Shares of Cholamandalam Investment and Finance Company were trading at Rs 1,484 in Thursday's session, marking a 2% increase. This movement places the stock among the gainers on the Nifty Next 50 index.
Financial Performance:
Cholamandalam Investment and Finance Company has demonstrated consistent financial growth. Here's an overview of their consolidated financial performance:
Quarterly Results:
The company's consolidated revenue and net profit for the recent quarters are as follows:
| Quarter | Revenue (Rs Crore) | Net Profit (Rs Crore) | EPS |
|---|---|---|---|
| Jun 2024 | 5,812.31 | 946.62 | 11.27 |
| Sep 2024 | 6,255.12 | 967.13 | 11.52 |
| Dec 2024 | 6,732.98 | 1,087.14 | 12.95 |
| Mar 2025 | 7,045.57 | 1,259.11 | 14.98 |
| Jun 2025 | 7,266.80 | 1,137.10 | 13.53 |
Annual Results:
The company's consolidated annual revenue and net profit are as follows:
| Year | Revenue (Rs Crore) | Net Profit (Rs Crore) | EPS | BVPS | ROE | Debt to Equity |
|---|---|---|---|---|---|---|
| 2021 | 9,579.40 | 1,521.39 | 18.55 | 117.02 | 15.84 | 6.64 |
| 2022 | 10,140.75 | 2,158.89 | 26.24 | 143.28 | 18.29 | 5.88 |
| 2023 | 12,884.10 | 2,676.67 | 32.44 | 174.44 | 18.57 | 6.79 |
| 2024 | 19,139.62 | 3,410.74 | 41.17 | 233.15 | 17.45 | 6.86 |
| 2025 | 25,845.98 | 4,260.00 | 50.72 | 281.33 | 18.01 | 7.40 |
Consolidated Income Statement (Yearly):
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Sales | Rs 25,845 Crore | Rs 19,139 Crore | Rs 12,884 Crore | Rs 10,140 Crore | Rs 9,579 Crore |
| Other Income | Rs 306 Crore | Rs 280 Crore | Rs 221 Crore | Rs 91 Crore | Rs 60 Crore |
| Total Income | Rs 26,152 Crore | Rs 19,419 Crore | Rs 13,105 Crore | Rs 10,231 Crore | Rs 9,639 Crore |
| Total Expenditure | Rs 7,916 Crore | Rs 5,583 Crore | Rs 3,742 Crore | Rs 3,026 Crore | Rs 3,016 Crore |
| EBIT | Rs 18,235 Crore | Rs 13,836 Crore | Rs 9,362 Crore | Rs 7,205 Crore | Rs 6,623 Crore |
| Interest | Rs 12,494 Crore | Rs 9,230 Crore | Rs 5,748 Crore | Rs 4,297 Crore | Rs 4,575 Crore |
| Tax | Rs 1,481 Crore | Rs 1,194 Crore | Rs 937 Crore | Rs 748 Crore | Rs 526 Crore |
| Net Profit | Rs 4,260 Crore | Rs 3,410 Crore | Rs 2,676 Crore | Rs 2,158 Crore | Rs 1,521 Crore |
| Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | |
|---|---|---|---|---|---|
| Sales | Rs 7,266 Crore | Rs 7,045 Crore | Rs 6,732 Crore | Rs 6,255 Crore | Rs 5,812 Crore |
| Other Income | Rs 86 Crore | Rs 91 Crore | Rs 103 Crore | Rs 67 Crore | Rs 44 Crore |
| Total Income | Rs 7,353 Crore | Rs 7,136 Crore | Rs 6,836 Crore | Rs 6,322 Crore | Rs 5,856 Crore |
| Total Expenditure | Rs 2,353 Crore | Rs 2,074 Crore | Rs 2,097 Crore | Rs 1,959 Crore | Rs 1,785 Crore |
| EBIT | Rs 4,999 Crore | Rs 5,062 Crore | Rs 4,739 Crore | Rs 4,362 Crore | Rs 4,070 Crore |
| Interest | Rs 3,468 Crore | Rs 3,364 Crore | Rs 3,274 Crore | Rs 3,058 Crore | Rs 2,796 Crore |
| Tax | Rs 394 Crore | Rs 439 Crore | Rs 377 Crore | Rs 337 Crore | Rs 327 Crore |
| Net Profit | Rs 1,137 Crore | Rs 1,259 Crore | Rs 1,087 Crore | Rs 967 Crore | Rs 946 Crore |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Operating Activities | Rs -32,413 Crore | Rs -35,682 Crore | Rs -27,105 Crore | Rs -5,571 Crore | Rs -8,841 Crore |
| Investing Activities | Rs -2,948 Crore | Rs -2,854 Crore | Rs -2,148 Crore | Rs 1,639 Crore | Rs -1,572 Crore |
| Financing Activities | Rs 39,795 Crore | Rs 38,471 Crore | Rs 27,466 Crore | Rs 5,150 Crore | Rs 8,515 Crore |
