%
May - 2022	480.76	88850.75	0.54%
Apr - 2022	515.33	90323.24	0.57%
Mar - 2022	561.88	93415.66	0.60%
Feb - 2022	673.62	101302.44	0.66%
Jan - 2022	671.46	104608.33	0.64%

2021

539.87

106513.22

0.51%

Dec - 2021	539.87	106513.22	0.51%
Nov - 2021	657.42	113508.73	0.58%
Oct - 2021	680.93	116806.57	0.58%
Sep - 2021	656.94	117918.18	0.56%
Aug - 2021	697.14	122278.79	0.57%
Jul - 2021	676.22	120422.40	0.56%
Jun - 2021	672.03	120829.19	0.56%
May - 2021	623.49	120285.43	0.52%
Apr - 2021	629.08	119665.32	0.53%
Mar - 2021	611.62	118145.36	0.52%
Feb - 2021	644.93	125193.80	0.52%
Jan - 2021	0.00	127435.11	0.00%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

Trust Asset Management Private Limited

101, 1st Floor, Naman Corporate Link , G-Block, Bandra Kurla Complex, Bandra East Mumbai 400051
Tel no.: 022-40845000
Fax no.:
Website.: https://www.trustmf.com

Forum

hunch
MF Investment Help
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25 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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41 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
Bonds
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3 hrs ago

Anchor Your Investments with a Reliable PSU Bond Food Corporation of India – 2029 Bond now available on The Fixed Income ✔️ Coupon: 7.64% p.a. ✔️ Rating: AAA(CE) Stable (CRISIL, CARE) ✔️ Tenor: 4 years 2 months (Maturity: Dec 12, 2029) ✔️ PSU | High Return | Listed Benefit from the stability of a government-backed bond offering attractive returns—ideal for conservative investors aiming for steady growth. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXh1dGJnPT0=/764-food-corporation-of-india-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Anchor Your Investments with a Reliable PSU Bond Food Corporation of India – 2029 Bond now available on The Fixed Income ✔️ Coupon: 7.64% p.a. ✔️ Rating: AAA(CE) Stable (CRISIL, CARE) ✔️ Tenor: 4 years 2 months (Maturity: Dec 12, 2029) ✔️ PSU | High Return | Listed Benefit from the stability of a government-backed bond offering attractive returns—ideal for conservative investors aiming for steady growth. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXh1dGJnPT0=/764-food-corporation-of-india-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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91 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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91 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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97 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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