| Key Financial Ratios of (in Rs. Cr.) |
Mar 15 |
Mar 14 |
Mar 13 |
Mar 12 |
Mar 11 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
49.34 |
44.92 |
36.53 |
27.87 |
21.12 |
|
| Diluted EPS (Rs.) |
48.01 |
44.35 |
35.55 |
27.13 |
20.25 |
|
| Cash EPS (Rs.) |
50.04 |
46.61 |
37.71 |
28.83 |
21.95 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
279.60 |
197.48 |
161.94 |
132.49 |
109.29 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
279.60 |
197.48 |
161.94 |
132.49 |
109.29 |
|
| Dividend/Share (Rs.) |
9.00 |
8.00 |
6.00 |
4.00 |
2.50 |
|
| Operating Revenue / Share (Rs.) |
277.02 |
276.77 |
231.27 |
178.69 |
116.43 |
|
| Net Profit/Share (Rs.) |
48.01 |
44.86 |
36.27 |
27.68 |
20.95 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
10,704,908.88 |
11,342,445.57 |
11,808,085.28 |
11,179,294.75 |
10,286,961.82 |
|
| Net Profit/ Employee (Rs.) |
1,855,098.43 |
1,838,386.59 |
1,851,766.37 |
1,731,652.61 |
1,850,694.32 |
|
| Business/ Employee (Rs.) |
154,232,807.03 |
147,528,383.52 |
162,236,833.00 |
154,449,391.88 |
204,384,246.63 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
183,391,545.17 |
178,238,430.36 |
192,883,700.00 |
177,172,980.34 |
188,866,696.26 |
|
| Net Profit/ Branches (Rs.) |
31,780,687.80 |
28,888,932.14 |
30,248,388.37 |
27,443,775.28 |
33,978,401.87 |
|
| Business/ Branches (Rs.) |
2,642,245,077.65 |
2,318,303,169.64 |
2,650,119,802.33 |
2,447,762,553.37 |
3,752,456,565.42 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.51 |
2.61 |
2.28 |
2.26 |
2.10 |
|
| CASA (%) |
23.11 |
22.03 |
18.94 |
15.03 |
10.34 |
|
| Net Profit Margin (%) |
17.32 |
16.20 |
15.68 |
15.48 |
17.99 |
|
| Operating Profit Margin (%) |
36.23 |
36.45 |
37.41 |
39.51 |
38.88 |
|
| Return on Assets (%) |
1.47 |
1.48 |
1.31 |
1.32 |
1.23 |
|
| Return on Equity / Networth (%) |
17.16 |
22.71 |
22.39 |
20.89 |
19.16 |
|
| Net Interest Margin (X) |
2.56 |
2.49 |
2.23 |
2.19 |
2.11 |
|
| Cost to Income (%) |
41.28 |
39.43 |
38.39 |
37.71 |
36.34 |
|
| Interest Income/Total Assets (%) |
8.49 |
9.15 |
8.36 |
8.56 |
6.84 |
|
| Non-Interest Income/Total Assets (%) |
1.50 |
1.57 |
1.26 |
1.16 |
1.05 |
|
| Operating Profit/Total Assets (%) |
-0.03 |
-0.09 |
0.04 |
0.16 |
0.17 |
|
| Operating Expenses/Total Assets (%) |
1.67 |
1.60 |
1.34 |
1.26 |
1.15 |
|
| Interest Expenses/Total Assets (%) |
5.93 |
6.66 |
6.13 |
6.37 |
4.73 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
146,265.84 |
105,876.93 |
99,907.73 |
73,940.88 |
60,311.91 |
|
| EV Per Net Sales (X) |
12.64 |
10.61 |
12.05 |
11.72 |
14.92 |
|
| Price To Book Value (X) |
2.92 |
2.09 |
2.65 |
2.77 |
2.84 |
|
| Price To Sales (X) |
2.95 |
1.49 |
1.85 |
2.06 |
2.66 |
|
| Retention Ratios (%) |
81.25 |
82.16 |
83.45 |
85.54 |
88.06 |
|
| Earnings Yield (X) |
0.06 |
0.11 |
0.08 |
0.08 |
0.07 |
|
Source : Dion Global Solutions Limited
