| Key Financial Ratios of Bandhan Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
17.04 |
13.84 |
13.62 |
0.78 |
13.70 |
|
| Diluted EPS (Rs.) |
17.04 |
13.84 |
13.62 |
0.78 |
13.69 |
|
| Cash EPS (Rs.) |
18.77 |
15.31 |
14.51 |
1.46 |
14.33 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
152.73 |
134.14 |
121.58 |
107.91 |
108.09 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
152.73 |
134.14 |
121.58 |
107.91 |
108.09 |
|
| Dividend/Share (Rs.) |
1.50 |
1.50 |
0.00 |
0.00 |
1.00 |
|
| Operating Revenue / Share (Rs.) |
136.24 |
117.13 |
98.74 |
86.12 |
77.76 |
|
| Net Profit/Share (Rs.) |
17.04 |
13.84 |
13.62 |
0.78 |
13.69 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
2,925,182.42 |
2,491,104.48 |
2,281,813.95 |
2,303,751.84 |
2,532,958.19 |
|
| Net Profit/ Employee (Rs.) |
365,883.29 |
294,339.48 |
314,860.12 |
20,892.20 |
446,042.45 |
|
| Business/ Employee (Rs.) |
37,743,871.52 |
33,840,995.08 |
30,533,712.32 |
31,606,440.65 |
32,275,275.71 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
127,978,009.91 |
110,997,754.12 |
112,719,345.15 |
116,662,070.65 |
109,191,035.54 |
|
| Net Profit/ Branches (Rs.) |
16,007,553.94 |
13,115,074.71 |
15,553,777.46 |
1,057,981.50 |
19,228,046.14 |
|
| Business/ Branches (Rs.) |
1,651,310,885.13 |
1,507,875,114.71 |
1,508,335,092.84 |
1,600,551,217.83 |
1,391,326,074.73 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
3.95 |
3.83 |
4.65 |
5.99 |
6.10 |
|
| CASA (%) |
31.37 |
37.09 |
39.28 |
41.60 |
43.38 |
|
| Net Profit Margin (%) |
12.50 |
11.81 |
13.79 |
0.90 |
17.60 |
|
| Operating Profit Margin (%) |
18.98 |
17.85 |
18.71 |
1.09 |
22.80 |
|
| Return on Assets (%) |
1.43 |
1.25 |
1.40 |
0.09 |
1.91 |
|
| Return on Equity / Networth (%) |
11.15 |
10.31 |
11.20 |
0.72 |
12.66 |
|
| Net Interest Margin (X) |
6.00 |
5.80 |
5.94 |
6.27 |
6.57 |
|
| Cost to Income (%) |
48.89 |
46.84 |
39.53 |
30.54 |
29.12 |
|
| Interest Income/Total Assets (%) |
11.46 |
10.61 |
10.21 |
9.98 |
10.89 |
|
| Non-Interest Income/Total Assets (%) |
1.54 |
1.21 |
1.58 |
2.03 |
1.83 |
|
| Operating Profit/Total Assets (%) |
-0.11 |
0.03 |
-0.17 |
-1.94 |
0.08 |
|
| Operating Expenses/Total Assets (%) |
3.69 |
3.28 |
2.97 |
2.53 |
2.44 |
|
| Interest Expenses/Total Assets (%) |
5.46 |
4.80 |
4.26 |
3.71 |
4.31 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
178,417.89 |
165,194.39 |
156,977.62 |
160,824.22 |
144,256.24 |
|
| EV Per Net Sales (X) |
8.13 |
8.75 |
9.87 |
11.59 |
11.52 |
|
| Price To Book Value (X) |
0.96 |
1.34 |
1.61 |
2.85 |
3.13 |
|
| Price To Sales (X) |
1.07 |
1.54 |
1.98 |
3.57 |
4.36 |
|
| Retention Ratios (%) |
91.19 |
89.16 |
100.00 |
-28.04 |
100.00 |
|
| Earnings Yield (X) |
0.12 |
0.08 |
0.07 |
0.00 |
0.04 |
|
Source : Dion Global Solutions Limited
