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  • These banks and HFCs offer the cheapest home loans for non-salaried borrowers Oct 13, 2021 10:58 AM IST

    These banks and HFCs offer the cheapest home loans for non-salaried borrowers

    The cheapest home loan offers range from 6.55-6.8 percent

  • Banks rush to slash home loan rates to woo home buyers Sep 22, 2021 05:49 PM IST

    Banks rush to slash home loan rates to woo home buyers

    Top banks have slashed their home loan rates which are at historic low levels in the recent past. Demand for affordable housing, big homes and a slow growth in corporate lending is driving banks towards home loans..

  • These banks and housing finance companies offer the cheapest home loans Sep 17, 2021 10:49 AM IST

    These banks and housing finance companies offer the cheapest home loans

    In the backdrop of RBI's status quo on policy rates and banks' concessional interest rates on home loans during the festive season, it is time for those who are paying substantially higher rates to switch lenders

  • Clix Housing Finance partners with IMGC for mortgage guarantee Aug 31, 2021 05:00 PM IST

    Clix Housing Finance partners with IMGC for mortgage guarantee

    The firms mentioned that this product is for customers who are receiving salary through a banking channel and have at-least 10 years of service remaining.

  • Ideas For Profit | HDFC & LIC Housing Finance Aug 03, 2021 09:05 PM IST

    Ideas For Profit | HDFC & LIC Housing Finance

    HDFC’s core lending business is getting valued at 1.8x FY23 estimated book value. Along with re-rating of the core mortgage business, the future stock upside will be driven by its subsidiaries and associate companies doing well. LIC Housing is trading at 1x its trailing book value for FY21 and at 0.8x book value estimated for FY23E, which is low compared to its historical average valuation. The weak performance in the near term will keep the stock range-bound. Long term investors however can use this opportunity to accumulate the stock. Overall, HDFC should be a core holding in investors’ portfolio and LIC Housing can be a good tactical bet given its distressed valuation.

  • Home loan demand continues to remain strong, says veteran banker Deepak Parekh Jul 20, 2021 04:00 PM IST

    Home loan demand continues to remain strong, says veteran banker Deepak Parekh

    Banks have been aggressively focusing on retail loans, particularly home loans, as a safer bet as pandemic has increased risk aversion in the industry.

  • Home loans: Kotak Mahindra Bank, Punjab & Sind Bank offer the lowest rates Jul 14, 2021 03:27 PM IST

    Home loans: Kotak Mahindra Bank, Punjab & Sind Bank offer the lowest rates

    Interest rates start from 6.65 percent

  • Ideas For Profit | Repco Home Finance tripled from Jun’20 lows, will its rally continue? Jun 30, 2021 08:15 PM IST

    Ideas For Profit | Repco Home Finance tripled from Jun’20 lows, will its rally continue?

    Despite the spectacular rally with its stock price rising from Rs 120 in June last year to Rs 375 currently, there is more room for strong upside given the attractive valuation. Among different asset classes catered to by NBFCs, home loans have the least credit cost and are less risky. Hence Repco generating ROE above 15 percent should command higher valuation.

  • Three factors that add value to LIC Housing Finance Jun 17, 2021 11:35 AM IST

    Three factors that add value to LIC Housing Finance

    Despite the pressure on asset quality, there were some positive readings from the earnings

  • As many as 51% homebuyers prefer a loan period of less than 15 years: Report May 26, 2021 06:38 PM IST

    As many as 51% homebuyers prefer a loan period of less than 15 years: Report

    About 16 percent respondents said that they would like to take a loan for more than 25 years, while only 10 percent said that they would wish to take a home loan for 20-25 years, it said.

  • Home First Finance — A worthy long-term bet available at reasonable valuation May 19, 2021 03:22 PM IST

    Home First Finance — A worthy long-term bet available at reasonable valuation

    Home First, being an affordable housing player, is well poised to benefit from structural growth in the segment

  • LIC Housing Finance is likely to get re-rated Apr 08, 2021 01:52 PM IST

    LIC Housing Finance is likely to get re-rated

    Investors can go with LICHF, given its rock bottom valuation and relative underperformance

  • SBI home loan rates back to 6.95% as limited period offer expires Apr 05, 2021 02:29 PM IST

    SBI home loan rates back to 6.95% as limited period offer expires

    Banks had reduced home loan rates as part of a limited period offer. These offers expired on March 31.

