| Profit & Loss account of Punjab and Sind Bank (in Rs. Cr.) |
Mar 15 |
Mar 14 |
Mar 13 |
Mar 12 |
Mar 11 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| INCOME |
|
|
|
|
|
|
| Interest / Discount on Advances / Bills |
6,374.81 |
5,977.67 |
5,709.50 |
4,952.43 |
3,605.71 |
|
| Income from Investments |
2,136.28 |
1,880.19 |
1,579.23 |
1,469.65 |
1,278.56 |
|
| Interest on Balance with RBI and Other Inter-Bank funds |
64.69 |
82.03 |
29.98 |
30.61 |
16.37 |
|
| Others |
12.77 |
32.82 |
21.41 |
21.81 |
31.86 |
|
| Total Interest Earned |
8,588.55 |
7,972.71 |
7,340.12 |
6,474.50 |
4,932.51 |
|
| Other Income |
428.75 |
427.28 |
417.15 |
417.46 |
437.09 |
|
| Total Income |
9,017.30 |
8,399.99 |
7,757.28 |
6,891.96 |
5,369.59 |
|
| EXPENDITURE |
|
|
|
|
|
|
| Interest Expended |
6,909.35 |
6,352.12 |
5,699.10 |
4,973.44 |
3,372.06 |
|
| Payments to and Provisions for Employees |
874.33 |
856.23 |
773.51 |
832.43 |
755.85 |
|
| Depreciation |
46.04 |
36.56 |
49.69 |
43.83 |
27.85 |
|
| Operating Expenses (excludes Employee Cost & Depreciation) |
412.13 |
354.53 |
296.12 |
282.27 |
200.34 |
|
| Total Operating Expenses |
1,332.50 |
1,247.32 |
1,119.33 |
1,158.53 |
984.04 |
|
| Provision Towards Income Tax |
1.49 |
0.00 |
150.39 |
162.97 |
243.47 |
|
| Provision Towards Deferred Tax |
24.48 |
-57.25 |
-2.91 |
0.00 |
0.00 |
|
| Other Provisions and Contingencies |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Total Provisions and Contingencies |
654.10 |
499.92 |
599.63 |
308.71 |
487.32 |
|
| Total Expenditure |
8,895.95 |
8,099.36 |
7,418.06 |
6,440.68 |
4,843.42 |
|
| Net Profit / Loss for The Year |
121.35 |
300.63 |
339.22 |
451.29 |
526.17 |
|
| Net Profit / Loss After EI & Prior Year Items |
121.35 |
300.63 |
339.22 |
451.29 |
526.17 |
|
| Profit / Loss Brought Forward |
1,635.51 |
1,543.08 |
1,422.51 |
1,172.88 |
878.85 |
|
| Total Profit / Loss available for Appropriations |
1,756.86 |
1,843.71 |
1,761.73 |
1,624.16 |
1,405.02 |
|
| APPROPRIATIONS |
|
|
|
|
|
|
| Transfer To / From Statutory Reserve |
48.00 |
75.25 |
85.00 |
113.00 |
132.00 |
|
| Transfer To / From Capital Reserve |
0.00 |
0.00 |
0.00 |
4.82 |
14.65 |
|
| Transfer To / From Revenue And Other Reserves |
0.00 |
41.03 |
34.77 |
0.00 |
0.00 |
|
| Dividend and Dividend Tax for The Previous Year |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Equity Share Dividend |
24.02 |
60.56 |
68.08 |
46.84 |
44.61 |
|
| Tax On Dividend |
5.42 |
31.35 |
14.36 |
10.46 |
9.65 |
|
| Balance Carried Over To Balance Sheet |
1,679.19 |
1,635.51 |
1,543.08 |
1,422.51 |
1,172.88 |
|
| Total Appropriations |
1,756.86 |
1,843.71 |
1,761.73 |
1,624.16 |
1,405.02 |
|
| OTHER INFORMATION |
|
|
|
|
|
|
| EARNINGS PER SHARE |
|
|
|
|
|
|
| Basic EPS (Rs.) |
3.59 |
10.69 |
13.49 |
19.24 |
26.40 |
|
| Diluted EPS (Rs.) |
3.59 |
10.69 |
13.49 |
19.24 |
26.40 |
|
| DIVIDEND PERCENTAGE |
|
|
|
|
|
|
| Equity Dividend Rate (%) |
6.00 |
22.00 |
27.00 |
20.00 |
20.00 |
|
Source : Dion Global Solutions Limited
