Aditya Birla Sun Life Crisil IBX 60:40 SDL + AAA PSU APR 2026 Index Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

No of Debt Holding 20 (Category Avg - 3.94) | Modified Duration 0.42 Years (Category Avg - 2.41)| Yield to Maturity 6.00% (Category Avg - 6.42%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	65.05%	14.90%
CD	0.00%	0.21%
T-Bills	0.00%	0.04%
CP	0.00%	0.21%
NCD & Bonds	28.40%	4.61%

Category - Index Funds/ETFs

Security Type	% Weight	Category Average
Government Backed	65.05%	14.93%
Low Risk	28.40%	5.03%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Index Funds/ETFs

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			101.34	22.05%	10.00 L
Bond - Govt of India	GOI	Other			50.52	10.99%	5.00 L
Bond - Govt of India	GOI	Other			50.00	10.88%	5.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	35.13	7.64%	35.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	32.14	6.99%	320.00
Bond - Govt of India	GOI	Other			25.25	5.50%	2.50 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	20.07	4.37%	20.00
Bond - Govt of India	GOI	Other			16.21	3.53%	1.60 L
Bond - Govt of India	GOI	Other			12.29	2.67%	1.22 L
Bond - Govt of India	GOI	Other			11.13	2.42%	1.10 L
Bond - Govt of India	GOI	Other			10.12	2.20%	1.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	10.06	2.19%	100.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	10.05	2.19%	100.00
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	10.05	2.19%	10.00
Bond - Govt of India	GOI	Other			9.97	2.17%	99.20 k
Bond - Mangalore Refinery & Petrochemicals Ltd.	NCD & Bonds	Refineries & marketing	CARE AAA	CARE	7.99	1.74%	8.00
Bond - Govt of India	GOI	Other			6.04	1.31%	60.00 k
Bond - NHPC Ltd.	NCD & Bonds	Power generation	LAAA	ICRA	5.01	1.09%	25.00
Bond - Govt of India	GOI	Other			4.08	0.89%	40.50 k
Bond - Govt of India	GOI	Other			2.01	0.44%	20.00 k

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.20%
Net Receivables	Net Receivables	2.34%

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hunch
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29 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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44 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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1 days ago

Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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94 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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95 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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101 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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