| Key Financial Ratios of State Bank of India (in Rs. Cr.) |
Mar 22 |
Mar 21 |
Mar 20 |
Mar 19 |
Mar 18 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
35.49 |
22.87 |
16.23 |
0.97 |
-7.67 |
|
| Diluted EPS (Rs.) |
35.49 |
22.87 |
16.23 |
0.97 |
-7.67 |
|
| Cash EPS (Rs.) |
39.13 |
26.59 |
19.94 |
0.97 |
-4.07 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
287.64 |
258.05 |
233.34 |
247.53 |
217.69 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
313.84 |
284.47 |
259.96 |
247.53 |
245.53 |
|
| Dividend/Share (Rs.) |
7.10 |
4.00 |
0.00 |
0.00 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
308.65 |
297.10 |
288.33 |
272.13 |
247.07 |
|
| Net Profit/Share (Rs.) |
35.49 |
22.87 |
16.23 |
0.97 |
-7.34 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
11,277,678.21 |
10,793,750.26 |
10,315,720.80 |
0.00 |
8,350,949.88 |
|
| Net Profit/ Employee (Rs.) |
1,296,867.16 |
830,869.25 |
580,806.85 |
0.00 |
-247,971.10 |
|
| Business/ Employee (Rs.) |
277,809,650.59 |
249,571,543.11 |
223,169,169.33 |
0.00 |
175,776,620.83 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
123,712,067.91 |
119,335,088.80 |
116,220,402.06 |
0.00 |
98,375,709.65 |
|
| Net Profit/ Branches (Rs.) |
14,226,165.68 |
9,186,043.21 |
6,543,566.51 |
0.00 |
-2,921,144.69 |
|
| Business/ Branches (Rs.) |
3,047,471,802.57 |
2,759,248,782.89 |
2,514,299,397.05 |
0.00 |
2,070,680,589.85 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.42 |
1.64 |
1.79 |
0.00 |
1.81 |
|
| CASA (%) |
44.51 |
45.39 |
44.22 |
0.00 |
44.48 |
|
| Net Profit Margin (%) |
11.49 |
7.69 |
5.63 |
0.35 |
-2.96 |
|
| Operating Profit Margin (%) |
-3.22 |
-8.70 |
-11.94 |
-14.14 |
-23.19 |
|
| Return on Assets (%) |
0.63 |
0.45 |
0.36 |
0.02 |
-0.18 |
|
| Return on Equity / Networth (%) |
12.33 |
8.86 |
6.95 |
0.39 |
-3.37 |
|
| Net Interest Margin (X) |
2.42 |
2.44 |
2.48 |
2.40 |
2.16 |
|
| Cost to Income (%) |
41.00 |
43.34 |
42.57 |
44.68 |
47.52 |
|
| Interest Income/Total Assets (%) |
5.52 |
5.84 |
6.51 |
6.59 |
6.38 |
|
| Non-Interest Income/Total Assets (%) |
0.81 |
0.95 |
1.14 |
0.95 |
1.29 |
|
| Operating Profit/Total Assets (%) |
-0.17 |
-0.50 |
-0.77 |
-0.93 |
-1.48 |
|
| Operating Expenses/Total Assets (%) |
1.87 |
1.82 |
1.90 |
1.89 |
1.73 |
|
| Interest Expenses/Total Assets (%) |
3.10 |
3.40 |
4.02 |
4.19 |
4.21 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
4,660,058.65 |
4,210,541.48 |
3,565,310.84 |
3,423,771.88 |
3,141,292.12 |
|
| EV Per Net Sales (X) |
16.92 |
15.88 |
13.86 |
14.10 |
14.25 |
|
| Price To Book Value (X) |
1.72 |
1.41 |
0.84 |
1.30 |
1.15 |
|
| Price To Sales (X) |
1.60 |
1.23 |
0.68 |
1.18 |
1.01 |
|
| Retention Ratios (%) |
79.99 |
82.50 |
100.00 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
0.07 |
0.06 |
0.08 |
0.00 |
-0.03 |
|
Source : Dion Global Solutions Limited
