BUSINESS
As gold loans lose shine, lenders face growth test
Small businesses, a significant portion of gold loan borrowers, are seeing their balance sheets under pressure again. This could jeopardise their repayment capacity
BUSINESS
Indian banks’ bumper profits don’t show economic scars
The aggregate net profit of 27 listed commercial banks has shown an 86 percent year-on-year jump in the March quarter
BUSINESS
Indian economy has got long COVID, and a 12-year struggle awaits
On a cumulative basis, the economy has to make up for a staggering Rs 52.6 lakh crore of output lost
BUSINESS
Credit cards a good carrot for NBFCs amid tightening regulation
The change will mean that NBFCs can now earn interest income on their credit cards as the credit would be from their own balance sheet
BUSINESS
India’s balance of payments is getting into rough waters
The forex reserve heap is down $38 billion from its record high. Of this, a fall of $28 billion has come in the last five weeks
BUSINESS
Between digital assault and regulation, NBFCs have it tough
As regulatory arbitrage comes to an end thanks to the central bank and as nimble fintech companies nip at their heels, NBFCs will have to reinvent themselves
BUSINESS
As inflation tests RBI, managing expectations may get painful
The RBI governor has taken a soft tone on inflation because he believes it is due to supply-side factors. But they could lead to higher inflationary expectations
BUSINESS
SBI is ready for investor love with a scrubbed-up book
Analysts believe the lender’s return on equity ratio is set for consistent improvement, as it earns more out of its loan portfolio by clearing away the debris of toxic loans and getting better borrowers incrementally
BUSINESS
IndusInd Bank has a few bumps ahead before a smooth ride
The lender has several holes to plug, starting with its microfinance vertical
BUSINESS
With digital woes behind it, HDFC Bank now needs a friendlier world
Analysts have kept the faith and most still highlight HDFC Bank's comparatively pristine asset quality as a key strong point
BUSINESS
A hawkish Fed is a bigger threat to the rupee than Russia’s war
Economists reckon that the RBI would choose greater market intervention to support the rupee than tweak interest rates
BUSINESS
COVID-weary economy faces expensive energy bar amid Ukraine crisis
While the third quarter GDP data may show a rebound, it has already been overtaken by the adverse economic effects of the Russian invasion of Ukraine
BUSINESS
Without ECLGS crutch, small borrowers cannot walk straight
A more stable environment for MSMEs depends on their large clients paying on time and demand conditions improving, meanwhile leaving them dependent on subsidised credit
BUSINESS
RBI’s love for bonds is a Wordle the market can’t crack
While the dovish policy has dragged yields down, it is would be hard to keep them suppressed, considering that most other factors are hostile currently
BUSINESS
SBI results offer some signs and a lot of hope for economic growth
Intentions to borrow have increased, as the bank is sitting on a sanction stack of close to Rs 4 lakh crore
BUSINESS
Will Unity SFB be able to unite PMC Bank depositors?
PMC Bank depositors have been severely wounded financially due to the long wait to get back their money. What’s more, a section of them believes the amalgamation scheme is a pyrrhic victory
BUSINESS
Budget 2022 | Implement old promises for banks before making new ones in the Budget
The start of the bad bank’s operations is stuck due to differences regarding its structure
