| Key Financial Ratios of State Bank of India (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
79.44 |
68.44 |
56.29 |
35.49 |
22.87 |
|
| Diluted EPS (Rs.) |
79.44 |
68.44 |
56.29 |
35.49 |
22.87 |
|
| Cash EPS (Rs.) |
83.40 |
72.19 |
59.98 |
39.13 |
26.59 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
463.67 |
391.83 |
335.98 |
287.64 |
258.05 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
494.32 |
422.70 |
367.08 |
313.84 |
284.47 |
|
| Dividend/Share (Rs.) |
15.90 |
13.70 |
11.30 |
7.10 |
4.00 |
|
| Operating Revenue / Share (Rs.) |
518.22 |
465.15 |
372.12 |
308.65 |
297.10 |
|
| Net Profit/Share (Rs.) |
79.44 |
68.44 |
56.29 |
35.49 |
22.87 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
19,578,257.83 |
17,870,762.11 |
14,080,635.81 |
11,277,678.21 |
10,793,750.26 |
|
| Net Profit/ Employee (Rs.) |
3,001,389.69 |
2,629,258.37 |
2,129,775.27 |
1,296,867.16 |
830,869.25 |
|
| Business/ Employee (Rs.) |
404,083,446.78 |
371,080,329.55 |
323,204,939.97 |
277,809,650.59 |
249,571,543.11 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
201,634,631.16 |
184,158,750.55 |
148,227,208.30 |
123,712,067.91 |
119,335,088.80 |
|
| Net Profit/ Branches (Rs.) |
30,911,029.38 |
27,094,587.97 |
22,420,197.99 |
14,226,165.68 |
9,186,043.21 |
|
| Business/ Branches (Rs.) |
4,161,617,312.60 |
3,823,994,154.60 |
3,402,386,553.49 |
3,047,471,802.57 |
2,759,248,782.89 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.73 |
1.47 |
1.59 |
1.42 |
1.64 |
|
| CASA (%) |
38.71 |
39.89 |
42.66 |
44.51 |
45.39 |
|
| Net Profit Margin (%) |
15.33 |
14.71 |
15.12 |
11.49 |
7.69 |
|
| Operating Profit Margin (%) |
31.00 |
28.86 |
27.68 |
19.64 |
13.23 |
|
| Return on Assets (%) |
1.06 |
0.98 |
0.91 |
0.63 |
0.45 |
|
| Return on Equity / Networth (%) |
17.13 |
17.46 |
16.75 |
12.33 |
8.86 |
|
| Net Interest Margin (X) |
2.50 |
2.58 |
2.62 |
2.42 |
2.44 |
|
| Cost to Income (%) |
51.63 |
59.01 |
53.86 |
57.91 |
53.59 |
|
| Interest Income/Total Assets (%) |
6.92 |
6.71 |
6.01 |
5.52 |
5.84 |
|
| Non-Interest Income/Total Assets (%) |
0.92 |
0.83 |
0.66 |
0.81 |
0.95 |
|
| Operating Profit/Total Assets (%) |
0.13 |
0.15 |
0.24 |
-0.17 |
-0.50 |
|
| Operating Expenses/Total Assets (%) |
1.76 |
2.02 |
1.77 |
1.87 |
1.82 |
|
| Interest Expenses/Total Assets (%) |
4.42 |
4.13 |
3.39 |
3.10 |
3.40 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
6,407,168.24 |
5,960,162.28 |
5,137,207.29 |
4,660,058.65 |
4,210,541.48 |
|
| EV Per Net Sales (X) |
13.85 |
14.36 |
15.47 |
16.92 |
15.88 |
|
| Price To Book Value (X) |
1.66 |
1.92 |
1.56 |
1.72 |
1.41 |
|
| Price To Sales (X) |
1.49 |
1.62 |
1.41 |
1.60 |
1.23 |
|
| Retention Ratios (%) |
79.98 |
79.98 |
79.92 |
79.99 |
82.50 |
|
| Earnings Yield (X) |
0.10 |
0.09 |
0.11 |
0.07 |
0.06 |
|
Source : Dion Global Solutions Limited
