| Key Financial Ratios of Bandhan Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
18.78 |
16.36 |
12.26 |
10.15 |
3.40 |
|
| Diluted EPS (Rs.) |
18.76 |
16.34 |
12.26 |
10.15 |
3.40 |
|
| Cash EPS (Rs.) |
19.28 |
17.01 |
12.00 |
10.76 |
2.84 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
94.37 |
93.89 |
78.65 |
40.60 |
30.45 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
94.37 |
93.89 |
78.65 |
40.60 |
30.45 |
|
| Dividend/Share (Rs.) |
0.00 |
3.00 |
1.00 |
0.00 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
67.60 |
55.68 |
40.26 |
35.69 |
14.44 |
|
| Net Profit/Share (Rs.) |
18.78 |
16.36 |
11.28 |
10.15 |
2.51 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
2,738,488.89 |
2,054,099.75 |
1,705,421.47 |
0.00 |
0.00 |
|
| Net Profit/ Employee (Rs.) |
760,688.69 |
603,395.55 |
477,842.54 |
0.00 |
0.00 |
|
| Business/ Employee (Rs.) |
31,122,377.67 |
25,624,579.19 |
22,579,650.58 |
0.00 |
0.00 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
106,930,189.94 |
67,376,971.78 |
51,306,584.66 |
0.00 |
0.00 |
|
| Net Profit/ Branches (Rs.) |
29,702,726.45 |
19,792,108.44 |
14,375,607.00 |
0.00 |
0.00 |
|
| Business/ Branches (Rs.) |
1,215,240,188.87 |
840,517,383.45 |
679,295,278.43 |
0.00 |
0.00 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
6.14 |
6.82 |
5.58 |
6.24 |
2.52 |
|
| CASA (%) |
36.83 |
40.75 |
34.32 |
29.43 |
21.55 |
|
| Net Profit Margin (%) |
27.77 |
29.37 |
28.01 |
28.44 |
17.40 |
|
| Operating Profit Margin (%) |
38.40 |
35.10 |
35.99 |
39.50 |
25.42 |
|
| Return on Assets (%) |
3.29 |
3.45 |
3.03 |
3.67 |
1.39 |
|
| Return on Equity / Networth (%) |
19.89 |
17.42 |
14.34 |
25.00 |
8.25 |
|
| Net Interest Margin (X) |
6.89 |
7.96 |
6.84 |
7.94 |
4.72 |
|
| Cost to Income (%) |
30.82 |
32.56 |
34.99 |
36.30 |
56.88 |
|
| Interest Income/Total Assets (%) |
11.86 |
11.77 |
10.83 |
12.92 |
8.00 |
|
| Non-Interest Income/Total Assets (%) |
1.68 |
1.88 |
1.59 |
1.36 |
0.75 |
|
| Operating Profit/Total Assets (%) |
1.60 |
1.57 |
1.44 |
2.31 |
0.63 |
|
| Operating Expenses/Total Assets (%) |
2.64 |
3.20 |
2.95 |
3.38 |
3.11 |
|
| Interest Expenses/Total Assets (%) |
4.97 |
3.80 |
3.99 |
4.97 |
3.28 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
99,908.47 |
102,504.70 |
87,175.99 |
0.00 |
0.00 |
|
| EV Per Net Sales (X) |
9.18 |
15.43 |
18.15 |
0.00 |
0.00 |
|
| Price To Book Value (X) |
2.16 |
5.59 |
5.95 |
0.00 |
0.00 |
|
| Price To Sales (X) |
3.01 |
9.43 |
11.63 |
0.00 |
0.00 |
|
| Retention Ratios (%) |
100.00 |
92.63 |
100.00 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
0.09 |
0.03 |
0.02 |
0.00 |
0.00 |
|
Source : Dion Global Solutions Limited
