you are here:

SBI Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Money Market Fund
Fund House : SBI Mutual Fund
  • NAV
    : ₹ 36.0545 0.02%
    (as on 11th August, 2022)
Invest Now
Crisil Rank
Below average performance among peers
Risk-O-Meter
Moderate

The fund has 93.87% investment in Debt, of which 23.76% in Government securities, 70.11% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
Compare with
  • Date : -
  • NAV : -
  • CRISIL 10 Year Gilt Index : -
  • Date : -
  • Investment : -
  • Value on selected date : -
  • Returns Calculator
  • SIP Calculator
  • VIP (Value Avg)
Amount
  • Investment Date
  • Sell Date
  • Investment Value
    -
  • Sell Value
    -
  • Profit/Loss
    -
  • Annualised Returns
    -
  • Date : -
  • Investment : -
  • Value on selected date : -

Returns (NAV as on 11th August, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 04-Aug-22 10010.10 0.10% - 0.09% 1/21
1 Month 11-Jul-22 10042.90 0.43% - 0.41% 2/20
3 Month 11-May-22 10128.30 1.28% - 1.25% 8/20
6 Month 11-Feb-22 10202.10 2.02% - 1.97% 11/20
YTD 31-Dec-21 10248.30 2.48% - 2.41% 10/20
1 Year 11-Aug-21 10394.70 3.95% 3.95% 3.85% 9/19
2 Year 11-Aug-20 10825.80 8.26% 4.05% 3.88% 7/18
3 Year 09-Aug-19 11623.20 16.23% 5.13% 4.98% 6/17
5 Year 11-Aug-17 13510.40 35.10% 6.20% 6.05% 6/14
Since Inception 04-Jan-13 20167.30 101.67% 7.58% 6.45% 1/20

SIP Returns (NAV as on 11th August, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 11-Aug-21 12000 12264.68 2.21 % 4.11 %
2 Year 11-Aug-20 24000 25009.01 4.2 % 4.01 %
3 Year 09-Aug-19 36000 38513.64 6.98 % 4.43 %
5 Year 11-Aug-17 60000 68895.51 14.83 % 5.47 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Jul,2022)

No of Debt Holding 68 (Category Avg - 43.00) | Modified Duration 0.36 Years (Category Avg - 0.37)| Yield to Maturity 5.89% (Category Avg - 5.68%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 3.14% 5.47%
CD 21.18% 30.20%
T-Bills 20.62% 21.17%
CP 48.93% 30.03%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 23.76% 26.65%
Low Risk 70.11% 60.23%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 6.35%
Net Receivables Net Receivables -0.22%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

  • Standard Deviation

    Low volatility
    0.72vs0.92
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    -0.46vs-0.3
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    -1.55vs9.76
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    -0.37vs-0.46
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Nippon India Money Market Fund - Direct Plan - Growth 5 9970.97 0.43 1.33 2.17 4.14 5.10
Tata Money Market Fund - Direct Plan - Growth 3 7642.54 0.42 1.33 2.11 4.10 5.26
PGIM India Money Market Fund - Direct Plan - Growth NA 50.93 0.41 1.26 2.14 4.09 0.00
Aditya Birla Sun Life Money Manager Fund - Direct Plan - Growth 2 13395.23 0.44 1.34 2.08 4.05 5.28
UTI Money Market Fund - Direct Plan - Growth 5 7213.43 0.41 1.30 2.11 4.04 5.04
Kotak Money Market Fund - Direct Plan - Growth 4 14576.16 0.42 1.31 2.13 4.04 4.92
Axis Money Market Fund - Direct Plan - Growth 4 3878.89 0.42 1.32 2.09 4.04 5.21
HDFC Money Market Fund - Direct Plan - Growth 3 12324.52 0.42 1.29 2.07 4.00 5.26
Mirae Asset Money Market Fund - Direct Plan - Growth NA 58.78 0.41 1.21 2.12 3.91 0.00
ICICI Prudential Money Market Fund - Direct Plan - Growth 3 10831.91 0.41 1.27 2.02 3.91 5.07

More Funds from SBI Mutual Fund

Out of 127 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 7 is/are ranked 4 * , 13 is/are ranked 3 * , 2 is/are ranked 2 * , 1 is/are ranked 1 * , and 101 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
SBI Liquid Fund - Direct Plan - Growth 3 57831.97 0.41 1.20 2.05 3.82 4.08
SBI Equity Hybrid Fund - Direct Plan - Growth 3 53017.57 6.19 6.44 1.74 7.93 15.79
SBI Blue Chip Fund - Direct Plan - Growth 4 32773.13 7.38 10.56 3.02 8.58 18.32
SBI Overnight Fund - Direct Plan - Growth NA 27978.24 0.41 1.14 1.99 3.68 3.64
SBI Focused Equity Fund - Direct Plan - Growth 3 26218.38 7.67 8.15 -2.10 7.40 20.17
SBI Balanced Advantage Fund - Direct Plan - Growth NA 24294.41 3.24 4.10 2.59 0.00 0.00
SBI Savings Fund - Direct Plan - Growth 2 19928.92 0.43 1.28 2.02 3.95 5.13
SBI Corporate Bond Fund - Direct Plan - Growth 3 15732.23 0.51 1.33 1.05 2.98 6.34
SBI Flexi Cap Fund - Direct Plan - Growth 3 15671.47 7.25 7.86 -0.36 6.61 17.59
SBI Magnum Ultra Short Duration Fund - Direct Plan - Growth 3 12513.07 0.41 1.25 1.88 3.72 4.90

Forum

+ See More