| Key Financial Ratios of State Bank of India (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
16.23 |
0.97 |
-7.67 |
13.43 |
12.98 |
|
| Diluted EPS (Rs.) |
16.23 |
0.97 |
-7.67 |
13.43 |
12.98 |
|
| Cash EPS (Rs.) |
19.94 |
0.97 |
-4.07 |
16.02 |
15.01 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
233.34 |
247.53 |
217.69 |
196.53 |
185.85 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
259.96 |
247.53 |
245.53 |
236.14 |
185.85 |
|
| Dividend/Share (Rs.) |
0.00 |
0.00 |
0.00 |
2.60 |
2.60 |
|
| Operating Revenue / Share (Rs.) |
288.33 |
272.13 |
247.07 |
220.13 |
211.26 |
|
| Net Profit/Share (Rs.) |
16.23 |
0.97 |
-7.34 |
13.15 |
12.82 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
10,315,720.80 |
0.00 |
8,350,949.88 |
8,375,280.48 |
7,894,439.54 |
|
| Net Profit/ Employee (Rs.) |
580,806.85 |
0.00 |
-247,971.10 |
500,274.50 |
478,997.86 |
|
| Business/ Employee (Rs.) |
223,169,169.33 |
0.00 |
175,776,620.83 |
172,538,127.46 |
153,770,974.81 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
116,220,402.06 |
0.00 |
98,375,709.65 |
102,223,785.91 |
97,711,092.41 |
|
| Net Profit/ Branches (Rs.) |
6,543,566.51 |
0.00 |
-2,921,144.69 |
6,106,058.59 |
5,928,654.49 |
|
| Business/ Branches (Rs.) |
2,514,299,397.05 |
0.00 |
2,070,680,589.85 |
2,105,899,694.70 |
1,903,254,798.38 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.79 |
0.00 |
1.81 |
1.99 |
1.96 |
|
| CASA (%) |
44.22 |
0.00 |
44.48 |
44.57 |
42.61 |
|
| Net Profit Margin (%) |
5.63 |
0.35 |
-2.96 |
5.97 |
6.06 |
|
| Operating Profit Margin (%) |
10.10 |
-14.14 |
-5.48 |
10.77 |
11.70 |
|
| Return on Assets (%) |
0.36 |
0.02 |
-0.18 |
0.38 |
0.42 |
|
| Return on Equity / Networth (%) |
6.95 |
0.39 |
-3.37 |
6.69 |
6.89 |
|
| Net Interest Margin (X) |
2.48 |
2.40 |
2.16 |
2.28 |
2.42 |
|
| Cost to Income (%) |
52.45 |
44.68 |
50.18 |
47.75 |
49.13 |
|
| Interest Income/Total Assets (%) |
6.51 |
6.59 |
6.38 |
6.48 |
6.95 |
|
| Non-Interest Income/Total Assets (%) |
1.14 |
0.95 |
1.29 |
1.31 |
1.18 |
|
| Operating Profit/Total Assets (%) |
-0.77 |
-0.93 |
-1.48 |
-0.92 |
-0.75 |
|
| Operating Expenses/Total Assets (%) |
1.90 |
1.89 |
1.73 |
1.71 |
1.77 |
|
| Interest Expenses/Total Assets (%) |
4.02 |
4.19 |
4.21 |
4.20 |
4.53 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
3,565,310.84 |
3,423,771.88 |
3,141,292.12 |
2,467,752.16 |
2,075,268.45 |
|
| EV Per Net Sales (X) |
13.86 |
14.10 |
14.25 |
14.06 |
12.65 |
|
| Price To Book Value (X) |
0.84 |
1.30 |
1.15 |
1.49 |
1.05 |
|
| Price To Sales (X) |
0.68 |
1.18 |
1.01 |
1.33 |
0.92 |
|
| Retention Ratios (%) |
100.00 |
100.00 |
100.00 |
79.88 |
79.71 |
|
| Earnings Yield (X) |
0.08 |
0.00 |
-0.03 |
0.04 |
0.07 |
|
Source : Dion Global Solutions Limited