| Others | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore |
| Net Cash Flow | Rs 4,434 Crore | Rs -66 Crore | Rs -1,786 Crore | Rs 1,218 Crore | Rs -1,898 Crore |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Share Capital | Rs 168 Crore | Rs 168 Crore | Rs 164 Crore | Rs 164 Crore | Rs 164 Crore |
| Reserves & Surplus | Rs 23,498 Crore | Rs 19,423 Crore | Rs 14,181 Crore | Rs 11,604 Crore | Rs 9,435 Crore |
| Current Liabilities | Rs 136,356 Crore | Rs 106,850 Crore | Rs 74,919 Crore | Rs 53,361 Crore | Rs 48,296 Crore |
| Other Liabilities | Rs 41,863 Crore | Rs 30,243 Crore | Rs 24,361 Crore | Rs 17,348 Crore | Rs 16,747 Crore |
| Total Liabilities | Rs 201,886 Crore | Rs 156,686 Crore | Rs 113,626 Crore | Rs 82,478 Crore | Rs 74,644 Crore |
| Fixed Assets | Rs 1,790 Crore | Rs 1,576 Crore | Rs 463 Crore | Rs 295 Crore | Rs 237 Crore |
| Current Assets | Rs 198,799 Crore | Rs 153,989 Crore | Rs 112,175 Crore | Rs 81,184 Crore | Rs 73,441 Crore |
| Other Assets | Rs 1,296 Crore | Rs 1,121 Crore | Rs 988 Crore | Rs 998 Crore | Rs 965 Crore |
| Total Assets | Rs 201,886 Crore | Rs 156,686 Crore | Rs 113,626 Crore | Rs 82,478 Crore | Rs 74,644 Crore |
| Contingent Liabilities | Rs 4,739 Crore | Rs 4,325 Crore | Rs 3,330 Crore | Rs 2,227 Crore | Rs 2,070 Crore |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Basic EPS (Rs.) | 50.72 | 41.17 | 32.44 | 26.24 | 18.55 |
| Diluted Eps (Rs.) | 50.60 | 41.06 | 32.38 | 26.19 | 18.52 |
| Book Value [Excl. Reval Reserve]/Share (Rs.) | 281.33 | 233.15 | 174.44 | 143.28 | 117.02 |
| Dividend/Share (Rs.) | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Face Value | 2 | 2 | 2 | 2 | 2 |
| Gross Profit Margin (%) | 71.50 | 73.32 | 73.60 | 72.04 | 70.21 |
| Operating Margin (%) | 70.55 | 72.29 | 72.66 | 71.05 | 69.14 |
| Net Profit Margin (%) | 16.48 | 17.82 | 20.77 | 21.28 | 15.88 |
| Return on Networth / Equity (%) | 18.01 | 17.45 | 18.57 | 18.29 | 15.84 |
| ROCE (%) | 27.82 | 27.76 | 24.18 | 24.74 | 25.13 |
| Return On Assets (%) | 2.11 | 2.18 | 2.34 | 2.61 | 2.03 |
| Current Ratio (X) | 1.46 | 1.44 | 1.50 | 1.52 | 1.52 |
| Quick Ratio (X) | 1.46 | 1.44 | 1.50 | 1.52 | 1.52 |
| Debt to Equity (x) | 7.40 | 6.86 | 6.79 | 5.88 | 6.64 |
| Interest Coverage Ratios (X) | 1.48 | 1.52 | 1.65 | 1.70 | 1.47 |
| Asset Turnover Ratio (%) | 0.14 | 0.14 | 0.13 | 0.13 | 0.14 |
| Inventory Turnover Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3 Yr CAGR Sales (%) | 59.65 | 41.35 | 21.61 | 19.61 | 31.28 |
| 3 Yr CAGR Net Profit (%) | 40.47 | 49.73 | 59.35 | 34.30 | 28.76 |
| P/E (x) | 29.97 | 28.09 | 23.47 | 27.38 | 30.12 |
| P/B (x) | 5.40 | 4.96 | 4.37 | 5.01 | 4.78 |
| EV/EBITDA (x) | 15.87 | 16.19 | 16.55 | 16.96 | 15.51 |
| P/S (x) | 4.95 | 5.08 | 4.86 | 5.82 | 4.79 |
Cholamandalam Investment and Finance Company has announced several corporate actions, including:
The company had a bonus issue on October 11, 1990, with a bonus ratio of 1:2 and record date as December 26, 1990.
The company had rights issues with exrights date as September 11, 2007, March 17, 2004 and March 11, 2003.
The company had stock splits on April 27, 2019, with exsplit date as June 14, 2019.
In summary, Cholamandalam Investment and Finance Company has shown a positive price movement today, accompanied by strong financial performance and various corporate actions.
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