  • Simply Save | Cheaper home loans: Is this the right time to buy a house? Mar 23, 2021 07:10 PM IST

    Simply Save | Cheaper home loans: Is this the right time to buy a house?

    With home loan interest rates starting at 6.65-7 percent, it is an ideal time to buy a house for self-use

  • HDFC reduces home loan rate by 5 bps effective March 4 Mar 03, 2021 05:51 PM IST

    HDFC reduces home loan rate by 5 bps effective March 4

    Last week, country's largest lender, State Bank of India (SBI) reduced its home loan rates to 6.75 per cent.

  • Ideas For Profit | LIC Housing Finance, HDFC, Repco, Home First, Aavas: Which stock will offer the best value? Feb 24, 2021 07:25 PM IST

    Ideas For Profit | LIC Housing Finance, HDFC, Repco, Home First, Aavas: Which stock will offer the best value?

    Housing finance companies (HFCs) saw a smart bounceback in disbursements in the quarter ended December. The collection efficiency in the retail housing loan segment is now at pre- COVID levels. So, should we assume that golden days for HFCs are back? Watch this edition of Ideas For Profit to find out

  • Which housing finance stocks offer value after the recent rally? Feb 24, 2021 10:46 AM IST

    Which housing finance stocks offer value after the recent rally?

    Following a polarised price performance , valuations of HFCs show a stark picture of divergence

  • HDFC Q3: Healthy loan growth, but stressed assets inch up Feb 03, 2021 11:28 AM IST

    HDFC Q3: Healthy loan growth, but stressed assets inch up

    Diversified businesses make HDFC a relatively less risky bet

  • If you default on one loan, your other borrowings from the same bank too may become NPAs Jan 28, 2021 02:56 PM IST

    If you default on one loan, your other borrowings from the same bank too may become NPAs

    This is because the Reserve Bank of India rules require banks to follow NPA classification at a borrower level and not at a product level.

  • Home First Finance’s IPO is pricey, should investors subscribe? Jan 21, 2021 11:53 AM IST

    Home First Finance’s IPO is pricey, should investors subscribe?

    Given the high growth potential, professional management along with a well-capitalised balance sheet, HFFC is well poised for the growth in the affordable housing finance space

  • Bajaj Finance: What explains premium valuation when Q3 show is weak? Jan 21, 2021 10:09 AM IST

    Bajaj Finance: What explains premium valuation when Q3 show is weak?

    BFL’s pricey valuation implies that the Street is looking beyond FY21 and assigning high multiple for its future initiatives

  • Abundant liquidity, record low rates help lenders go big in home loan market Jan 14, 2021 04:27 PM IST

    Abundant liquidity, record low rates help lenders go big in home loan market

    In recent weeks, banks, including State Bank of India, have come up with a flurry of offers such as concession for women borrowers, additional concession through digital channels and processing fee waivers and so on.

  • Weekly Tactical Pick | LIC Housing Finance — Rock-bottom valuation makes it attractive Nov 27, 2020 09:02 AM IST

    Weekly Tactical Pick | LIC Housing Finance — Rock-bottom valuation makes it attractive

    HFCs are expected to see growth reviving faster than other NBFCs. LIC Housing Finance is one such case

  • Repco Home Finance has doubled from its low in June, will the rally sustain? Nov 24, 2020 10:02 AM IST

    Repco Home Finance has doubled from its low in June, will the rally sustain?

    Despite the stock price more than doubling from Rs 90 in June 2020 to Rs 240 now, Repco’s valuation is still extremely attractive

  • HDFC’s Q2 earnings indicate that housing finance business is back to normalcy Nov 03, 2020 12:46 PM IST

    HDFC’s Q2 earnings indicate that housing finance business is back to normalcy

    HDFC’s stock price is seen to move in tandem with the valuation of subsidiaries and associate companies

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