| Key Financial Ratios of LIC Housing Finance (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
98.95 |
86.53 |
52.56 |
43.12 |
54.32 |
|
| Diluted EPS (Rs.) |
98.95 |
86.53 |
52.56 |
43.12 |
54.32 |
|
| Cash EPS (Rs.) |
100.61 |
87.73 |
53.78 |
42.54 |
55.32 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
660.46 |
571.95 |
493.97 |
449.74 |
408.04 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
660.46 |
571.95 |
493.97 |
449.74 |
408.04 |
|
| Revenue from Operations/Share (Rs.) |
510.72 |
495.58 |
412.68 |
362.91 |
393.74 |
|
| PBDIT/Share (Rs.) |
481.51 |
445.47 |
359.09 |
308.75 |
353.86 |
|
| PBIT/Share (Rs.) |
479.73 |
444.21 |
357.84 |
307.75 |
352.82 |
|
| PBT/Share (Rs.) |
124.93 |
110.18 |
64.69 |
50.64 |
66.64 |
|
| Net Profit/Share (Rs.) |
98.83 |
86.47 |
52.53 |
41.53 |
54.29 |
|
| NP After MI And SOA / Share (Rs.) |
98.88 |
86.47 |
52.52 |
41.53 |
54.28 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
94.27 |
89.88 |
87.01 |
85.07 |
89.87 |
|
| PBIT Margin (%) |
93.93 |
89.63 |
86.71 |
84.80 |
89.60 |
|
| PBT Margin (%) |
24.46 |
22.23 |
15.67 |
13.95 |
16.92 |
|
| Net Profit Margin (%) |
19.35 |
17.44 |
12.72 |
11.44 |
13.78 |
|
| NP After MI And SOA Margin (%) |
19.36 |
17.44 |
12.72 |
11.44 |
13.78 |
|
| Return on Networth/Equity (%) |
14.97 |
15.12 |
10.63 |
9.23 |
13.30 |
|
| Return on Capital Employed (%) |
71.54 |
75.74 |
70.44 |
9.82 |
10.68 |
|
| Return on Assets (%) |
1.73 |
1.63 |
1.03 |
0.89 |
1.16 |
|
| Total Debt/Equity (X) |
7.44 |
8.02 |
9.00 |
9.03 |
10.09 |
|
| Asset Turnover Ratio (%) |
0.09 |
0.10 |
0.09 |
0.08 |
0.09 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.12 |
1.12 |
1.10 |
3.07 |
3.40 |
|
| Quick Ratio (X) |
1.12 |
1.12 |
1.10 |
3.07 |
3.40 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
9.09 |
9.82 |
15.98 |
20.45 |
14.73 |
|
| Dividend Payout Ratio (CP) (%) |
8.93 |
9.68 |
15.61 |
19.97 |
14.45 |
|
| Earnings Retention Ratio (%) |
90.91 |
90.18 |
84.02 |
79.55 |
85.27 |
|
| Cash Earnings Retention Ratio (%) |
91.07 |
90.32 |
84.39 |
80.03 |
85.55 |
|
| Coverage Ratios |
|
|
|
|
|
|
| Interest Coverage Ratios (%) |
1.36 |
1.33 |
1.22 |
1.20 |
1.24 |
|
| Interest Coverage Ratios (Post Tax) (%) |
1.36 |
1.33 |
1.22 |
1.20 |
1.24 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
300,096.90 |
284,428.06 |
262,002.07 |
242,411.98 |
228,032.23 |
|
| EV/Net Operating Revenue (X) |
10.68 |
10.43 |
11.53 |
12.14 |
11.47 |
|
| EV/EBITDA (X) |
11.32 |
11.60 |
13.26 |
14.26 |
12.76 |
|
| MarketCap/Net Operating Revenue (X) |
1.10 |
1.23 |
0.80 |
0.99 |
1.09 |
|
| Retention Ratios (%) |
90.90 |
90.17 |
84.01 |
79.54 |
85.26 |
|
| Price/BV (X) |
0.85 |
1.07 |
0.67 |
0.80 |
1.05 |
|
| Price/Net Operating Revenue |
1.10 |
1.23 |
0.80 |
0.99 |
1.09 |
|
| Earnings Yield |
0.18 |
0.14 |
0.16 |
0.12 |
0.13 |
|
Source : Dion Global Solutions Limited
