Groww Banking & Financial Services Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Sectoral/Thematic

Fund House : Groww Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 12.4967 0.01%
(as on 28th November, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 59.73 Cr

(0.01% of Investment in Category)

Expense Ratio

: 0.36%

(0.89% Category average)

Risk-O-Meter

Very High Risk

Sectoral/Thematic :Sectoral/Thematic : The fund has 91.2% investment in domestic equities of which 23.46% is in Large Cap stocks, 10.9% is in Mid Cap stocks, 14.95% in Small Cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

Benchmark
Nifty Financial Services TRI

1.61%

8.82%

6.25%

17.75%

20.13%

15.28%

20.36%
NA
0.09%

5.14%

6.55%

6.1%

19.21%

21.34%

14.14%

NA
Gold

Compare with

Date : -
NAV : -

1M
3M
6M
9M
1Y
2Y
3Y
5Y
ALL

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

₹

Investment Date
Sell Date

Investment Value

-
Sell Value

-
Profit/Loss

-
Annualised Returns

-

Date : -
Investment : -
Value on selected date : -

Returns (NAV as on 28th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	21-Nov-25	10108.70	1.09%	-	0.65%	44/227
1 Month	28-Oct-25	10076.80	0.77%	-	0.09%	82/230
3 Month	28-Aug-25	10711.80	7.12%	-	5.14%	48/226
6 Month	28-May-25	10657.80	6.58%	-	6.55%	100/215
YTD	01-Jan-25	11115.00	11.15%	-	5.70%	43/201
1 Year	28-Nov-24	11155.70	11.56%	11.56%	6.10%	38/188
Since Inception	04-Feb-24	12496.70	24.97%	13.05%	14.14%	134/201

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 28th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	28-Nov-24	12000	13257.13	10.48 %	19.87 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 31st Oct,2025)

Equity Holding : 91.20% | F&O Holdings : 3.20%| Foreign Equity Holdings : 0.00%| Total : 94.40%

No of Stocks : 34 (Category Avg - 44.44) | Large Cap Investments : 23.46%| Mid Cap Investments : 10.9% | Small Cap Investments : 14.95% | Other : 45.06%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	90.9	15.21%	-0.21%	18.49% (Feb 2025)	15.21% (Oct 2025)	92.02 k	0.00
ICICI Bank Ltd.	Private sector bank	56.2	9.41%	-0.52%	21.05% (Apr 2025)	9.41% (Oct 2025)	41.78 k	0.00
Bajaj Finance Ltd.	Non banking financial company (nbfc)	46.6	7.79%	0.18%	7.79% (Oct 2025)	0% (Nov 2024)	44.64 k	1.39 k
State Bank Of India	Public sector bank	25.3	4.23%	0.08%	6.38% (Nov 2024)	2.29% (Jul 2025)	26.99 k	0.00
SBI Life Insurance Co Ltd.	Life insurance	21.9	3.67%	0.13%	3.82% (Apr 2025)	0% (Nov 2024)	11.22 k	0.00
# L&T Finance Holdings Ltd.	Investment company	21	3.52%	3.52%	3.52% (Oct 2025)	0% (Nov 2024)	77.72 k	77.72 k
Kotak Mahindra Bank Ltd.	Private sector bank	19.1	3.20%	-0.96%	4.17% (Sep 2025)	0% (Nov 2024)	9.10 k	-2.77 k
State Bank Of India : Futures Near	Public sector bank	19.1	3.20%	0.05%	3.2% (Oct 2025)	0% (Nov 2024)	20.25 k	13.62 k
Multi Commodity Exchange Of India Ltd.	Exchange and data platform	17.6	2.95%	0.57%	2.95% (Oct 2025)	0% (Nov 2024)	1.91 k	175.00
Bajaj Holdings & Investment Ltd.	Holding company	17.6	2.95%	-0.87%	4.6% (Feb 2025)	2.95% (Oct 2025)	1.43 k	-0.34 k

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	3.77%
MF Units	MF Units	2.57%
Net Receivables	Net Receivables	-0.73%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Taiwan Equity Fund - Direct Plan - Growth	NA	421.51	3.79	18.32	55.07	60.97	38.91
Aditya Birla Sun Life International Equity Fund - Direct Plan - Growth	NA	273.51	-0.19	4.85	16.78	30.47	16.10
Quant BFSI Fund - Direct Plan - Growth	NA	680.73	1.61	11.63	17.16	24.48	0.00
Franklin Asian Equity Fund - Direct - Growth	NA	297.12	-1.18	9.77	18.80	23.94	14.32
ITI Banking and Financial Services Fund - Direct Plan - Growth	NA	333.18	3.00	12.88	10.68	21.39	15.81
HDFC Transportation and Logistics Fund - Direct Plan - Growth	NA	1733.63	-0.68	5.86	20.71	21.13	0.00
DSP Banking & Financial Services Fund - Direct Plan - Growth	NA	1518.73	1.46	11.20	8.14	20.90	0.00
Nippon India Japan Equity Fund - Direct Plan - Growth	NA	292.35	-0.29	3.05	11.22	20.27	16.58
Mirae Asset Banking and Financial Services Fund - Direct Plan - Growth	NA	2130.33	3.02	11.81	10.80	19.82	19.17
SBI Banking & Financial Services Fund - Direct Plan - Growth	NA	9273.44	2.55	10.87	11.92	19.71	21.02

Detailed Comparison

More Funds from Groww Mutual Fund

Out of 26 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 1 is/are ranked 3 * , 2 is/are ranked 1 * , and 20 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Groww Nifty Total Market Index Fund - Direct Plan - Growth	NA	338.59	0.41	5.99	5.31	6.41	0.00
Groww Multi Asset Allocation Fund - Direct Plan - Growth	NA	305.21	1.80	0.00	0.00	0.00	0.00
Groww Multicap Fund - Direct Plan - Growth	NA	234.79	0.84	6.16	10.27	0.00	0.00
Groww Overnight Fund - Direct Plan - Growth	NA	173.98	0.44	1.34	2.68	5.85	6.28
Groww Nifty EV & New Age Automotive ETF FOF - Direct Plan - Growth	NA	156.50	0.27	3.94	6.73	1.97	0.00
Groww Liquid Fund - Direct Plan - Growth	1	154.78	0.50	1.47	3.00	6.76	7.01
Groww Short Duration Fund - Direct Plan - Growth	5	138.52	0.58	1.85	2.88	8.80	7.73
Groww Large Cap Fund - Direct Plan - Growth	4	132.11	0.51	5.83	7.12	7.72	14.71
Groww Nifty Smallcap 250 Index Fund - Direct Plan - Growth	NA	121.54	-3.35	1.16	0.46	-4.61	0.00
Groww Nifty India Defence ETF FOF - Direct Plan - Growth	NA	83.44	-0.40	8.19	-8.30	19.11	0.00