| Key Financial Ratios of LIC Housing Finance (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
47.63 |
48.23 |
39.85 |
38.49 |
33.05 |
|
| Diluted EPS (Rs.) |
47.63 |
48.23 |
39.85 |
38.49 |
33.05 |
|
| Cash EPS (Rs.) |
48.61 |
48.45 |
39.97 |
38.65 |
33.22 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
361.76 |
323.46 |
283.45 |
220.95 |
182.51 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
361.76 |
323.46 |
283.45 |
220.95 |
182.51 |
|
| Revenue from Operations/Share (Rs.) |
390.85 |
344.44 |
294.58 |
277.38 |
245.76 |
|
| PBDIT/Share (Rs.) |
358.74 |
322.70 |
275.99 |
261.68 |
235.49 |
|
| PBIT/Share (Rs.) |
357.73 |
322.46 |
275.79 |
261.49 |
235.29 |
|
| PBT/Share (Rs.) |
65.00 |
67.17 |
55.09 |
58.88 |
50.99 |
|
| Net Profit/Share (Rs.) |
47.60 |
48.21 |
39.77 |
38.45 |
33.02 |
|
| NP After MI And SOA / Share (Rs.) |
47.59 |
48.20 |
39.76 |
38.46 |
33.02 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
91.78 |
93.68 |
93.68 |
94.34 |
95.82 |
|
| PBIT Margin (%) |
91.52 |
93.61 |
93.61 |
94.27 |
95.74 |
|
| PBT Margin (%) |
16.63 |
19.50 |
18.70 |
21.22 |
20.74 |
|
| Net Profit Margin (%) |
12.17 |
13.99 |
13.50 |
13.86 |
13.43 |
|
| NP After MI And SOA Margin (%) |
12.17 |
13.99 |
13.49 |
13.86 |
13.43 |
|
| Return on Networth/Equity (%) |
13.15 |
14.90 |
14.03 |
17.41 |
18.09 |
|
| Return on Capital Employed (%) |
10.96 |
10.13 |
9.72 |
11.19 |
1.62 |
|
| Return on Assets (%) |
1.10 |
1.21 |
1.17 |
1.28 |
1.27 |
|
| Total Debt/Equity (X) |
10.47 |
10.45 |
10.15 |
9.98 |
10.43 |
|
| Asset Turnover Ratio (%) |
9.09 |
8.66 |
8.68 |
9.27 |
9.50 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
4.14 |
5.00 |
6.09 |
0.44 |
0.44 |
|
| Quick Ratio (X) |
4.14 |
5.00 |
6.09 |
0.44 |
0.44 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
15.95 |
14.09 |
15.58 |
0.05 |
16.64 |
|
| Dividend Payout Ratio (CP) (%) |
15.62 |
14.02 |
15.50 |
0.05 |
16.54 |
|
| Earnings Retention Ratio (%) |
84.05 |
85.91 |
84.42 |
99.95 |
83.36 |
|
| Cash Earnings Retention Ratio (%) |
84.38 |
85.98 |
84.50 |
99.95 |
83.46 |
|
| Coverage Ratios |
|
|
|
|
|
|
| Interest Coverage Ratios (%) |
1.22 |
1.26 |
1.25 |
1.29 |
1.28 |
|
| Interest Coverage Ratios (Post Tax) (%) |
1.22 |
1.26 |
1.25 |
1.29 |
1.28 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
201,136.44 |
194,563.53 |
170,189.64 |
137,894.39 |
116,877.37 |
|
| EV/Net Operating Revenue (X) |
10.19 |
11.19 |
11.44 |
9.84 |
9.42 |
|
| EV/EBITDA (X) |
11.10 |
11.94 |
12.21 |
10.44 |
9.83 |
|
| MarketCap/Net Operating Revenue (X) |
0.60 |
1.55 |
1.82 |
2.22 |
2.00 |
|
| Retention Ratios (%) |
84.04 |
85.90 |
84.41 |
99.94 |
83.35 |
|
| Price/BV (X) |
0.65 |
1.65 |
1.89 |
2.79 |
2.69 |
|
| Price/Net Operating Revenue |
0.60 |
1.55 |
1.82 |
2.22 |
2.00 |
|
| Earnings Yield |
0.20 |
0.09 |
0.07 |
0.06 |
0.07 |
|
Source : Dion Global Solutions Limited
