Bandhan Bank on October 30 reported a net profit of Rs 112 crore for the second quarter of the financial year 2026. This marks an 88 percent year-on-year (YoY) fall from the Rs 937 crore net profit reported in the corresponding quarter of the previous financial year.
The private lender’s net interest income meanwhile dropped around 12 percent YoY to Rs 2,589 crore in Q2 FY26, from Rs 2,934 crore in Q2 FY25. Its asset quality also deteriorated, with net non performing assets (NPA) rising nearly 14 percent YoY to Rs 1,843 crore.
Gross NPA rose nearly 15 percent YoY to Rs 7,015 crore, while gross NPA ratio increased to 5.02 percent. Net NPA ratio increased to 1.37 percent in Q2 FY26, from 1.29 percent in Q2 FY25. Its return on assets decreased to 0.06 percent during the quarter under review.
The firm's CASA ratio dropped 521 basis points (bps) to 28 percent, net interest margin fell 152 bps to 5.8 percent during the September quarter of FY26.
Bandhan Bank share price history:
Bandhan Bank has released its results in the post market hours of October 30. Earlier during the day, the stock dropped 1.5 percent to close at Rs 169.64 apiece. The stock will be kept under active watch tomorrow when the market reopens.
The shares of the private lender gained nearly 5 percent in the past one month, and is up more than 6 percent in 2025 so far. The stock currently has a P/E ratio of over 13.5.
Also read: Our LIVE blog on Q2 earnings
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