Presenting Partner

Life Insurance Corporation of India

Moneycontrol

Budget 2022

Associate Partners:

  • Kotak Mutual Fund
  • Pharmeasy
  • Indiabulls
  • SBI

Presenting Partner

Life Insurance Corporation of India

Moneycontrol

Budget 2022

Technology Partner

Dell Technologies

Associate Partners

Kotak Mutual Fund
Pharmeasy
Indiabulls
SBI
you are here:

UTI Retirement Benefit Pension Fund

  • Regular
  • Direct
Category : Retirement Fund
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 34.1479 0.52%
    (as on 25th January, 2022)
Invest Now
Crisil Rank

Not Ranked

Rank not available for the fund
Risk-O-Meter
High

Fund has 79.82% investment in indian stocks of which 50.94% is in large cap stocks, 11.24% is in mid cap stocks, 8.4% in small cap stocks.Fund has 115.72% investment in Debt of which 71.28% in Government securities, 41.42% in funds invested in very low risk securities..

This Scheme
VS
  • Nifty 50
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • Nifty 50 : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 25th January, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 18-Jan-22 9854.40 -1.46% - -2.37% 13/28
1 Month 24-Dec-21 10081.60 0.82% - 0.29% 8/28
3 Month 25-Oct-21 9863.10 -1.37% - -1.07% 17/28
6 Month 23-Jul-21 10530.70 5.31% - 4.97% 11/28
YTD 31-Dec-21 9998.30 -0.02% - -0.92% 7/28
1 Year 25-Jan-21 11665.10 16.65% 16.65% 14.26% 12/24
2 Year 24-Jan-20 13118.40 31.18% 14.49% 12.98% 10/24
3 Year 25-Jan-19 13307.80 33.08% 9.98% 12.94% 9/13
5 Year 25-Jan-17 14881.20 48.81% 8.27% 10.92% 9/13
10 Year 25-Jan-12 25761.90 157.62% 9.92% 12.00% 7/8
Since Inception 01-Jun-96 127178.70 1171.79% 10.41% 12.82% 19/30

SIP Returns (NAV as on 25th January, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 25-Jan-21 12000 12814.98 6.79 % 12.75 %
2 Year 24-Jan-20 24000 28926.86 20.53 % 19.04 %
3 Year 25-Jan-19 36000 44967.09 24.91 % 14.96 %
5 Year 25-Jan-17 60000 77496.56 29.16 % 10.16 %
10 Year 25-Jan-12 120000 197688.59 64.74 % 9.64 %
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Dec,2021)

Portfolio Turnover Ratio : 47.00%  |   Category average turnover ratio is 54.70%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 79.82% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 79.82%
No of Stocks : 126 (Category Avg - 38.04) | Large Cap Investments : 50.94%| Mid Cap Investments : 11.24% | Small Cap Investments : 8.4% | Other : 9.24%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
ICICI Bank Ltd. Banks 1060.7 2.95% 0.29% 2.95% (Dec 2021) 2.5% (Jun 2021) 14.33 L 1.01 L
ICICI Bank Ltd. Banks 1059.7 2.95% 0.29% 2.95% (Dec 2021) 2.5% (Jun 2021) 14.33 L 1.01 L
HDFC Bank Ltd. Banks 991.5 2.76% 0.08% 2.87% (Aug 2021) 1.48% (Apr 2021) 6.70 L 29.71 k
HDFC Bank Ltd. Banks 991.5 2.76% 0.08% 2.87% (Aug 2021) 1.48% (Apr 2021) 6.70 L 29.71 k
Larsen & Toubro Ltd. Engineering, designing, construction 794.7 2.21% 0.04% 2.21% (Dec 2021) 1.76% (Apr 2021) 4.19 L -0.20 L
Larsen & Toubro Ltd. Engineering, designing, construction 793.9 2.21% 0.04% 2.21% (Dec 2021) 1.76% (Apr 2021) 4.19 L -0.20 L
Infosys Ltd. Computers - software 736.1 2.05% 0.18% 3.19% (Apr 2021) 1.8% (Oct 2021) 3.90 L 0.00
Infosys Ltd. Computers - software 736.4 2.05% 0.18% 3.19% (Apr 2021) 1.8% (Oct 2021) 3.90 L 0.00
State Bank Of India Banks 709.8 1.98% -0.04% 2.07% (Oct 2021) 1.58% (Jan 2021) 15.42 L -0.29 L
State Bank Of India Banks 711.3 1.98% -0.04% 2.07% (Oct 2021) 1.58% (Jan 2021) 15.42 L -0.29 L
- indicates change in weight in the portfolio. # indicates a new entry.
No of Debt Holding 92 (Category Avg - 12.48) | Modified Duration 3.65 Years (Category Avg - 3.64)| Yield to Maturity 5.74% (Category Avg - 5.57%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 65.72% 24.48%
T-Bills 5.56% 0.76%
CP 0.00% 0.88%
NCD & Bonds 44.44% 15.04%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 71.28% 25.24%
Low Risk 41.42% 15.79%
Moderate Risk 1.18% 0.05%
High Risk 0.00% 0.00%
Very High Risk 1.84% 0.07%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 2.30%
Net Receivables Net Receivables 2.15%
Reverse Repo Reverse Repo 0.40%
Margin Margin 0.06%
Margin Margin 0.06%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st December, 2021)

  • Standard Deviation

    High volatility
    8.48vs7.88
    Category Avg
  • Beta

    High volatility
    0.96vs0.48
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    0.69vs0.58
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.06vs0.25
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -2.71vs-0.23
    Category Avg

More Funds from UTI Mutual Fund

Out of 111 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 10 is/are ranked 4 * , 12 is/are ranked 3 * , 1 is/are ranked 2 * , 4 is/are ranked 1 * , and 80 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI NIFTY Exchange Traded Fund 4 32543.70 1.63 -4.49 9.36 22.69 18.20
UTI NIFTY Exchange Traded Fund 4 32543.70 1.63 -4.49 9.36 22.69 18.20
UTI Flexi Cap Fund - Growth 5 25540.94 -2.80 -5.31 5.57 24.63 23.31
UTI Liquid Cash Plan - Regular Plan - Growth 3 23039.29 0.29 0.86 1.67 3.33 4.59
UTI SENSEX Exchange Traded Fund 5 19236.71 1.31 -4.97 9.53 20.78 18.31
UTI SENSEX Exchange Traded Fund 5 19236.71 1.31 -4.97 9.53 20.78 18.31
UTI Mastershare Unit Scheme - Growth 4 9703.31 1.02 -2.64 9.96 25.28 19.48
UTI Money Market Fund - Regular Plan - Growth 4 7202.67 0.36 0.95 1.87 3.87 5.80
UTI Mid Cap Fund - Growth 4 6894.52 0.33 -0.04 7.50 36.73 24.47
UTI Value Opportunities Fund - Growth 3 6643.46 2.14 -2.66 6.87 26.22 20.46

Forum

+ See More