UTI CCF- Investment Plan - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Childrens Fund

Fund House : UTI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 64.1273 0.21%
(as on 28th January, 2022)

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Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 612.59 Cr

(4.43% of Investment in Category)

Expense Ratio

: 1.59%

(1.33% Category average)

Risk-O-Meter

Very High

Childrens Fund :Childrens Fund : Fund has 195.42% investment in indian stocks of which 93.92% is in large cap stocks, 35.12% is in mid cap stocks, 29.86% in small cap stocks.

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This Scheme

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Nifty 500

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NA
-0.7%

-0.58%

8.23%

28.79%

18.17%

12.95%

20.45%

NA
Gold

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SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 28th January, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	21-Jan-22	9678.90	-3.21%	-	-2.44%	10/11
1 Month	28-Dec-21	9859.30	-1.41%	-	-0.70%	8/11
3 Month	28-Oct-21	9797.40	-2.03%	-	-0.58%	8/11
6 Month	28-Jul-21	10776.20	7.76%	-	8.23%	5/11
YTD	31-Dec-21	9763.80	-2.36%	-	-1.47%	8/11
1 Year	28-Jan-21	13065.10	30.65%	30.65%	28.79%	3/11
2 Year	28-Jan-20	15446.30	54.46%	24.25%	18.17%	2/10
3 Year	28-Jan-19	17663.20	76.63%	20.86%	16.82%	1/9
5 Year	27-Jan-17	21473.60	114.74%	16.50%	12.95%	1/9
Since Inception	02-Jan-13	35500.80	255.01%	14.98%	20.45%	3/11

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 28th January, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	28-Jan-21	12000	13311.8	10.93 %	20.75 %
2 Year	28-Jan-20	24000	33642.38	40.18 %	36.17 %
3 Year	28-Jan-19	36000	53892.13	49.7 %	27.98 %
5 Year	27-Jan-17	60000	96298.53	60.5 %	18.96 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Dec,2021)

Portfolio Turnover Ratio : 23.00% | Category average turnover ratio is 26.94%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 195.42% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 195.42%

No of Stocks : 136 (Category Avg - 61.20) | Large Cap Investments : 93.92%| Mid Cap Investments : 35.12% | Small Cap Investments : 29.86% | Other : 36.52%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Infosys Ltd.	Computers - software	471.2	7.69%	0.50%	7.69% (Dec 2021)	6.82% (Oct 2021)	2.50 L	2.76 k
Infosys Ltd.	Computers - software	471.1	7.69%	0.50%	7.69% (Dec 2021)	6.82% (Oct 2021)	2.50 L	2.76 k
ICICI Bank Ltd.	Banks	433.1	7.07%	0.04%	7.56% (Oct 2021)	6.7% (Sep 2021)	5.85 L	6.90 k
ICICI Bank Ltd.	Banks	433.2	7.07%	0.04%	7.56% (Oct 2021)	6.7% (Sep 2021)	5.85 L	6.90 k
HDFC Bank Ltd.	Banks	418.4	6.83%	-0.28%	8.6% (Feb 2021)	6.83% (Dec 2021)	2.83 L	3.13 k
HDFC Bank Ltd.	Banks	418.4	6.83%	-0.28%	8.6% (Feb 2021)	6.83% (Dec 2021)	2.83 L	3.13 k
Bharti Airtel Ltd.	Telecom - services	244.4	3.99%	-0.44%	4.43% (Nov 2021)	3.56% (Jun 2021)	3.58 L	0.00
Bharti Airtel Ltd.	Telecom - services	244.6	3.99%	-0.44%	4.43% (Nov 2021)	3.56% (Jun 2021)	3.58 L	0.00
Axis Bank Ltd.	Banks	215.5	3.52%	0.03%	4.53% (Apr 2021)	3.49% (Nov 2021)	3.18 L	4.92 k
Axis Bank Ltd.	Banks	215.6	3.52%	0.03%	4.53% (Apr 2021)	3.49% (Nov 2021)	3.18 L	4.92 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.30%
Net Receivables	Net Receivables	2.28%
Reverse Repo	Reverse Repo	0.30%
Margin	Margin	0.01%
Margin	Margin	0.01%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st December, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

19.74vs13.15

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.94vs0.7

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.8vs0.73

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.17vs0.16

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

1.96vs1.02

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Magnum Childrens Benefit Fund - Investment Plan - Direct Plan - Growth	NA	382.14	4.44	6.73	23.04	87.98	0.00
Tata Young Citizens Fund - Direct Plan - Growth	NA	277.12	-2.71	-4.06	7.19	30.48	20.12
HDFC Childrens Gift Investment Plan - Direct Plan	NA	5355.19	-0.52	-1.65	5.49	27.09	17.99
Axis Childrens Gift Fund - No Lock-in - Direct Plan - Growth	NA	732.19	-2.66	-1.42	9.39	26.72	19.85
Axis Childrens Gift Fund - Compulsory Lock-in - Direct Plan - Growth	NA	732.19	-2.68	-1.48	9.27	26.49	19.69
ICICI Prudential Child Care Fund - Direct Plan - Gift Plan	NA	873.13	-0.83	-0.44	8.17	21.53	14.51
SBI Magnum Childrens Benefit Fund - Savings Plan - Direct Plan - Growth	NA	87.16	-0.29	2.90	5.36	19.09	12.61
LIC MF Childrens Fund - Direct Plan	NA	14.08	-0.94	-2.53	6.11	16.20	14.81
UTI CCF- Savings Plan - Direct Plan	NA	4225.08	0.76	0.73	6.49	16.04	11.02
Aditya Birla Sun Life Bal Bhavishya Yojna - Direct Plan - Growth	NA	533.99	-0.70	-2.93	2.44	14.64	0.00

Detailed Comparison

More Funds from UTI Mutual Fund

Out of 90 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 8 is/are ranked 4 * , 9 is/are ranked 3 * , 3 is/are ranked 2 * , 4 is/are ranked 1 * , and 65 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Flexi Cap Fund - Direct Plan - Growth	5	25540.94	-6.26	-7.58	3.81	25.50	23.90
UTI Liquid Cash Plan - Direct Plan - Growth	3	23039.29	0.29	0.89	1.72	3.42	4.67
UTI Mastershare Unit Scheme - Direct Plan - Growth	4	9703.31	-1.82	-3.28	9.63	28.40	20.45
UTI Money Market Fund - Direct Plan - Growth	4	7202.67	0.34	0.98	1.88	3.96	5.89
UTI Mid Cap Fund - Direct Plan - Growth	3	6894.52	-2.39	-1.83	6.94	38.27	25.91
UTI Value Opportunities Fund - Direct Plan - Growth	2	6643.46	-0.07	-1.77	6.86	28.55	21.50
UTI Nifty Index Fund - Direct Plan - Growth	4	5841.00	-0.70	-4.13	9.17	25.08	18.12
UTI Arbitrage Fund - Direct Plan - Growth	3	5789.81	0.40	0.99	1.99	4.65	5.31
UTI Unit Linked Insurance Plan (ULIP) - Direct Plan	NA	5392.36	-1.52	-2.00	5.34	13.27	9.81
UTI Overnight Fund - Direct Plan - Growth	NA	4997.61	0.29	0.85	1.64	3.23	4.03