| Profit & Loss account of Punjab and Sind Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| INCOME |
|
|
|
|
|
|
| Interest / Discount on Advances / Bills |
8,157.74 |
6,951.24 |
5,502.44 |
4,778.41 |
4,865.45 |
|
| Income from Investments |
3,224.91 |
2,656.03 |
2,359.34 |
2,094.66 |
1,873.67 |
|
| Interest on Balance with RBI and Other Inter-Bank funds |
17.03 |
22.03 |
30.71 |
118.43 |
114.06 |
|
| Others |
81.63 |
64.68 |
100.23 |
104.31 |
120.73 |
|
| Total Interest Earned |
11,481.30 |
9,693.98 |
7,992.73 |
7,095.81 |
6,973.91 |
|
| Other Income |
1,567.65 |
1,221.47 |
939.96 |
959.38 |
902.80 |
|
| Total Income |
13,048.95 |
10,915.44 |
8,932.69 |
8,055.19 |
7,876.72 |
|
| EXPENDITURE |
|
|
|
|
|
|
| Interest Expended |
7,697.64 |
6,852.93 |
5,019.35 |
4,444.50 |
4,712.00 |
|
| Payments to and Provisions for Employees |
2,088.48 |
1,944.20 |
1,544.42 |
1,453.39 |
1,688.07 |
|
| Depreciation |
145.08 |
150.08 |
148.33 |
137.09 |
102.13 |
|
| Operating Expenses (excludes Employee Cost & Depreciation) |
1,042.82 |
837.29 |
770.65 |
690.13 |
603.30 |
|
| Total Operating Expenses |
3,276.39 |
2,931.57 |
2,463.40 |
2,280.60 |
2,393.50 |
|
| Provision Towards Income Tax |
321.72 |
117.54 |
-17.29 |
0.00 |
0.00 |
|
| Provision Towards Deferred Tax |
0.00 |
224.02 |
324.10 |
147.63 |
-565.71 |
|
| Other Provisions and Contingencies |
737.37 |
193.96 |
-169.90 |
143.41 |
4,069.83 |
|
| Total Provisions and Contingencies |
1,059.09 |
535.52 |
136.91 |
291.04 |
3,504.12 |
|
| Total Expenditure |
12,033.12 |
10,320.02 |
7,619.66 |
7,016.13 |
10,609.62 |
|
| Net Profit / Loss for The Year |
1,015.83 |
595.42 |
1,313.03 |
1,039.05 |
-2,732.90 |
|
| Net Profit / Loss After EI & Prior Year Items |
1,015.83 |
595.42 |
1,313.03 |
1,039.05 |
-2,732.90 |
|
| Profit / Loss Brought Forward |
1,394.56 |
1,356.37 |
626.03 |
-3,577.55 |
-749.23 |
|
| Total Profit / Loss available for Appropriations |
2,410.39 |
1,951.79 |
1,939.06 |
-2,538.49 |
-3,482.13 |
|
| APPROPRIATIONS |
|
|
|
|
|
|
| Transfer To / From Statutory Reserve |
254.00 |
149.00 |
329.00 |
151.00 |
0.00 |
|
| Transfer To / From Capital Reserve |
36.06 |
22.31 |
6.91 |
66.99 |
103.33 |
|
| Transfer To / From Revenue And Other Reserves |
4.54 |
2.54 |
5.00 |
-3,577.55 |
0.00 |
|
| Dividend and Dividend Tax for The Previous Year |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Equity Share Dividend |
135.56 |
325.33 |
210.11 |
0.00 |
0.00 |
|
| Tax On Dividend |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Balance Carried Over To Balance Sheet |
1,907.78 |
1,394.56 |
1,356.37 |
626.03 |
-3,577.55 |
|
| Total Appropriations |
2,410.39 |
1,951.79 |
1,939.06 |
-2,538.49 |
-3,482.13 |
|
| OTHER INFORMATION |
|
|
|
|
|
|
| EARNINGS PER SHARE |
|
|
|
|
|
|
| Basic EPS (Rs.) |
1.50 |
0.88 |
1.94 |
2.56 |
-35.71 |
|
| Diluted EPS (Rs.) |
1.50 |
0.88 |
1.94 |
2.56 |
-35.71 |
|
| DIVIDEND PERCENTAGE |
|
|
|
|
|
|
| Equity Dividend Rate (%) |
1.00 |
2.00 |
5.00 |
3.00 |
0.00 |
|
Source : Dion Global Solutions Limited
