| Balance Sheet of Punjab and Sind Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
7,095.59 |
6,777.79 |
6,777.79 |
6,777.79 |
4,052.67 |
|
| Total Share Capital |
7,095.59 |
6,777.79 |
6,777.79 |
6,777.79 |
4,052.67 |
|
| Revaluation Reserve |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Reserves and Surplus |
6,259.17 |
8,755.64 |
8,330.72 |
7,232.80 |
4,310.35 |
|
| Total Reserves and Surplus |
6,259.17 |
8,755.64 |
8,330.72 |
7,232.80 |
4,310.35 |
|
| Total ShareHolders Funds |
13,354.76 |
15,533.43 |
15,108.51 |
14,010.59 |
8,363.01 |
|
| Deposits |
129,774.02 |
119,409.55 |
109,665.49 |
102,137.01 |
96,108.18 |
|
| Borrowings |
14,229.52 |
9,770.86 |
9,018.38 |
2,443.63 |
2,643.55 |
|
| Other Liabilities and Provisions |
4,456.87 |
2,942.69 |
2,662.14 |
2,476.31 |
3,367.14 |
|
| Total Capital and Liabilities |
161,815.17 |
147,656.53 |
136,454.52 |
121,067.55 |
110,481.89 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
8,793.80 |
7,312.46 |
6,225.40 |
6,139.24 |
7,208.52 |
|
| Balances with Banks Money at Call and Short Notice |
26.26 |
70.55 |
71.32 |
148.99 |
1,130.93 |
|
| Investments |
46,912.31 |
49,599.16 |
44,838.42 |
42,280.87 |
32,022.77 |
|
| Advances |
97,299.90 |
82,736.38 |
76,819.43 |
63,626.56 |
60,941.70 |
|
| Fixed Assets |
1,778.86 |
1,755.78 |
1,519.42 |
1,577.44 |
1,584.91 |
|
| Other Assets |
7,004.03 |
6,182.20 |
6,980.52 |
7,294.44 |
7,593.05 |
|
| Total Assets |
161,815.17 |
147,656.53 |
136,454.52 |
121,067.55 |
110,481.89 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
1,610.00 |
1,564.00 |
1,537.00 |
1,526.00 |
1,526.00 |
|
| Number of Employees |
0.00 |
0.00 |
0.00 |
8,735.00 |
8,832.00 |
|
| Capital Adequacy Ratios (%) |
17.41 |
17.16 |
17.10 |
18.54 |
17.06 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
15.59 |
14.74 |
14.32 |
14.80 |
13.98 |
|
| Tier 2 (%) |
1.82 |
2.42 |
2.78 |
3.74 |
3.08 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
3,370.00 |
4,665.35 |
5,648.21 |
8,564.82 |
9,334.00 |
|
| Gross NPA (%) |
3.38 |
5.43 |
6.97 |
12.00 |
14.00 |
|
| Net NPA |
937.00 |
1,350.46 |
1,411.50 |
1,742.27 |
2,461.95 |
|
| Net NPA (%) |
0.96 |
1.63 |
1.84 |
2.74 |
4.04 |
|
| Net NPA To Advances (%) |
0.96 |
1.63 |
1.84 |
3.00 |
4.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
864.88 |
969.44 |
955.93 |
899.88 |
845.40 |
|
| Contingent Liabilities |
5,335.03 |
6,659.68 |
7,645.40 |
9,912.30 |
6,299.87 |
|
Source : Dion Global Solutions Limited
