SBI Magnum Childrens Benefit Fund - Savings Plan - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Childrens Fund

Fund House : SBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 82.2612 -0.27%
(as on 27th January, 2022)

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Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 87.16 Cr

(0.63% of Investment in Category)

Expense Ratio

: 0.76%

(1.33% Category average)

Risk-O-Meter

Moderately High

Childrens Fund :Childrens Fund : Fund has 23.13% investment in indian stocks of which 0.72% is in large cap stocks, 1.93% is in mid cap stocks, 6.85% in small cap stocks.Fund has 64.81% investment in Debt of which 45.28% in Government securities, 19.53% in funds invested in very low risk securities..

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This Scheme

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0.01%

-1.78%

8.25%

28.1%

17.98%

12.95%

20.55%

NA
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VIP (Value Avg)

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Returns (NAV as on 25th January, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	18-Jan-22	9909.60	-0.90%	-	-3.44%	1/11
1 Month	24-Dec-21	10026.80	0.27%	-	0.96%	8/11
3 Month	25-Oct-21	10294.40	2.94%	-	-0.24%	2/11
6 Month	23-Jul-21	10575.50	5.75%	-	8.86%	9/11
YTD	31-Dec-21	9982.80	-0.17%	-	-0.75%	2/11
1 Year	25-Jan-21	11929.80	19.30%	19.30%	27.53%	8/11
2 Year	24-Jan-20	13489.20	34.89%	16.10%	18.13%	6/10
3 Year	25-Jan-19	14290.70	42.91%	12.63%	16.77%	8/9
5 Year	25-Jan-17	17693.80	76.94%	12.08%	13.20%	7/9
Since Inception	07-Jan-13	29830.50	198.31%	12.83%	20.80%	8/11

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 25th January, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	25-Jan-21	12000	13142.77	9.52 %	18.01 %
2 Year	24-Jan-20	24000	29345.63	22.27 %	20.6 %
3 Year	25-Jan-19	36000	46102.21	28.06 %	16.7 %
5 Year	25-Jan-17	60000	82741.96	37.9 %	12.8 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Dec,2021)

Equity Holding : 23.13% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 23.13%

No of Stocks : 23 (Category Avg - 61.20) | Large Cap Investments : 0.72%| Mid Cap Investments : 1.93% | Small Cap Investments : 6.85% | Other : 13.63%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Gokaldas Exports Ltd.	Fabrics and garments	16.6	1.90%	0.32%	1.9% (Dec 2021)	0% (Jan 2021)	51.00 k	0.00
Go Fashion (India) Ltd.	Speciality retail	15.5	1.78%	-0.31%	2.09% (Nov 2021)	0% (Jan 2021)	14.49 k	0.00
# Medplus Health Services Ltd.	Speciality retail	13.5	1.55%	0.00%	1.55% (Dec 2021)	0% (Jan 2021)	13.04 k	13.04 k
# Medplus Health Services Ltd.	Speciality retail	13.5	1.55%	1.55%	1.55% (Dec 2021)	0% (Jan 2021)	13.04 k	13.04 k
G R Infraprojects Ltd.	Construction civil	12.2	1.40%	0.01%	2.51% (Jul 2021)	1.24% (Jul 2021)	7.00 k	0.00
Automotive Axles Ltd.	Auto ancillaries	11	1.26%	0.24%	1.26% (Dec 2021)	0.92% (Apr 2021)	7.00 k	0.00
FSN E-Commerce Ventures Ltd.	Personal care	10.5	1.21%	-1.29%	2.5% (Nov 2021)	0% (Jan 2021)	5.00 k	-3.89 k
Hawkins Cookers Ltd.	Consumer products	10.4	1.19%	-0.01%	1.29% (Aug 2021)	0.99% (Apr 2021)	1.70 k	0.00
Finolex Industries Ltd.	Plastic products	10.4	1.19%	-0.03%	2.43% (Oct 2021)	0.87% (Jan 2021)	50.00 k	0.00
Chemplast Sanmar Ltd.	Chemicals - organic	10.2	1.17%	-0.05%	1.67% (Oct 2021)	0% (Jan 2021)	18.50 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 8 (Category Avg - 16.90) | Modified Duration 3.02 Years (Category Avg - 2.23)| Yield to Maturity 6.63% (Category Avg - 5.51%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	45.28%	15.74%
T-Bills	0.00%	0.83%
NCD & Bonds	19.53%	9.96%
PTC	0.00%	0.07%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	45.28%	16.56%
Low Risk	19.53%	9.61%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	13.00%
Net Receivables	Net Receivables	0.61%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st December, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

6.19vs13.15

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.19vs0.7

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

1.22vs0.73

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.39vs0.16

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

4.9vs1.02

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Magnum Childrens Benefit Fund - Investment Plan - Direct Plan - Growth	NA	382.14	6.11	6.14	24.12	88.02	0.00
UTI CCF- Investment Plan - Direct Plan - Growth	NA	612.59	-0.72	-3.97	7.56	29.58	20.21
Tata Young Citizens Fund - Direct Plan - Growth	NA	277.12	-2.32	-6.34	6.84	28.35	19.50
HDFC Childrens Gift Investment Plan - Direct Plan	NA	5355.19	0.22	-2.79	5.50	26.50	17.68
Axis Childrens Gift Fund - No Lock-in - Direct Plan - Growth	NA	732.19	-1.94	-2.50	9.18	25.53	19.52
Axis Childrens Gift Fund - Compulsory Lock-in - Direct Plan - Growth	NA	732.19	-1.96	-2.55	9.06	25.30	19.36
ICICI Prudential Child Care Fund - Direct Plan - Gift Plan	NA	873.13	-0.19	-1.76	8.55	21.17	14.12
UTI CCF- Savings Plan - Direct Plan	NA	4225.08	1.11	-0.05	6.51	15.78	10.93
LIC MF Childrens Fund - Direct Plan	NA	14.08	-0.23	-4.02	6.01	15.57	14.37
Aditya Birla Sun Life Bal Bhavishya Yojna - Direct Plan - Growth	NA	533.99	-0.14	-4.23	2.15	14.34	0.00

Detailed Comparison

More Funds from SBI Mutual Fund

Out of 126 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 4 is/are ranked 4 * , 15 is/are ranked 3 * , 4 is/are ranked 2 * , 2 is/are ranked 1 * , and 100 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Liquid Fund - Direct Plan - Growth	3	71107.70	0.28	0.90	1.72	3.41	4.63
SBI Equity Hybrid Fund - Direct Plan - Growth	3	48794.19	-0.50	-3.73	6.49	22.45	17.15
SBI Blue Chip Fund - Direct Plan - Growth	3	31773.75	-0.48	-6.02	6.86	24.16	18.83
SBI Focused Equity Fund - Direct Plan - Growth	4	23716.70	-5.91	-5.69	9.32	35.01	23.14
SBI Savings Fund - Direct Plan - Growth	2	23353.99	0.34	0.98	1.88	3.95	6.02
SBI Balanced Advantage Fund - Direct Plan - Growth	NA	23068.14	-0.35	-1.24	0.00	0.00	0.00
SBI Corporate Bond Fund - Direct Plan - Growth	1	22576.24	0.28	0.75	1.81	3.88	0.00
SBI Overnight Fund - Direct Plan - Growth	NA	18458.25	0.30	0.85	1.64	3.22	4.00
SBI Short Term Debt Fund - Direct Plan - Growth	2	16928.93	0.33	0.71	1.82	3.71	7.73
SBI Flexi Cap Fund - Direct Plan - Growth	3	15585.62	0.30	-4.76	7.03	27.75	19.21