Groww Liquid Fund - Regular Plan - IDCW - Fortnightly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 23 (Category Avg - 67.97) | Modified Duration 0.11 Years (Category Avg - 0.11)| Yield to Maturity 5.77% (Category Avg - 5.79%)

Portfolio Summary (as on 31st Jul,2025)

Security Type	% Weight	Category Average
GOI	3.82%	1.06%
BRDS	0.00%	0.04%
CD	18.97%	26.64%
T-Bills	13.18%	17.41%
NCD & Bonds	8.77%	6.57%
CP	44.23%	44.65%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	17.00%	18.46%
Low Risk	71.97%	77.87%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Jul,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	248.89	6.33%	25.00 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	248.17	6.32%	25.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	248.13	6.31%	25.00 L
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	248.07	6.31%	25.00 L
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	248.05	6.31%	25.00 L
Bond - T-Bill	T-Bills	Other			247.23	6.29%	25.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	245.21	6.24%	24.50 L
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	238.30	6.06%	24.00 L
Bond - Reliance Jio Infocomm Ltd.	CP	Telecom - equipment & accessories	PR1+	CARE	208.51	5.31%	21.00 L
Bond - Bank Of Baroda	CD	Public sector bank	P1+	CRISIL	199.38	5.07%	20.00 L
Bond - Small Industries Development Bank Of India	CP	Financial institution	PR1+	CARE	198.93	5.06%	20.00 L
Bond - T-Bill	T-Bills	Other			197.38	5.02%	20.00 L
Bond - Govt of India	GOI	Other			100.19	2.55%	10.00 L
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	99.88	2.54%	10.00 L
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	99.81	2.54%	10.00 L
Bond - Tata Capital Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	99.30	2.53%	10.00 L
Bond - Govt of India	GOI	Other			50.04	1.27%	5.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	49.73	1.27%	5.00 L
Bond - T-Bill	T-Bills	Other			49.50	1.26%	5.00 L
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	49.40	1.26%	5.00 L
Bond - Aditya Birla Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	49.37	1.26%	5.00 L
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	49.31	1.25%	5.00 L
Bond - T-Bill	T-Bills	Other			23.79	0.61%	2.40 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	8.48%
Net Receivables	Net Receivables	1.99%
Reverse Repo	Reverse Repo	0.55%

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hunch
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19 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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34 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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7 hrs ago

Anchor Your Investments with a Trusted PSU Bond India Infrastructure Finance Company Limited – 2037 Bonds now listed on The Fixed Income ✔️ Coupon: 9.41% p.a. ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11 years 10 months (Maturity: Jul 27, 2037) ✔️ Secured | PSU Bond | High Return | Listed Leverage the reliability of a long-term PSU bond that combines robust security with high returns—ideal for investors focused on steady and sustained wealth growth. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Anchor Your Investments with a Trusted PSU Bond India Infrastructure Finance Company Limited – 2037 Bonds now listed on The Fixed Income ✔️ Coupon: 9.41% p.a. ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11 years 10 months (Maturity: Jul 27, 2037) ✔️ Secured | PSU Bond | High Return | Listed Leverage the reliability of a long-term PSU bond that combines robust security with high returns—ideal for investors focused on steady and sustained wealth growth. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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84 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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85 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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91 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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