Nippon India Money Market - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Money Market Fund

Fund House : Nippon India Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 2969.7177 0.02%
(as on 21st November, 2019)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 3549.1 Cr

(5.05% of Investment in Category)

Expense Ratio

: 0.25%

(0.44% Category average)

Risk-O-Meter

Low

(Min ₹100 for SIP, ₹500 for one time investment)

Money Market Fund :Money Market Fund : Fund has 82.07% investment in Debt of which , 82.07% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

Crisil Rank Change : Fund Crisil rank was updated from 5 to 4 in the previous quarter.

1M
3M
6M
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This Scheme

VS

CRISIL 10 Year Gilt Index

0.67%

0.88%

7.71%

13.97%

6.85%

8.18%

0%
NA
0.6%

1.83%

3.96%

8.16%

7.32%

7.52%

6.97%

NA
Gold

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Returns Calculator
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VIP (Value Avg)

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Returns (NAV as on 21st November, 2019)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	14-Nov-19	10013.80	0.14%	-	0.14%	10/18
1 Month	18-Oct-19	10062.10	0.62%	-	0.58%	7/18
3 Month	21-Aug-19	10180.40	1.80%	-	1.83%	6/18
6 Month	21-May-19	10409.40	4.09%	-	3.96%	5/16
YTD	01-Jan-19	10740.30	7.40%	-	4.96%	3/16
1 Year	20-Nov-18	10858.60	8.59%	8.56%	8.16%	4/16
2 Year	21-Nov-17	11674.80	16.75%	8.05%	7.32%	1/14
3 Year	21-Nov-16	12444.00	24.44%	7.56%	7.09%	4/14
5 Year	21-Nov-14	14538.80	45.39%	7.77%	7.52%	5/14
10 Year	21-Nov-09	21732.60	117.33%	8.07%	7.91%	6/14
Since Inception	15-Jun-05	29697.20	196.97%	7.83%	6.97%	5/17

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 21st November, 2019)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	20-Nov-18	12000	12532.61	4.44 %	8.29 %
2 Year	21-Nov-17	24000	26107.65	8.78 %	8.3 %
3 Year	21-Nov-16	36000	40610.84	12.81 %	7.97 %
5 Year	21-Nov-14	60000	72949.07	21.58 %	7.74 %
10 Year	21-Nov-09	120000	182582.56	52.15 %	8.13 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Oct,2019)

No of Debt Holding 35 (Category Avg - 36.33) | Modified Duration 0.28 Years (Category Avg - 0.40)| Yield to Maturity 5.39% (Category Avg - 5.63%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	0.33%
CD	39.79%	41.19%
T-Bills	0.00%	1.40%
NCD & Bonds	0.00%	0.06%
CP	42.28%	48.90%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	82.07%	90.15%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	19.52%
Call	Call	0.00%
Net Receivables	Net Receivables	-1.59%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2019)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.48vs0.53

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

2.46vs1.15

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.01vs0.01

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-1.16vs-0.58

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Franklin India Savings Fund - Growth	4	3571.08	0.63	1.91	4.37	8.95	7.71
Tata Money Market Fund - Regular Plan - Growth	1	459.37	0.61	1.72	3.96	8.76	4.88
L&T Money Market Fund - Growth	5	788.46	0.62	3.64	5.16	8.75	7.69
Aditya Birla Sun Life Money Manager Fund - Growth	3	10451.53	0.59	1.71	4.07	8.48	7.60
Kotak Money Market - Growth	3	9027.39	0.63	1.81	4.02	8.48	7.51
HDFC Money Market Fund - Growth	2	8483.22	0.60	1.75	4.17	8.45	7.35
UTI Money Market Fund - Regular Plan - Growth	3	7535.34	0.58	1.73	4.02	8.37	7.52
DSP Savings Fund - Regular Plan - Growth	3	1330.50	0.58	1.68	4.11	8.29	6.94
ICICI Prudential Money Market Fund - Growth	3	10203.56	0.61	1.78	4.02	8.28	7.44
Sundaram Money Market Fund - Growth	NA	248.81	0.62	1.83	4.06	8.23	0.00

Detailed Comparison

More Funds from Nippon India Mutual Fund

Out of 174 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 3 is/are ranked 4 * , 9 is/are ranked 3 * , 7 is/are ranked 2 * , 7 is/are ranked 1 * , and 144 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Liquid Fund - Growth	3	28862.45	0.45	1.42	3.18	6.98	6.99
Nippon India Large Cap Fund - Growth	2	13090.85	3.79	11.76	-0.25	7.40	14.13
CPSE ETF	NA	11265.41	-5.61	6.04	-13.54	-6.31	-1.35
Nippon India Tax Saver Fund - Growth	1	10673.58	4.15	15.61	-1.98	0.26	5.39
Nippon India Multicap Fund - Growth	2	10308.36	3.15	10.88	-2.32	3.84	11.98
Nippon India Arbitrage Fund - Growth	3	9496.86	0.50	1.41	3.13	6.46	6.28
Nippon India Equity Hybrid Fund - Growth	1	9278.38	2.90	9.19	3.72	3.66	9.02
Nippon India Small Cap Fund - Growth	3	8424.88	2.53	10.71	-2.38	-3.01	11.58
Nippon India Growth Fund - Growth	3	6631.96	2.47	8.23	0.58	7.38	10.95
Nippon India Credit Risk- Growth	3	6066.50	0.55	1.09	2.05	3.32	5.03