Kotak Overnight Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Overnight Fund

Scheme Objective

The primary objective of the Scheme is to generate income through investment in debt & money market instruments having maturity of one business day (including CBLO (Tri-Party Repo), Reverse Repo and equivalent).

Scheme Details

Fund manager(s) – Deepak Agrawal
Launch date – 15-Jan-2019
Expense ratio – 0.08% as declared on 31-Aug-2025 (category average is 0.08%)
Benchmark - Nifty 1D Rate Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

7177.46

0.00

0.00%

Aug - 2025	7177.46	0.00%
Jul - 2025	9041.36	0.00%
Jun - 2025	8535.70	0.00%
May - 2025	6260.53	0.00%
Apr - 2025	6608.59	0.00%
Mar - 2025	3498.64	0.00%
Feb - 2025	5377.72	0.00%
Jan - 2025	6437.17	0.00%

2024

5669.27

0.00

0.00%

Dec - 2024	5669.27	0.00	0.00%
Nov - 2024	5739.17	0.00	0.00%
Oct - 2024	7130.71	0.00	0.00%
Sep - 2024	6038.39	0.00	0.00%
Aug - 2024	5373.04	0.00	0.00%
Jul - 2024	5474.94	0.00	0.00%
Jun - 2024	5778.20	0.00	0.00%
May - 2024	5473.56	90432.04	6.05%
Apr - 2024	4719.08	83280.65	5.67%
Mar - 2024	4369.93	61560.33	7.10%
Feb - 2024	7189.01	88802.69	8.10%
Jan - 2024	8386.91	104930.54	7.99%

2023

5946.06

87757.74

6.78%

Dec - 2023	5946.06	87757.74	6.78%
Nov - 2023	6398.67	98642.75	6.49%
Oct - 2023	8233.18	99300.43	8.29%
Sep - 2023	5920.87	82255.84	7.20%
Aug - 2023	9806.46	107342.01	9.14%
Jul - 2023	10004.18	94155.99	10.63%
Jun - 2023	7819.70	89406.39	8.75%
May - 2023	9415.10	101767.61	9.25%
Apr - 2023	8042.92	102520.23	7.85%
Mar - 2023	7191.41	95800.73	7.51%
Feb - 2023	8999.99	119004.06	7.56%
Jan - 2023	9779.17	119576.27	8.18%

2022

7159.32

102818.15

6.96%

Dec - 2022	7159.32	102818.15	6.96%
Nov - 2022	7487.66	120436.44	6.22%
Oct - 2022	13354.84	154367.08	8.65%
Sep - 2022	12542.26	139080.33	9.02%
Aug - 2022	10609.43	120037.67	8.84%
Jul - 2022	10768.60	140426.40	7.67%
Jun - 2022	11690.36	127681.69	9.16%
May - 2022	12844.63	137381.45	9.35%
Apr - 2022	9207.47	106546.21	8.64%
Mar - 2022	8272.81	100940.29	8.20%
Feb - 2022	8055.92	113058.51	7.13%
Jan - 2022	9704.24	128929.12	7.53%

2021

7535.52

92685.93

8.13%

Dec - 2021	7535.52	92685.93	8.13%
Nov - 2021	7803.76	99191.80	7.87%
Oct - 2021	8124.17	123289.68	6.59%
Sep - 2021	9239.91	108128.43	8.55%
Aug - 2021	7637.14	94665.81	8.07%
Jul - 2021	7496.17	88345.76	8.49%
Jun - 2021	5734.98	89367.09	6.42%
May - 2021	7313.37	89684.72	8.15%
Apr - 2021	8492.20	88832.59	9.56%
Mar - 2021	6356.30	69985.18	9.08%
Feb - 2021	6426.54	73912.68	8.69%
Jan - 2021	6886.53	83431.39	8.25%

2020

6171.96

76292.57

8.09%

Dec - 2020	6171.96	76292.57	8.09%
Nov - 2020	4363.94	66326.47	6.58%
Oct - 2020	5300.41	70813.57	7.49%
Sep - 2020	6341.41	81957.53	7.74%
Aug - 2020	5169.34	70836.97	7.30%
Jul - 2020	4494.17	71894.87	6.25%
Jun - 2020	6183.11	83164.43	7.43%
May - 2020	6584.94	82887.05	7.94%
Apr - 2020	6686.71	81763.20	8.18%
Mar - 2020	6434.28	78332.76	8.21%
Feb - 2020	4073.74	51292.42	7.94%
Jan - 2020	3690.06	52416.71	7.04%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

Kotak Mahindra Asset Management Co. Ltd.

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E) Mumbai 400051
Tel no.: 022-61152100
Fax no.: 022-67082213
Website.: www.kotakmf.com

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hunch
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29 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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shravanashok
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45 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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3 hrs ago

Secure Long-Term Income with a State-Backed PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED – 2033 Bond ???? Coupon: 10.55% p.a. ???? Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ???? Tenor: 7y 6m (Maturity: 03/Apr/2033) ???? Secured | PSU Bond | High Return | Listed A robust, long-tenor PSU bond offering stability, consistent returns, and strong credit assurance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Long-Term Income with a State-Backed PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED – 2033 Bond ???? Coupon: 10.55% p.a. ???? Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ???? Tenor: 7y 6m (Maturity: 03/Apr/2033) ???? Secured | PSU Bond | High Return | Listed A robust, long-tenor PSU bond offering stability, consistent returns, and strong credit assurance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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95 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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Progrowth Finwealth
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95 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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101 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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