| Key Financial Ratios of LIC Housing Finance (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
98.70 |
86.63 |
52.56 |
43.14 |
54.18 |
|
| Diluted EPS (Rs.) |
98.70 |
86.63 |
52.56 |
43.14 |
54.18 |
|
| Cash EPS (Rs.) |
100.34 |
87.77 |
53.72 |
42.51 |
55.13 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
658.74 |
570.40 |
492.38 |
448.25 |
406.40 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
658.74 |
570.40 |
492.38 |
448.25 |
406.40 |
|
| Dividend / Share(Rs.) |
10.00 |
9.00 |
8.50 |
8.50 |
8.50 |
|
| Revenue from Operations/Share (Rs.) |
509.63 |
494.70 |
411.65 |
361.90 |
393.05 |
|
| PBDIT/Share (Rs.) |
481.14 |
445.31 |
359.89 |
308.58 |
353.51 |
|
| PBIT/Share (Rs.) |
479.43 |
444.12 |
358.70 |
307.63 |
352.53 |
|
| PBT/Share (Rs.) |
124.56 |
109.99 |
64.63 |
50.48 |
66.31 |
|
| Net Profit/Share (Rs.) |
98.64 |
86.58 |
52.53 |
41.56 |
54.15 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
94.40 |
90.01 |
87.42 |
85.26 |
89.94 |
|
| PBIT Margin (%) |
94.07 |
89.77 |
87.13 |
85.00 |
89.69 |
|
| PBT Margin (%) |
24.44 |
22.23 |
15.69 |
13.94 |
16.87 |
|
| Net Profit Margin (%) |
19.35 |
17.50 |
12.76 |
11.48 |
13.77 |
|
| Return on Networth / Equity (%) |
14.97 |
15.17 |
10.66 |
9.27 |
13.32 |
|
| Return on Capital Employed (%) |
71.75 |
76.00 |
70.94 |
9.82 |
10.67 |
|
| Return on Assets (%) |
1.72 |
1.63 |
1.03 |
0.89 |
1.16 |
|
| Total Debt/Equity (X) |
7.46 |
8.04 |
9.03 |
9.07 |
10.13 |
|
| Asset Turnover Ratio (%) |
0.09 |
0.10 |
0.09 |
0.08 |
8.42 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.12 |
1.11 |
1.10 |
3.07 |
3.40 |
|
| Quick Ratio (X) |
1.12 |
1.11 |
1.10 |
3.07 |
3.40 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
9.11 |
9.81 |
16.17 |
20.44 |
14.76 |
|
| Dividend Payout Ratio (CP) (%) |
8.96 |
9.67 |
15.81 |
19.98 |
14.50 |
|
| Earnings Retention Ratio (%) |
90.89 |
90.19 |
83.83 |
79.56 |
85.24 |
|
| Cash Earnings Retention Ratio (%) |
91.04 |
90.33 |
84.19 |
80.02 |
85.50 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
300,218.75 |
284,556.35 |
262,123.97 |
242,507.64 |
228,131.68 |
|
| EV/Net Operating Revenue (X) |
10.70 |
10.45 |
11.57 |
12.17 |
11.49 |
|
| EV/EBITDA (X) |
11.34 |
11.61 |
13.23 |
14.28 |
12.78 |
|
| MarketCap/Net Operating Revenue (X) |
1.11 |
1.24 |
0.80 |
0.99 |
1.09 |
|
| Retention Ratios (%) |
90.88 |
90.18 |
83.82 |
79.55 |
85.23 |
|
| Price/BV (X) |
0.86 |
1.07 |
0.67 |
0.80 |
1.05 |
|
| Price/Net Operating Revenue |
1.11 |
1.24 |
0.80 |
0.99 |
1.09 |
|
| Earnings Yield |
0.17 |
0.14 |
0.16 |
0.12 |
0.13 |
|
Source : Dion Global Solutions Limited
